208,625+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,625 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,625 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,710 reviews

4.9
Healthy Paws

10,980 reviews

4.9
Fetch

5,226 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,824 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified January 20, 2026

Very wonderful customer service

Very wonderful customer service. Expensive submit and return very fast.

Insurer: MetLife

By: Kim Souphakhet

Verified January 20, 2026

Quality and friendly service.

The quality of service I received was outstanding, and the representative demonstrated exceptional patience and expertise.

Insurer: Prudent Pet

By: Jamesmcclaringmail.com

Verified January 20, 2026

It was pleasant to speak to someone…

It was pleasant to speak to someone live. Very patience. My call was answered right away . Very professional

Insurer: Spot

By: Lizzie Alexander

Verified January 20, 2026

Easy but incredibly expensive

Easy to sign up, most expensive pet insurance Ive ever purchased, debating cancelling it in all seriousness

Insurer: Nationwide

By: Chris

January 20, 2026

Do NOT use Healthy Paws Pet Insurance

Do NOT use Healthy Paws Pet Insurance. After 13+ years of paying extremely high premiums for 90% coverage with a $100 deductible, they are now cutting coverage to 70% and raising the deductible to $500 simply because my dog is older—with no option to keep the plan I paid for. This 70% / $500 plan is now the best they will offer me. They love to market “no cap on payouts” and fast reimbursement—but who cares if they pay quickly when they change your policy right when you need it most? I genuinely feel bad for people leaving glowing reviews who haven’t reached this stage yet. Those reviews may be accurate now—but when your pet gets older and you truly need the insurance, this is when Healthy Paws lets you down. This is not trustworthy insurance.

Insurer: Healthy Paws

By: Joan Brown

Verified January 20, 2026

Great experience

Great experience

Insurer: MetLife

By: customer

Verified January 20, 2026

Quick and Easy

Quick and Easy

Insurer: Nationwide

By: customer

Verified January 20, 2026

I like ASPCA

I like ASPCA, but the claim process has been difficult. For example if my dog went to the vet for wellness check, and they received the vaccine that is included in my coverage and I miss selected the correct treatment it would not be covered even though on the paperwork it clearly shows that my pet received that treatment.

Insurer: ASPCA

By: Robert D

Verified January 20, 2026

It was easy to submit a claim

It was easy to submit a claim, and easy to reas the coverage. Very fast service!

Insurer: Trupanion

By: Randall S

Verified January 20, 2026

Best in the business

I have been with Trupanion for many years. The service is good but very expensive. Trupanion settles claims quickly. My previous dog had congestive heart failure and I paid less for him than I do for my 2 year old cavapoo. Seems a bit off to me. I know prices go up over time but starting at such a high rate doesn't seem right.

Insurer: Trupanion

By: Jean

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