209,556+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,556 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,556 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,732 reviews

4.9
Healthy Paws

11,012 reviews

4.9
Fetch

5,285 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,866 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified January 14, 2025

Claim processing was quick and easy

The claim process was easy and quick. After focusing on caring for our cat after his tail surgery, we filed our claim. Received immediate confirmation the claim was being processed and in less than 2 weeks, received the funds deposited directly into our account. Many Thanks.

Insurer: Spot

By: Matt Nicholas

January 14, 2025

Summitted a claim for a lump in my dog neck.

Summitted a claim for a lump in my dogs neck. EC0865-6576, the vet did a needle aspiration of the cyst and found it to be non cancerous, thank god. But Embrace said it was a skin condition and that no needle aspiration was done when the invoice clearly stated they had performed a needle aspiration of the cyst. I complained to only have them tell me it was not covered and if she had cancer in the future she would not be covered. Very Dissapointed.

Insurer: Embrace

By: Gary Evans

Verified January 14, 2025

Highly recommend

I did not know what to expect when I signed up for spot health insurance for both of my golden doodles. Thank God I did because one of my goldendoodles is definitely a frequent flyer spot. Insurance has been a lifesaver for me truly, I don’t know what I would’ve done without spot insurance. They are quick responsive. I can’t say enough good things. They should be rated number one for sure. I’ve been with Spot Pet Insurance for probably about four years if not a little more highly recommend.

Insurer: Spot

By: Caroline Leatherman

Verified January 14, 2025

I LOVE Spot Pet Insurance

I LOVE Spot Pet Insurance! Great service and quick payments!

Insurer: Spot

By: Ana Cianciola

Verified January 14, 2025

Great and compassionate insurance company

I've had Spot insurance for three years now, and had nothing but great experiences. They cover more than most insurances, have a variety of coverage options, and process claims and refunds very quickly. I recently lost one of my pets, and they took the time to reach out to express their condolences. I have used their vet hotline as well, when I needed advice in a pinch.

Insurer: Spot

By: Viktoria

Verified January 14, 2025

Straight forward, no-hassle insurance.

Would highly recommend Spot Pet Insurance. Their coverage is as described in there literature.

Insurer: Spot Canada

By: Don Bassett

Verified January 14, 2025

Claim payment submitted on 12122024

I sent in a claim on 12122024 and it has been approved and I'm still waiting on my check on 01042025. slow process

Insurer: Spot

By: Faye Summitt

Verified January 14, 2025

Easy on about all fronts

Easy on about all fronts, prompt payments. I really trust your service and would recommend to anyone.

Insurer: Pumpkin

By: customer

Verified January 14, 2025

Easy to use

Easy to use, quick responses. Benefits are clearly outlined. Glad we have Spot coverage for our dog!

Insurer: Spot

By: D. Peeler

Verified January 14, 2025

So Thankful for Spot!

Im so thankful to have spot pet insurance help us when our kitty was very sick. The process to submit the claim was super simple and we received the reimbursement so fast.

Insurer: Spot

By: Erica

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