154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,679 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,318 reviews

4.9
Healthy Paws

10,767 reviews

4.9
Fetch

27,453 reviews

4.9
Pets Best

14,149 reviews

4.9
Trupanion

62,992 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

December 21, 2024

I’ve been a policyholder for three…

I’ve been a policyholder for three years and took my dog to get a small lump on her right forearm And after spending $2100 at the vet, the portion of the insurance was declined because the vet didn’t have appropriate documentation on his well visit exam No money was paid in claim coverage towards the vet bill after I spent over $4000 in premiums I wasn’t offered a cent towards my dogs vet bill.

Insurer: Fetch

By: Michael Simental

December 21, 2024

I’ve been a policyholder for three…

I’ve been a policyholder for three years and took my dog to get a small lump on her right forearm And after spending $2100 at the vet, the portion of the insurance was declined because the vet didn’t have appropriate documentation on his well visit exam No money was paid in claim coverage towards the vet bill after I spent over $4000 in premiums I wasn’t offered a cent towards my dogs vet bill.

Insurer: Fetch

By: Michael Simental

December 21, 2024

I’ve been a policyholder for three…

I’ve been a policyholder for three years and took my dog to get a small lump on her right forearm And after spending $2100 at the vet, the portion of the insurance was declined because the vet didn’t have appropriate documentation on his well visit exam No money was paid in claim coverage towards the vet bill after I spent over $4000 in premiums I wasn’t offered a cent towards my dogs vet bill.

Insurer: Fetch

By: Michael Simental

December 21, 2024

I’ve been a policyholder for three…

I’ve been a policyholder for three years and took my dog to get a small lump on her right forearm And after spending $2100 at the vet, the portion of the insurance was declined because the vet didn’t have appropriate documentation on his well visit exam No money was paid in claim coverage towards the vet bill after I spent over $4000 in premiums I wasn’t offered a cent towards my dogs vet bill.

Insurer: Fetch

By: Michael Simental

December 21, 2024

They refused to cover my street rescue…

They refused to cover my street rescue pup when he got the respiratory illness that was plaguing dogs in 2023 bc he had a documented COUGH when I first got him and during his 30 day wait period. It had been months that he had recovered from the initial cough before the respiratory illness that cost me thousands. Then January 1, 2024, he starts limping. We go through months of diagnostics and possibly treatments. I try to file all the bills but continually keep getting kicked off the app and site. Help line consistently has long wait time but I understood that I had 365 days from vet visit to file for reimbursement. WRONG! Denied, again! I can't switch to another company bc now he's got multiple pre existing conditions 😡

Insurer: Embrace

By: michelle deutch

December 21, 2024

Very pleased with Pet's Best Insurance

I've been a Pet's Best Customer for over 3 years and I am very pleased with the service I receive. I have two dogs, one of whom has severe allergies. Pet's Best has never denied a claim.

Insurer: Pets Best

By: Maria C Tome

Verified December 21, 2024

Submitting a Claim

I appreciate the clarity of instructions for filing my first claim. Submitted all the paperwork on Sunday and by Friday the claim was completed and funds transferred to my bank account. Thank you for your dependable service at a challenging time.

Insurer: Spot

By: Celia Alvarez

December 21, 2024

Absolute nightmare to deal with

Absolute nightmare to deal with. They don’t read documents just instantly deny the claim then it takes 30 days to reassess then they came back and denied it again because they didn’t read the dates or notes and said it will take another 30 days to reassess! Good luck talking to a real person it’s all bots

Insurer: Fetch Canada

By: jenny Sanchez

December 21, 2024

Absolute nightmare to deal with

Absolute nightmare to deal with. They don’t read documents just instantly deny the claim then it takes 30 days to reassess then they came back and denied it again because they didn’t read the dates or notes and said it will take another 30 days to reassess! Good luck talking to a real person it’s all bots

Insurer: Fetch Canada

By: jenny Sanchez

December 21, 2024

Absolute nightmare to deal with

Absolute nightmare to deal with. They don’t read documents just instantly deny the claim then it takes 30 days to reassess then they came back and denied it again because they didn’t read the dates or notes and said it will take another 30 days to reassess! Good luck talking to a real person it’s all bots

Insurer: Fetch Canada

By: jenny Sanchez

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