154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

October 10, 2024

I registered for pet insurance with…

I registered for pet insurance with this company in May, and filed my first claims in September. Apparently they hadn’t received my pet’s files from our vet but didn’t tell me, so now it’s been almost 25 days since I submitted my claims and they have no response on them. They said they’d been contacting my vet “every 2-3” days for the files, which is ridiculous. If you contacted a company 50+ times and they didn’t respond to that communications method wouldn’t anyone with a degree of analytical and critical thinking try something else? They just checked the box when trying to get the files, and are now not responding to my claim because they “don’t have the information they need.”

Insurer: Embrace

By: Chris

Verified October 10, 2024

4 daysTurn around time for service was quick…

Turn around time for service was quick and easy. I highly recommend ASPCA pet insurance. Best thing I have ever done was signing Oakley up as a pup. It’s affordable and stress free.

Insurer: ASPCA

By: Susan Bullard

October 10, 2024

So easy and so helpful. Highly recommend!

Our dog is newly insured by Trupanion (since July, 2024). Five days ago she tore her cruciate ligament and we knew from experience with a previous dog that she would need an expensive orthopedic surgery (TPLO). The high end of the surgical estimate was around $8,000, which is the going rate in our area. Thanks to Trupanion's preauthorization process, the surgeon's assistant was able to submit the estimate and find out within minutes how much Trupanion would cover. After deductible they covered 90%, which greatly reduced what we had to leave as a deposit, and it was obviously a HUGE cost saving over the total cost if she wasn't insured with Trupanion. My husband and I were so impressed with Trupanion and literally cannot recommend them highly enough. The cost of the monthly premiums may feel high, but it is so worth it after just one episode of a covered emergency expense.

Insurer: Trupanion

Veterinarian: Dr. Natalia Soto

By: Juli

Useful
Verified October 10, 2024

So far so good on preventive visits …

So far so good on preventive visits my reimbursement was in 3 days after I submitted the claim

Insurer: ASPCA

By: customer

Verified October 10, 2024

Super helpful

Super helpful

Insurer: Prudent Pet

By: Nikki Shevitz

Verified October 10, 2024

The just want your money

Told me that though my cat was undiagnosed (lymphoma), her symptoms (throwing up) started before the start date of my plan and so no expenses toward her survival would be covered.

Insurer: ASPCA

By: JONATHAN R.

Verified October 10, 2024

Phone rep was very helpful in…

Phone rep was very helpful in completing claim and reimbursement came quickly.

Insurer: ASPCA

By: T Trapp

October 10, 2024

Submittal of claims is easy and the…

Submittal of claims is easy and the customer service is always terrific!

Insurer: Embrace

By: Terri Lynn

October 10, 2024

NATIONWIDE IS NOT ON YOUR SIDE

Though I'm not one of the thousands of customers dropped by nationwide, my rate went up$1200/yr to $3600/yr and my coverage dropped from 70% to 50%. I have the policy 8 years since my dog was a puppy. Not real happy.

Insurer: Nationwide

By: Edward Boyd

Useful
October 10, 2024

Nationwide-a $ hungry organization-buyer beware!

My new employer offered me pet insurance thru nationwide at a discount and I wanted to switch my existing nationwide policy to the employer plan. Nationwide told me I could switch at renewal. Upon renewal I called to switch it and then they denied the switch because the services rendered during the existing policy were considered pre-existing. They are a money hungry organization willing to tell what you want to hear just for a sale. I would have never selected them if I knew they would pull some deceitful bs like this. Buyer Beware!!!

Insurer: Nationwide

By: Kim

Useful

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