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Pet parents across the U.S. and Canada have left over 224,962 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Very pleased.
This is as the second claim I had to submit for my dog. I wasn’t expecting one of them. However, they the processed both claims in a very quick time frame. The moneys were deposited in my account within 2 to 3 days. I wasn’t expecting such a quick turn around. I am very please with Embrace.
Insurer: Embrace
By: Amanda Cannon
I have been with Embrace since 2015 and…
I have been with Embrace since 2015 and have had excellent care with my digs claims and the employees all care. The claims are paid and deposited with 48 hours usually. No harassment to ger reimbursed, they just take care of our FUR BABIES!!!
Insurer: Embrace
By: Kelly P
Been using Embrace for years love…
Been using Embrace for years love having wellness and insurance in the same place. So helpful and great claim processing.
Insurer: Embrace
By: Christina Vernagelli
recommend you consider embrace
after detailed review of 4 of the top-rated companies in the field, i selected embrace for 4 primary reasons: 1. recommended by USAA (who also gives me a military discount) 2. good value for good coverage 3. average annual premium increase of 3% 4. outstanding customer service
Insurer: Embrace
By: Steven Wilson
I recommend Sonnet Insurance.
I recommend Sonnet Insurance
Insurer: Sonnet
By: KS Alim
Healthy Paws is a caring company that…
Healthy Paws is a caring company that cares for our pets. Vet bills are expensive, and knowing I don't have to worry is comforting because I have great pet insurance. They have helped me several times over the years. Filing a claim is easy. I download the vet's invoice along with the reports. They e-mail to let me know they are processing my claim. In a day or two, they e-mailed me it was complete. I had pet insurance years ago and I was very disappointed with their high prices. Healthy Paws is affordable. It's worth it to have a great company that gives great service and cares about your pet. AM
Insurer: Healthy Paws
By: Annette
2.5 weeks and still no paymt.
A claim shouldn’t take 2 weeks to process and if that is their stance I’m finding other dog insurance. I was with another dog insurance prior to fetch and they file claims in 3 days. I’m still waiting for my claim with fetch which has now been 2 1/2 weeks. Ridiculous. My own health insurance claims only take 5 days. I will not renew with them again.
Insurer: Fetch
By: Consumer
It took an extremely long time to…
It took an extremely long time to approve my claim I also feel that when purchasing insurance that there should not be a limit of coverage as we pay our premiums and that is what insurance is for is to protect us from the unexpecred
Insurer: Embrace
By: Thomas Dealy
Be careful
Be careful. The flagged my pet with a pre existing condition of “allergies” and so now they flag any issues as “allergy” to not reimburse. I had to rush my dog the an urgent vet because he was bitten by a spider in the neck which caused inflammation, raspy breathing, and swelling. $262 vet bill for an antibiotic shot. ASPCA denied my claim within a day since apparently that falls under allergies… Called in, was told the decision was final but I could jump through multiple hoops to try and dispute it with a long vague explanation that included me mailing in a letter. (Idk if true but that’s what I was told)
Insurer: ASPCA
By: KC Baxter
Claims paid quickly
I have filed three separate claims recently and the online process is straightforward and easy to navigate. After meeting my deductible, the claims were processed and paid quickly.
Insurer: ASPCA
By: DME