219,585+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 219,585 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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What is the benefit of having a policy?
$130 dollars a month, finally submit a claim, and denied with no explanation? My dog needs injections. Now paying $130 for insurance and $100 for each injection. What is the point of having this at all? What is actually covered? Extremely unclear. Certainly will not remain a member and would never recommend to anyone else. Extremely dissatisfied and disappointed.
Insurer: ASPCA
By: Reece Kingcade
They do not respond to emails I sent…
They do not respond to emails I sent several never got a response. I finally had to call to cancel the policy. I got the policy and sent all my dogs bloodwork he had nothing wrong. He was acting funny so I went to another Dr to see if there was anything wrong. It was a diagnostic test. Still came back no issues currently other than a heart murmur. They refused to pay for the diagnostic test and told me any and everything that they were testing for if it ever became wrong with him they wouldn’t pay for that either. He
Insurer: Embrace
By: Shauna Nicosia Allison
Quick, easy process
Our dog started feeling ill and we made some vet visits and got some tests done. Spot was quick to review the claim, get what they needed from the vet and process the claim. They didn't give us the run around or cause us any headaches. It was surprisingly easy.
Insurer: Spot
By: Wendy Hernandez
Great company
Great company, super easy to submit claims!
Insurer: Embrace
By: Suzy Fitzgerald
Embrace pet insurance is a must for pet owners
My five cats are between 2-5 years old. I didn't expect them to have any health issues until they were much older. However, I knew pet insurance was a wise financial choice and my investigation into insurance providers resulted in choosing Embrace. As it turned out, I needed to seek emergency medical care for three of my cats over the past two years. Hospitalization & follow-up care costs totaled over $5,000. Since I was able to get immediate and excellent care at UC Davis Pet Hospital, two of my cats have completely recovered. The third cat is currently undergoing treatment. Pet insurance allows you to seek care for your pets without financial concerns. It is a wise financial decision. Embrace's customer service is outstanding. Submitting receipts on the website is very easy. Reimbursement happens quickly.
Insurer: Embrace
By: Cathlyn Daly
It was easy to apply and easy to…
It was easy to apply and easy to understand which situation I was in. The results report was easy to understand and reimbursement was prompt.
Insurer: Spot
By: Yumi Ladner
Over 2 months
Over 2 months, still waiting for refund on a veterain visit!!! Puppy had x rays and was diagnosed with severe asthma. This was not a pre existing condition! You’re never late taking autopay for premiums but I have to go through hell to get my fair 90 percent refund!
Insurer: Embrace
By: Donna Raimondi
Great experience with knowledgeable and understanding people on the telephone.
Just fantastic and knowledgeable people on the telephones.
Insurer: Sonnet
By: ira
Thank you for the clear and friendly…
Thank you for the clear and friendly explanation regarding my pet policies. I appreciate the professionalism in how it was communicated. Thank you again.
Insurer: Figo
By: Carolina