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The insurance is great but check for wait times
Overall the insurance is great with the coverage and price being better than other plans. However, you have to be very mindful when signing up to be sure there is no wait time for any component going into effect. When I signed up for two of my cats there was no wait time but when I signed up my 3rd cat there was a wait time for illness and I did not fully understand the implications which meant that anything the vet noticed at the initial exam (in my case the cat had diarrhea and a possible heart murmur) was considered preexisting and will never be covered. This has resulted in them excluding reimbursement portions of standard biannual tests including fecal exams (which are part of a test package of blood and fecal) from my claims. Also, while the customer service reps are empathetic it’s better to talk to a manager when trying to resolve claim issues. Jess has been more responsive and helpful than others.
Insurer: MetLife
By: Cleopatra Raissi
I CALLED AND ASK QUESTION I HAD AND…
I CALLED AND ASK QUESTION I HAD AND VERY HELPFULL
Insurer: MetLife
By: PATRICIA CORRALES
Quick to respond
Quick to respond! I couldn’t ask for a better pet insurance.
Insurer: MetLife
By: Cyndy Mounts
This the worst Insurance ever
This the worst Insurance ever. I submited a claim in July and I didn t receive any response from them i call 5 times about my claim, i had to do his work and ask the Clinic for the history to send it to them because they didn t do it.After 4 months I kept paying $70 every month, and they never solved my problem.
Insurer: Embrace
By: Marcela Carballea
Ruby’s review
Excellent experience with our vet and the wonderful staff at Claremont vets. Prompt reimbursement from Pets Best. Our dog is doing very well.
Quick payment
Quick payment. Explanation of allowable clams.
Insurer: Pumpkin
By: Harold Bryant
Easyclaim processing.
Very easy and fast claim processing.
Insurer: Embrace
By: Steven
Good coverage, but not transparent about rising premium
I like that you're clear about reviewing claims and which claims will be covered, I've had a great experience in that regard! But I don't get notified when the premium rises. My premium increased over the past two years and I don't really know what to expect in the future, and I'm not notified when it happens. Also, the app is horrendous. I can't look at my updated policy packet!
Insurer: MetLife
By: customer
Trupanion provided immediate assistance!
Being able to provide my Trupanion policy number at the time of my pet's visit was a plus! Perhaps all company's allow this but any questions about coverage can be resolved by the Vet. The Vet assistant also claimed that Trupanion was a great company to deal with. Within 10 minutes of her call to Trupanion, I was given positive reassurance of coverage during my emergency visit!
Insurer: Trupanion
By: Kevin C.