209,371+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,371 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,371 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Adoro

3 reviews

5.0
Embrace

19,732 reviews

4.9
Healthy Paws

11,005 reviews

4.9
Fetch

5,273 reviews

4.9
Trupanion

55,032 reviews

4.9

Category with most reviews

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February 21, 2025

On November 1st

On November 1st, I took my cat to Urgent Care and I had inquired about Spot insurance that day. I was informed there would be a $500 deductible and it was $50 a month, so I agreed. For the next month and a half, I was taking my cat to the vet and was communication with Spot. They told me to submit the claims and that I should be expecting payment reimbursements soon. My cat unfortunately had to be put down, and I had to close out with Spot, and they reassured me that I can continue to submit the claims for reimbursement. A month goes by and I receive nothing, so I called them. They then told me that because my cat was taken to the hospital for coughing before I signed up with Spot that they would not cover anything. First off, I signed up the day of, not after.. second, I was not made aware of that policy and had I known, I would have been much more diligent in where I would have taken him. So instead of them doing their job, they did not communicate that part of the policy to me, took my money and I ended up with nothing.

Insurer: Spot

By: Dang ol B Dawg

Verified February 21, 2025

The service was fast and great

The service was fast and great. Thank you very much!

Insurer: Spot Canada

By: Negin

Verified February 21, 2025

Loved my experience over the phone

Franklin Chappell was great and explained everything well! Great customer service and very kind.

Insurer: Nationwide

By: Jessy Guzman

February 21, 2025

Very good service

Very good service, fast pay excellent customer service and nice, friendly support people if you ever need to call them.

Insurer: Pets Best

By: David Jarvis Jr.

February 21, 2025

Pets Best is awesome

They always make it so easy to make a claim! I just submit my vet receipt and they send me a breakdown of what is covered and what isn’t. My dog has allergies and is on injections and pills for it. I recently got her allergy tested and started immunotherapy drops and they covered a lot of the testing and the medication!

Insurer: Pets Best

Veterinarian: Animal Alley Veterinary Hospital

By: Emily

Useful
February 21, 2025

Fabulous process for claim submission

Fabulous process for claim submission! So easy and it can be done online or through the app. Easy to take a photo of the invoice with my phone and upload it to the claim department. Lightning-fast turnaround on payments and they just go directly into my bank account. Thank you for making the process so smooth and efficient!

Insurer: Embrace

By: Rachel

February 21, 2025

My cat

My cat, Perenelle is a new client to Fetch Pet Insurance. So far, I am happy we chose your company for wellness and other medical conditions that could come up in her lifetime.

Insurer: Fetch

By: Laura Ulmer

Verified February 21, 2025

Decent monthly price with good value. The reimbursements come in a short amount of time.

I switched from nationwide to spot as nationwide became far too expensive. They kept going up in their rates so far I’m paying for two dogs. What I was paying for one at nationwide and my coverage is very good and reimbursement, quickly.

Insurer: Spot

By: Lisa Consentine

February 21, 2025

these are scammers

these are scammers! I applied for compensation twice. and twice I learned about new non-coverages of this insurance. although they promise to cover exams and tests

Insurer: Fetch

By: vitaliy korolov

February 21, 2025

WORDS OF ADVICE

My dog Poncho passed away last week. I want to be up front and let everyone know I am not writing this based on grief or emotion. Poncho had fetch pet insurance for 10 years give or take a year@ $55 per month. I took him to the emergency vet two days before he passed and was billed $755 - my deductible from fetch was $500 with a 70 % copay. I filed a claim and was rewarded $21. I don’t understand how I paid $55 a month for ten years which is over $6000 in total and fetch calculated my copy first before my deductible. WORDS OF ADVISE- read the fine print- pet insurance is not worth it. In respond to fetch- why is the copay administered before the deductible? Also, I was informed that I have an automatic $500 deductible every time my policy renewed? Like I said above- fetch pet insurance is a waste of money. You’re better off getting an interest free credit card. Hindsight is 20/20- I trusted fetch to aid in my payments. I feel I have been penalized because my dog wasn’t sick multiple times in one year or sick for a long period of time. I understand the point of insurance but charging a copay first before taking out the deductible does not benefit the consumer at all.

Insurer: Fetch

By: John

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