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Pet parents across the U.S. and Canada have left over 224,929 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Embrace used to be responsive but not so much any more.
I have had Embrace Pet Insurance for 12 years. I’ve been happy with the insurance itself. However, previously it was easy to call with questions or issues about claims. But lately I’ve been on hold for several times for 15 minutes and then it goes to “call failed”. Earlier this month I sent email request to return my call but I never got a call. It doesn’t matter what time of day I call. I am not happy with this.
Insurer: Embrace
By: Alice S
Very responsive
Very responsive. Streamlined claim process. Have had nothing but good experiences. Highly recommend Spot for insuring your pet.
Insurer: Spot
By: Yonathan Ararso
Great experience!
Quick, easy, polite, respectful and courteous!
Insurer: Sonnet
By: ELIZABETH MARTIN
The real cost after Vet. bill!
what one would pay for payments to Vet.
Insurer: Prudent Pet
By: Roger Goblirsch
I need to cancel Josies insurance
I need to cancel Josies insurance. It is not worth my money. Since it really doesn't cover the expensive things for Josie, like, spaying. It is not a good program for my puppy.
Insurer: ASPCA
By: Kristine Ruscello
If only human health insurance operated this well
I have been with Healthy Paws for 7+ years, and any time I have filed a claim, it has been handled efficiently and accurately. I just files two claims about 2 weeks apart, one large one for an emergency surgery. In both cases I received my EOB in 2 days after submitting the claim and the reimbursement in 1 week after filing. I wish human health insurance operated as well. It really was a weight off my mind during a stressful situation with my pet.
Insurer: Healthy Paws
By: Jennifer S.
Vague answers to my review questions
Poor customer service and turn around time on review of wellness claim. Vague answers to my question regarding review. Hold time on automated phone answering. No response to email.
Insurer: Pets Best
By: Ginger Cecil Johnson
efficient and clear
easy submission process. worry-free online processing. good answers, when need customer service
Insurer: Embrace
By: SK treiman