154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

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Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified January 01, 2025

When sending in a claim

When sending in a claim, ASPCA will respond with either the approval or why the claim was rejected.

Insurer: ASPCA

By: Richard D'Angelo

January 01, 2025

Too much work

Sorry, but too much work, entering explanations etc. that are already on the invoice.

Insurer: Embrace

By: Jeff Kempka

Verified January 01, 2025

total nightmare

total nightmare, Took many months and I had to call give so attitude to get some action.

Insurer: Embrace

By: Ronald Pellegrino

January 01, 2025

Great customer service

Great customer service - fast and helpful. It wasn't cheap - bit vetinarians aren't cheap, I guess! But the supportive staff were great We used them for years until we let our cat go.

Insurer: Embrace

By: Mark Hereward

Verified January 01, 2025

If I needed my health insurance more…

If I needed my health insurance more than once during a calender year, I would be covered. You only allow one emergency coverage because of the cap. pay out. It's a gamble weather you use it and pay all year, or not. Either way, one party makes out better and in most cases it's the insurance co. That's wry the 3 stars.

Insurer: Spot

By: John Wetson

January 01, 2025

The amount that I’m paying has gone up…

The amount that I’m paying has gone up and the amount being covered is less. I’m very disappointed in how much I’m paying for insurance but barely covered 40%. The coverage I have is suppose to cover 70-80%

Insurer: Pets Best

By: Joshua Velasquez

January 01, 2025

This is a warning from a member with 4…

This is a warning from a member with 4 pets over 10+ years I have been a menber with Nationwide pet insurance when it used to be VPI pet insurance. I had a plan that was grandfathered in which was 90% covered with no CAP (this means no matter the treatment they covered the full cost) They tried to push me out by raising the cost the that plan year after year so I played ball with them and dropped it down to 70% covered with no CAP. They always stress to insure the animal since they were a puppy or kitten so everything can be covered through their life without any exempt. So this year they decided to write me that they are canceling my policy becuase the cost to them are too high to cover his plan even though they havent offered this plan in over 7 years and I was grandfathered in. I was told they will move me to the 70% plan and a 10k cap so if my animals had any thing serious over 10k i had to put the money up. Or other wise I can go kick rocks. Even though I have been paying over 10 years of premiums for 4 animals and they were so selfesh and could wait maybe another 5 years until all the grandfathered customer fur babies passed and crossed the rainbow bridge. Instead this $60.3 billion dollar in sales for 2024 company decided to be selfish and not cover and honor the pet plans they gave customers. Its really sad and disgusting that they used the phrase they are loosing money as an excuse to hurt theese animals. I will say over the past 10 years nationwide has been amazing with quick payouts and customer service. But that dose not fix how they handled this selfish situation.

Insurer: Nationwide

By: Chris Y

December 31, 2024

Filing a claim process is super…

Filing a claim process is super user-friendly and so appreciated. All justified claims this year were paid quickly. Great Pet Insurance company and we have recommended to friends.

Insurer: Embrace

By: Marcie Moore

December 31, 2024

Love this insurance

Love this insurance. Claims are easy to submit online. will get it for my next pet for sure.

Insurer: Embrace

By: Shelby L. Shoop

December 31, 2024

Josh was sweet and kind

Josh was sweet and kind. He knew the benefits but was not pushy

Insurer: Fetch Canada

By: Carolyn Stenner

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