209,470+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 209,470 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Healthy Paws for the Win
We have had Healthy Paws for our dog since we adopted him from the humane society when he was just a puppy. We decided to get insurance for him after the amount of money we spent on our first two adopted dogs toward the end of their lives. We figured one catastrophic event is all it would take to make it worth our while. We were correct! The first few years of his life we did not even meet the deductible - which was fine, that meant we had a healthy boy on our hands. Recently Lemmy (our dog) developed a limp that would not go away. We discovered he had a torn cruciate ligament in his knee. I did not do any calling ahead of time to make sure it was covered - which had me nervous. No need to be - Healthy Paws covered 80% of the surgery (minus our deductible) and all costs associated with it - except the exam - which is the plan we are signed up for. The premium has risen slightly every year with age, but that is to be expected. We love Healthy Paws!
Insurer: Healthy Paws
By: Corinne
Our dog dislocated her hip
Our dog dislocated her hip recently. Her vet visits and bills are numerous. Luckily Healthy paws was quick to respond to our claims and send our reimbursements. I’m so grateful we kept this insurance since she was a puppy because accidents happen no matter how cautious we are.
Insurer: Healthy Paws
By: May
Spot is a must!
Spot has been amazingly helpful, taking away the worry of am I going to be able to afford this visit, to being able to just focus on my cat's care. I've been recommending Spot to all my friends with pets, will never not have Spot Pet Insurance for my fur kids!
Insurer: Spot
By: OCLime
Amanda is awesome!
Amanda has always been so helpful in answering any questions I have about our pet policies! She was also the one who set up our policies for us, and added on the wellness plan for one of our corgis afterwards. She is always quick to respond, very pleasant to deal with and willing to provide assistance! She has definitely made any experiences I have had with Fetch very easy and pleasant.
Insurer: Fetch Canada
By: Cassandra Luong
First year of experience was good
This is my first year of Spot coverage for my large dog for accidents and illnesses. Did not have much to claim. But what I did submit was easily completed. The company was easy to work with, customer service answered my questions clearly and seemed to have no problems understanding and processing the claim. Very pleased with this initial experience.
Insurer: Spot
By: George Harvey
Happy Customer
Have been with Embrace for several years and have been very happy with them. They are much easier to work with than my own insurance company. Everyone has been very helpful and claims are approved quickly. I know when my pet is in distress that they have my back.
Insurer: Embrace
By: Andrea W
Not Dependable
I was issued reimbursement for my puppy on December 30,2024. I was told check was mailed out on January 3, 2025. Told to wait 7 to 10 business days which I did. No check. Called and was told to give it until the 17th of January but still no check. Called again and was told to give it until the 20 of January. Still no check. Called on the 21 of January and was issued a new check and now they have went from a check arriving in 7 to 10 days to saying it will be up to 20 business days for me to receive my check. I have direct deposit but yet they say they can’t put it in direct deposit because I didn’t sign up for direct deposited when I first did the claim. There is no way that it takes a check this long to arrive to anybody. This place is not reliable and I would advise people not to use this insurance for your pet cause you will not get your money back in a timely manner and they will feed you with false information about your reimbursement. This is my first and last time using this company and I have opted out of this service. Will not ever be using Spot again.
Insurer: Spot
By: Ebony Hall
Extremely difficult to deal with
If you have ample time to debate with these people and call in on every claim, resubmit every detail multiple times and waste hours or your life, it’s right for you. Your app needs more space to put in notes as a one liner description is inadequate since your team does not examine documents thoroughly. I have had to submit & appeal basically everything I did; To the point where I waited on all my claims to be completed before I made my call as I don’t have time to call on each and every claim every step of the way. Do not waste your money.
Insurer: Fetch Canada
By: Trista Alves
Best insurance for your pet
Pets Best is an amazing insurance for your pet. I’ve had to file two claims so far and they have covered both. It’s the first time I’ve ever gotten insurance on a pet and for my very first experience. It’s been really good.