208,706+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,706 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,706 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,710 reviews

4.9
Healthy Paws

10,980 reviews

4.9
Fetch

5,226 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,824 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

January 17, 2026

Unable to access account online

Unable to access account online. I have to call and get assistance to get into my account. This has been going on since October.

Insurer: Pets Best

By: Monica Taylor

Verified January 17, 2026

it was very easy to use

it was very easy to use. Just submitted my vet receipt and I ended up getting more than I thought I would.

Insurer: MetLife

By: customer

Verified January 17, 2026

Good experience

I have used my insurance very sporadically, my experience has been positive. It takes them 3-4 days to process the claim. Money is deposited directly to the account. Works like a charm.

Insurer: Spot

By: Ankit Dhawan

January 17, 2026

Claim Took Forever

The claim process took nearly a month, with weekly messages of how they were “working on it.” And then, the reimbursement was pennies compared to the original bill. It actually would’ve cost less to not pay $80/month for the insurance and just pay my vet bill outright.

Insurer: Pets Best

By: Nadia Duncan

January 17, 2026

More speedy claim processing

Pets Best has been pretty speedy in the past with claims, however recently the claims process is averaging 4-5 weeks or more. I am hoping for quicker processing of claims in the future.

Insurer: Pets Best

By: ktrooper

Verified January 17, 2026

Love trupanion !!!

Love trupanion !!!! Best insurance by far ! Pays super fast either directly to the doctor or to us ! And customer service is amazing !!!

Insurer: Trupanion

By: Edina Gallovits

Verified January 17, 2026

That it takes quite a bit longer to receive your refund for pet services.

You said a lot of texts telling me you’ve received my paperwork which I appreciate. But, you take way too long to send a refund.

Insurer: MetLife

By: Mary Egle

Verified January 17, 2026

Outstanding service

Outstanding service! I've had two claims so far and the response was very quick. Reimbursement came within a few days direct to my bank account. I highly recommend MetLife!

Insurer: MetLife

By: Ralph - Tampa

Verified January 17, 2026

Quick, Easy & Efficient Service!

User friendly website for filing claims. Turnaround on claim reimbursements is quick with flexible payback options. We've been customers for over two years and haven't had one negative transaction!

Insurer: MetLife

By: Renee

January 17, 2026

Took too long for claim to be…

Took too long for claim to be processed. It was just for some drugs which had been approved before in a prior claim.

Insurer: Pets Best

By: Christine Lee

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