223,697+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 223,697 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

223,697 total


Most selected providers in "June, 2026"

This chart shows the distribution of the most selected pet insurance providers in June, 2026.

Providers with highest rating

Embrace

19,969 reviews

4.9
Healthy Paws

11,351 reviews

4.9
Fetch

5,883 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,311 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified July 10, 2026

Constipation, enemas, possible megacolon

My claims were reviewed for my 3 year old cat's costly urgent care vet visits and reimbursed within 2 weeks of submitting our claims. I'm so happy to be able to pursue diagnostics and treatment that I might not otherwise be able to. My cats are like my children and without fetch I would either have had to pick and choose between treatments and diagnostics. Instead we were able to perform all recommended tests and I was reimbursed for a little more than $1,000 (minus the $250 deductible).

Insurer: Fetch

By: Amy

Verified July 10, 2026

Payment is made quickly with no hassle

Payment is made quickly with no hassle. So glad I have Trupanion.

Insurer: Trupanion

By: Vinita Phillips

Verified July 10, 2026

I went to the vet because nutmeg…

I went to the vet because nutmeg shallowed some thing. You were great to work with. Thank you

Insurer: Trupanion

By: Debra

July 10, 2026

Timely and slow

Very slow claim process and had to do all the work for the insurance company. My time is precious, why am i doing your work? I should have to call doctors. Cost friendly compared to other companies, however, other companies pay 100% of everything. Just got my claim today, two months later. Wasnt the greatest experience.

Insurer: Embrace

By: Matt

July 10, 2026

4x rate hikes in a single year on a healthy dog. Unsustainable and predatory.

I am incredibly frustrated and disappointed with Trupanion. I got this policy to protect my 4-year-old dog, thinking I was investing in a stable safety net. Instead, it has turned into a total financial nightmare. Within just a single year, Trupanion has aggressively raised my premium FOUR TIMES. My dog is completely healthy and we have had zero claims paid out, yet my monthly rate has skyrocketed to nearly $200 a month—all while carrying a massive $1,000 per-condition deductible. They heavily market the idea that they don't raise rates based on your pet's age, but they use a "cohort pricing" loophole to ruthlessly jack up prices based on your breed and zip code. You end up being financially punished for other people's claims. When you call customer support to get answers or look for flexibility, they are entirely unhelpful, rigid, and offer zero actual solutions. Paying this much money for a policy that doesn't kick in until you clear a $1,000 threshold for a single illness is completely unsustainable. Trupanion backs you into a corner, banking on the fact that you’ll be too scared of pre-existing conditions to cancel. I am actively looking for an alternative provider. Save your money and look elsewhere.

Insurer: Trupanion

By: Rose Schirripa

Verified July 10, 2026

Pumpkin covered my vet expenses well

Pumpkin covered my vet expenses well. They were very responsive to my questions and were easy to contact. Customer service was excellent.

Insurer: Pumpkin

By: KAREN

Verified July 10, 2026

Not a pre-existing condition

Rescued my golden who had small, hard stool when I got him and was on raw diet. I switched him to kibble which caused soft stool until we got him settled and it never occurred again. Until he got sick in May. Due to Dr wording-misunderstanding you all consider this a "pre-existing condition"! Which is NOT. He had soft stool during transition only. So the food that he now requires due to sensitive stomach is not covered which I don't agree with!

Insurer: MetLife

By: BENNY'S GRANDMA

July 10, 2026

Fetch pet insurance

Fetch pet insurance, overall I would recommend. Really doing your research, before you choose Fetch pet insurance.

Insurer: Fetch Canada

By: Mitchell

Verified July 10, 2026

It was very hassle Free and real…

It was very hassle Free and real simple. It’s amazing insurance company.

Insurer: Pumpkin

By: Jerry

July 10, 2026

Excellent for older cats

Hartville is a great deal, they’ve been covering 80% of my cats illness injury claims. It’s good because he’s a senior cat and sometimes it can be a challenge finding someone to insure him. I’m saving a lot of money by having this insurance. My only issue is sometimes the app in the website can have glitches that make it hard to login.

Insurer: Hartville

Veterinarian: Docton Animal Clinic

By: Sophia

Useful

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