208,625+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,625 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,625 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,710 reviews

4.9
Healthy Paws

10,980 reviews

4.9
Fetch

5,226 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,824 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

January 24, 2026

Agent answered all my questions and was…

Agent answered all my questions and was simple to understand

Insurer: Fetch

By: customerjim

Verified January 24, 2026

My lab ruptured her cruciate ligament

My lab ruptured her cruciate ligament. Total bills were approx. $6,000. Having Pumpkin Insurance gave us 90% of our expenses. So relieved we had the insurance! Thank you for the rapid approval system. Again thank you for having that in place. A very relieved customer!

Insurer: Pumpkin

By: Ann

January 24, 2026

Josh was great

Josh was great! He was very polite. He was able to provide the answers that I needed. Kudos to you Josh!

Insurer: Fetch Canada

By: Ma Cristina Lovina

Verified January 24, 2026

We have been using Fetch for over 11…

We have been using Fetch for over 11 years. With our older dog we have had to submit claims due to her medical condition. It has been easy to submit claims using the app. I have been informed throughout the review process as to the status of the claims.

Insurer: Fetch

By: Dawn

Verified January 24, 2026

Excellent of the customer service

Excellent of the customer service

Insurer: MetLife

By: KK

Verified January 24, 2026

Good coverage

The process is so easy ..I just upload the visit docs and I wait for a determination..Also,I feel the cost is reasonable. My cat visits this past year have been quite expensive and I would have paid large vet bills out of pocket if I had not been covered by spot..Im glad I decided to go with this insurance..I feel confident that I'm doing my best to care for my cats health without the fear of catastrophic vet bills

Insurer: Spot

By: Maureen Kaper

January 24, 2026

Shop around first

Have this insurance for 5 years and my yearly bill went up $300 no major issues with my pet but they don't cover much. Don't pay out much $600+ health visit yearly they only pay out about$200. For what i pay i think i can get a different insurance for cheaper with at last 80-90% payout. It's a shamepost in still waiting for my claim money over a month now

Insurer: Pets Best

By: customer

Verified January 24, 2026

​Reliable coverage for my Great Dane’s hospital stay

I’ve had Fetch for a while, but I truly put them to the test when my Great Dane needed emergency care and ended up hospitalized. Dealing with a sick pet is stressful enough, but Fetch made the financial side easy. ​Claims Process: Super simple via the app. I just uploaded the medical records and itemized bills. ​Reimbursement: They processed the large claim quickly and the funds were in my account via direct deposit faster than I expected. ​Transparency: No hidden "giant breed" exclusions for the emergency care we received. ​If you have a large dog with high potential medical costs, I highly recommend Fetch.

Insurer: Fetch

By: Trish

January 24, 2026

My experience has been not positive

My experience has been not positive, I made a claim in December and I have no response yet. I’m about to make another claim but this is not trustworthy anymore

Insurer: Pets Best

By: Romynna Jimenez

Verified January 24, 2026

Smooth Reimbursement Process

Great experience! Atlas had an ear infection and the claim process was super easy. I submitted the invoice and got reimbursed quickly, which really helped take some of the financial stress out of dog ownership. Highly recommend!

Insurer: MetLife

By: lp

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