218,219+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 218,219 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Covered items are being denied constantly-appeals necessary
The ASPCA has repeatedly denied claims that were covered during the same policy period necessitating several, time consuming, appeals. I have referred this company to over 100 people over the last 8 years I have had coverage for my dog because the coverage was clear and promptly paid. Si9nce January, 2025 every claim has been denied. I am hearing from several people I referred to ASPCA Ins that they have gone elsewhere for the same problem.
Insurer: ASPCA
By: Deborah Donatoni
I have had pet insurance on my dog for…
I have had pet insurance on my dog for 8 years never had to use it till now and between the stress of a sick dog then my husband had a heart attack , I was crazy with worry about there wellbeing and about the bills piling up but Embrace made it so easy and I will forever be grateful for them
Insurer: Embrace
By: Mary
5 Stars
5 Stars – True Peace of Mind for Pet Parents Embrace Pet Insurance has been one of the best decisions I’ve made for my pet. From the very beginning, the entire process — from getting a quote to submitting claims — has been smooth, transparent, and user-friendly. What really sets Embrace apart is their outstanding customer service. Every interaction I’ve had has been with someone who clearly cares — not just about the policy, but about my pet’s well-being. They’re prompt, helpful, and always willing to walk me through any questions. When my dog ate a needle… Embrace handled the claim quickly and with compassion. There were no hidden surprises, and they communicated every step of the way. The coverage options are flexible, and I love the Wellness Rewards program for routine care — it shows they understand that preventative health is just as important. Having Embrace means I can focus on my pet’s health without stressing about the cost. It’s real peace of mind knowing we’re covered by a company that truly puts pets and their people first.
Insurer: Embrace
By: Ruth Ann Cooper
Very pleased with entire process
After having an unexpected pet emergency and remembering that I had Spot pet insurance, I am very pleased. Submitting documents for the claims was easy, the timing was fast and I am happy with the service overall. My only negative comment could be the limit, now after experiencing an emergency a higher limit option would be nice.
Insurer: Spot
By: Ivy Powell
Very reasonable pricing
Very reasonable pricing! Extremely easy to change coverage options and see pricing
Insurer: Nationwide
By: Lori
Filing a claim was easy and payout was…
Filing a claim was easy and payout was a few days so very pleased with the service. Although my payout was tiny in comparison for what I paid for my pet's medication.
Insurer: MetLife
By: Lisa Martinez
Terrible home and auto insurance company
Everything is good until you make a claim. Now wait and wait for someone to response to you. I have sent few emails to the person handling my case and she has not even replied to give me a status update yet, they just need to release the money.. The claim is supported by my policy.
Insurer: Sonnet
By: Soraya Shakib Mehr
Your service is fantastic and the ease…
Your service is fantastic and the ease of submitting claims and receiving payments has been wonderful. Thabk you! Maddie and Monte are very lucky to have your insurance!
Insurer: MetLife
By: Cheryl Nocella