With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.
We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.
Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.
out of 10
Agent was professional, courteous, and knowledgeable. My interaction with her was very positive.
After telling me that I would “lock in” my pet’s insurance rate so I wouldn’t see significant rate increases, Trupanion has nearly doubled my monthly premium in just 3 years. I’d call that false advertising and making a false claim. I’ve never even made any claims against the insurance, so it was already a win for them, but now I see that they’re greedy gougers. They told me that the increase was due to my state and local area. That the increase was done so I wouldn’t see the rate “skyrocket”. To me, nearly doubling the rate in 3 years is the very definition of a skyrocketing rate. When we move in 3 months, I’ll be I’ll be canceling my insurance with Trupanion. I urge you to consider my story before signing anything with them. If you’re fine with your rate nearly doubling every 3 years, then sign away.
My indoor cat has had no changes in health. She goes once per year for a physical. I’ve never filed a claim. Trupanion nearly doubled the monthly rate on a indoor cat that just turned 5 with no health problems. So AGAIN, I reiterate that if you want unjustified monthly increases on your premium so that it nearly doubles every 3 years, use Trupanion. Otherwise, I’d find another insurer. And I already called them about this issue, which is why I’ve posted this negative review. They stand by their decision to skyrocket their rates for absolutely no reason whatsoever.
I’ve had to submit multiple claims over the past few weeks for my cat’s urinary blockage. Submitting claims was so easy through the app, and when I called to check the status of my claims, the reps I spoke to were kind, and genuinely caring. I would recommend Trupanion to anyone to ensure they can cover costs of their pet’s urgent care.
Murphy is my fourth pure bred German Shepherd. I've insured all but one of them, and I learned that was a mistake because it is always something with the pure bred Shepherds although it's mostly been a different issue with each one.
Murphy is the first dog I've insured with Healthy Paws and they are by far the best. The claims handling process is super simple, they pay very promptly and customer service is very helpful. Murphy just had both of his elbows operated on and I wasn't sure if everything would be covered so I called for some guidance. Although they can't guarantee coverage, they will explain what categories of treatment won't be covered. For example, treatment considered experimental like stem cell shots is not covered. Frankly, I was surprised at the breadth of the rehab they do cover. I also think that the unlimited dollar amount of claims is hugely important.
I could not have afforded all of the treatment Murphy requires without the policy (his elbow surgery and treatment will end up costing about $7K). Luckily, I have 90% reimbursement. Although it costs a little bit more in premiums, Healthy Paws reimburses me more each month than I pay in premiums because Murphy also developed allergies and is on monthly meds that are expensive. Sometimes I even feel a little guilty submitting claims because they have paid so much more than my premiums.
I've recommended Healthy Paws to a lot of people, but generally they don't end up even getting insurance. That seems insane to me. It is one of the best investments you can make in your pet.