224,745+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 224,745 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Embrace Covers Chemo Treatment
There are so many horror stories about pet insurance out there, but we have only had positive experiences with Embrace. Our dog is going through cancer treatment right now, and I was so concerned that something would go wrong with insurance... But Embrace has been covering the costs as expected! Their customer service staff is wonderful and claims are processed within a couple weeks.
Insurer: Embrace
By: Tamara
Pre-Existing Condition
I am still on the fence about this company. I do have to give them credit, they are very thorough in their investigations. They are quick to deny claims when they are pre-existing, when you are trying to find out what is a re-occurring problem with your pet without going to labor extensive and expensive tests on your furbaby.
Insurer: Embrace
By: Bonney Benson
So very helpful with Getting what you pay for…undoing an error…
So very helpful with undoing an error on “my part”, thank you so much!
Insurer: Embrace
By: Daniel Riordan
Had to wait over a year for a reimbursement
Putting in a claim was easy, but it took over a year to receive a reimbursement. Every time I tried to contact someone to receive my reimbursement, they claimed they never received the required documents from my vet, even though I watched as my vet emailed them everything they needed. Any time I tried to call, I would wait on hold for hours and never get through. I wish I had gone with another company.
Insurer: Embrace
By: Schuyler
Associates are helpful and courteous
Associates are helpful and courteous. They always update me about my claims and process it immediately.
Insurer: Embrace
By: Concha Banusing
Highly recommend!!
So thankful for this company! Our 3 year old healthy dog incurred almost $16k in emergency vet bills over 3 days during Labor Day weekend We were floored and would have been gutted were it not for Embrace. They paid so quickly after one claim submission and no further questions. Highly recommend!
Insurer: Embrace
By: Janice
Ease and Speed of Claim Process
The speed and ease of submitting a claim through your web site. Couldn't be better!
Insurer: Embrace
By: RICHARD DEAN
Incredibly slow at claim reimbursements…
Incredibly slow at claim reimbursements however, the process is very easy with no hassle. Covered the accident for my dog with ease.
Insurer: Embrace
By: Lauren B
I submitted a claim only a week ago…
I submitted a claim only a week ago from my fur baby's vet, and I received a direct deposit right away!! The service and claim process is so easy, and the communication is wonderful. I am so pleased that I chose Spot to be Bear's insurance company! Thank you so much.
Insurer: Spot
By: Nancy
I don't like that you don't get option…cancel policy
I don't like that you don't get option to cancel policy. I should able to do this if I want.
Insurer: Spot
By: Nancy Dunn