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If you have pets, then Embrace Pet Insurance is a must!
Listen, Listen, Listen pet owners! If you have pets and do not have pet insurance, then you need to put your Takis down and get on the phone (or computer) and enroll your pets in Embrace Pet Insurance, like now. If you are a USAA member and you have pets, we need to talk because you are missing out. Where should I start? First, USAA members get preferential treatment when it comes to how they take phone calls and how claims are processed. For example, USAA members are moved to the front of the line for customer service and policy related questions. Second, claims are processed within an average of an hour. To be more specific, my last claim was submitted and processed within four minutes with a reimbursement direct deposited into my account two days later. Third, this is pet insurance that you can afford, but insurance that you cannot live without. Qualified claims are reimbursed at 90/10 after a decreasing $150 deductible by $50.00/ healthy year without claims. Fourth, claims are so easy to submit, my cats could submit their own claims (if they learned how to use a computer of course). Just start a claim, upload the Invoice, upload the soap notes, enter the diagnosis, chose the animal in question, press submit and enjoy. It is that easy. Fifth, my pet insurance premiums is low, and I receive a discount for each subsequent animal. Oh yeah! Some additional things to consider: Embrace Pet Insurance representatives are respectful and responsive. They are quick to answer your questions without the phone call shuffle. PLUS, they care when your fur baby is sick. In all, if don't have pet insurance, and you have pets or you are a USAA member who has pets, then you should get on covering your pets. You never know when you will need it, but you will be glad to have this insurance when you do need it.
Insurer: Embrace
By: Anna
Satisfaction
While talking with of your representatives she was very informative and made my discussion so easy to choose from and I'm very pleased that it was finally completed.
Insurer: Prudent Pet
By: Michele
Worst experience ever
Worst experience ever. They used extremely flimsy claims of preexisting conditions to deny every single dollar that I sent in for reimbursement. Yes, literally every single dollar over an entire year of reimbursement claims were denied. Avoid like the plague. #freeluigi
Insurer: Embrace
By: Neil Glenn
Excellent and Reliable Pet Insurance
We couldn’t be happier with our pet policy with your company. The coverage is excellent, and the claims process has been smooth and hassle-free. It gives us real peace of mind knowing that our fur baby, Bandit, is protected in case of emergencies. Being part of the Fetch family has been a wonderful experience, and we truly appreciate your support and reliability. We would highly recommend Fetch and the insurance options to any pet owner!
Insurer: Fetch
By: Troy Davis
Speedy Claim Experience
Spot Ins has always processed my claims quickly, like within a week! It’s so easy to upload your vet info and invoice. I’ve been very happy with Spot. Of course, the premium goes up quite a lot, but my fur baby is worth it!!
Insurer: Spot
By: Alyce C.
Amazing pet insurance company
This has been such a wonderful easy to file experience. All monies that I put out for any insured claims have been super promptly deposited into my account. All communications have been straight forward and detailed as to what is happening next.
Insurer: Spot
By: Betty Gustin
Delayed Reimbursement due to Spot error…
The claim was not able to be processed and was told the bank rejected the deposit. Contacted the bank and was informed no document of check attempted to be deposit. It was disclosed a Spot employee must have entered the wrong number to deposit. 2 checks were supposed to be mailed on 03-06 and 03-11-25. To this day neither checks have arrived. After entering bank information subsequent claims were able to be deposited. Why can’t the first two be again direct deposit as it was NOT my error that the wrong information was submitted. Spot has done NOTHING to correct their error. Very dissatisfied
Insurer: Spot
By: Michael Yee
Hassel free claims
Hassel free claims - immediate payment. So easy.
Insurer: Embrace
By: Marty
Spot Pet Insurance
Spot Pet Insurance provided great and caring assistance in our claim. One of our pets got very ill and quickly needed to be put to rest. They followed up with kind words and sympathy in addition to quickly evaluating our case.
Insurer: Spot
By: R Sweet