209,630+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,630 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,630 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,735 reviews

4.9
Healthy Paws

11,015 reviews

4.9
Fetch

5,290 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,866 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

January 08, 2025

Very helpful customer service

I switched my two dogs to MetLife in June 2024 after receiving notice that Nationwisde would not be renewing their policies. Sign-up over the phone was simple and the plan was almost the same as what I had, and cost less. I made my first illness claim in September and it was approved in about three weeks. I submitted an illness claim for my second dog in December and there were a few glitches (claim put on hold twice for missing documents which I actiually did submit). Both times I called Customer Service they quickly verified that I had indeed submitted the documents and had the claim removed from "on hold". Approval and payment came two days after my second phone call. I understand MetLife has seen a huge influx of customers from Nationwide and had to hire more staff to process claims. I am hopeful processing will go more smoothly once all the new staff are fully trained. Overall, I am very happy with MetLife.

Insurer: MetLife

Veterinarian: Hampstead Animal Hospital

By: Beverly

Useful
Verified January 08, 2025

Very quick to process claims and very…

Very quick to process claims and very kind people.

Insurer: Spot

By: Anna Baker

Verified January 08, 2025

GOOD and BAD

I have been with Embrace for eight years now. I've had some mixed feelings but have found that the claim process has been easy, the policy has been outlined and reasonably explained. However, the issues I have are in the area of what is and is not covered and the increases. There are things that are not just black and white and I feel a few of my claims were warranted but declined. The response time to the submissions are excellent although not always in agreement with what I feel should be covered. In addition to that, the annual increases have been in sudden significant jumps. Last year my policy went up over 25%. This year, I believe it's going up again. This has made me reconsider renewing my policy.

Insurer: Embrace

By: Kelly Ann Fukuhara

Verified January 08, 2025

Very straight forward

Very straight forward. You file a claim, submit your records and get paid!

Insurer: Spot

By: Christy

Verified January 08, 2025

Quick review of claim and payment!

Quick review of claim and payment!

Insurer: Spot

By: Zach Biderman

Verified January 08, 2025

Sent in my bills and received my refund…

Sent in my bills and received my refund within 7 days. Absolutely fantastic.

Insurer: Spot

By: Valued Customer

Verified January 08, 2025

Will continue with this great company

I have been with Fetch Pet Insurance for 5 years and I will continue to use this company.

Insurer: Fetch

By: Leslie Howder

Verified January 08, 2025

Easy to submit a claim

I submitted a claim and I got an answer really soon (couple of days). Everything through the app. It was very easy. I got my reimbursement successfully! I'm happy with Spot.

Insurer: Spot

By: customer

Verified January 08, 2025

Signing up was easy

Signing up was easy. Submitting claims especially on the app is nice and efficient. Not once have I had any issues. I have 2 female American Staffordshire Terrier both 2 yrs old and their coverage is amazing. You won't be disappointed.

Insurer: Spot

By: Nancy Bailey

Verified January 08, 2025

Prompt reimbursement.

Great communication when I have submitted a claim invoice and prompt reimbursement.

Insurer: Spot

By: Patricia Simmons

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