216,391+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 216,391 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

216,391 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,772 reviews

4.9
Healthy Paws

11,054 reviews

4.9
Fetch

5,371 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,917 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified October 12, 2023

Efficient

Efficient and effective

Insurer: Spot

By: aurel badea

October 12, 2023

Paid them $1500/year for 2 years and…

Paid them $1500/year for 2 years and still had to fully pay for my vet visits. Don't waste your money if your pet is healthy and just needs annual check ups. They will just rob you.

Insurer: Pets Best

By: Valentina

Verified October 12, 2023

Easy to set up

Easy to set up

Insurer: ASPCA

By: Tracie Gonzales

Verified October 12, 2023

Happy with my choice

Ease of use. Swift payment. No surprises.

Insurer: Spot

By: Ginger Baker

October 12, 2023

"Spot" on The Best

Ease of enrollment. So easy to submit claims. They were quick to respond after claims were submitted and respond with payment to account after submission of claim. Competitive pricing.

Insurer: Spot

By: Janet Rice

Verified October 12, 2023

Choice of veterinarians

The veterinarians listed on the site that take the insurance coverage was a plus for me. The clinic that I take my dog to was listed as a covered clinic for emergency services. That is just what I was searching for.

Insurer: ASPCA

By: Cynthia Casteel

Verified October 12, 2023

"Spot" on the Best

So easy to enroll. I went thru just about every pet insurance and decided on Spot. They are "Spot" on the best out there. I have submitted claims. It is extremely easy to submit claims online, they are quick to respond! I highly recommend this company!

Insurer: Spot

By: Janet Rice

Verified October 12, 2023

33% premium increase and denial of coverage. Waste of time and money.

annual premium increased 38% ($135) after one year with zero claims for three year old healthy pet. no explanation provided. when i called to review the increase with agent, she could not provide anything specific, just pointed to the fact that "CA rates may be higher than other states...." agents are extremely nice and polite, but have had to call/email/follow-up somewhere between 5-10 times for the same question regarding why my declining deductible benefit was never reduced by $50 after the first year without any paid claims...still fighting to get this benefit... the final reveal that I have been scammed is that they declined over $1k in dental surgery costs my pet required for tooth extractions by referencing their policy that any sort of prior dental issue makes them not liable to pay for dental issues. Even if the event needing coverage is unrelated to the condition that was present during the waiting period. Meaning, because my pet had evidence of the grade 1 tarter (the lowest besides 0) during the waiting period they denied payment for her tooth extractions caused by periodontal disease. The vet even wrote a letter stating this disease was not present prior to her needing the extractions. My pet had regular and repeated exams that never revealed any issues or treatment plans for her teeth. Their fine print allows them to deny coverage because she had this minor issue and unrelated issue. What's the point of having insurance when you can find a way to weasel out of paying every claim? Will be changing to more reputable company.

Insurer: Figo

By: customer

October 12, 2023

Cancelation

I need to cancel insurance on Kermit Thomas luebke. I've tried to look you up and can't find a way to contact you other than here. Please contact me to verify cancelation. You have my information. Thank you

Insurer: Pumpkin

By: Martha

Useful
October 12, 2023

Overpriced

I wanted to add an additional pet to my Embrace policy. After researching pet insurers, I found one with the same benefits + more that was HALF the price. Also, Embrace has many restrictions related to making changes to the policy. I guess I should have done more research!

Insurer: Embrace

By: Amy Cooper

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