219,278+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 219,278 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Claim Processed Quickly:
Claim Processed Quickly: We put in a claim for our dog who was injured and we’re so pleased with the quick processing and payment of our claim!
Insurer: Spot
By: Jeff Kellner
Above and beyond help
We submitted a claim and knew it needed additional information that we hadn't been provided by the vet. The reps at Embrace reached out by email (copying me) and requested the needed documentation which was provided and the claim paid within just a few days.
Insurer: Embrace
By: Jane
Easy to send in Vet bills.
Easy to send in Vet bills.
Insurer: Spot
By: Ronald Goldberg
Good for chronic issues, rescue animals and urgent/emergent care
The monthly payments for my cat were a lot less than I expected considering how few people I know have pet insurance. Having this insurance has been really helpful for my cat because she came to us with poor health and has needed a few vet visits. The insurance became VERY helpful when it came to an urgent care visit. Since being insured through Embrace, I have now recommended other pet owners also get insurance.
Insurer: Embrace
By: Theresa
I submitted my first receipt and…
I submitted my first receipt and received confirmation. So far, so good
Insurer: Embrace
By: Faith Gingher
Sonnet is always on it!
Every time I’ve had to speak with somebody at Sonnet they’ve been professional and helpful. I never dread having to figure out an issue because they do all the heavy lifting and get it sorted in no time!
Insurer: Sonnet
By: Sherry Benteau
the agent was fantastic explaining all…
the agent was fantastic explaining all details
Insurer: Prudent Pet
By: customer
Hit and miss claims
Embrace Pet Insurance has been a hit or miss in all my claims. The underwriters seemed to have their decisions out of their playbook. Nothing seemed to be standard. My claims are under the sickness category and, at times, are approved and covered. Other times, they are rejected with a decision of pre-existing condition under "vast and vague" clinical signs, which are both under the "same diagnosis." Their claim decisions are nonsensical in approving and denying the same diagnosis. I have made an appeal that brought me nightmare experiences for them ever to recognize that my claim is "partly" wrongfully rejected. Embrace underwriters ignore state laws, unfortunately.
Insurer: Embrace
By: Mary
Filing claim is easy and straight…
Filing claim is easy and straight forward and easy.
Insurer: Embrace
By: Linda Harper
Easy to file claim
Easy to file claim. Prompt communication regarding it as well as resolution.
Insurer: Spot
By: Tana Casper