208,287+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,287 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,287 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,701 reviews

4.9
Healthy Paws

10,964 reviews

4.9
Fetch

5,205 reviews

4.9
Trupanion

58,974 reviews

4.9
Pets Best

14,626 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

March 29, 2025

Thank you Megan

I would like to thank Megan for going above and beyond to help me getting a pre authorization thru in record time for my dog, Markie! You are very lucky to have her working for you. I can’t thank her enough. Joanne Cain

Insurer: Fetch

By: Joanne Cain

Verified March 29, 2025

The customer service was wonderful

The customer service was wonderful, and she explained everything to me the first time

Insurer: Nationwide

By: customer

March 29, 2025

Joshua was very polite and…

Joshua was very polite and professional. He provided excellent customer service!

Insurer: Fetch Canada

By: Victor Feng

Verified March 29, 2025

Excellent claim settlement timeframe

Excellent claim settlement timeframe

Insurer: Spot

By: Beth

Verified March 29, 2025

SPOT makes it easy to submit claims…

SPOT makes it easy to submit claims online, and was very quick with reimbursement without a lot of hassle or jumping through hoops.

Insurer: Spot

By: Linda Cabaniss

March 29, 2025

Choose Wisely... And Don't Choose Embrace

It should say something about the company when 24% of the reviews are 3-stars or less and 16% are 1-star. It should also tell you something about the company when the annual rate increase is predictable and will be double digits. But if you log in and get a rate quote for your pet you will get a cheaper rate than if you renew. Today's email ping-pong battle with the Embrace Claims Adjuster Manager was an exercise in futility. She kept telling me what information she had access to and refused to acknowledge that someone in the company above her level might have the information. I can't believe that USAA has aligned themselves with this company and actually recommends Embrace's services to their customers. Embrace does not understand the fundamental tenets of customer service and building brand loyalty. The very people that created the problem (Claims) are left to adjudicate the problem? That solution doesn't always work.

Insurer: Embrace

By: James Scruggs

Verified March 29, 2025

My experience with spot pet care has…

My experience with spot pet care has been good in every way. They're very responsive and easy to deal with

Insurer: Spot

By: Melanie Grasle

March 29, 2025

Excellent customer service

Customer service was pleasant and ez to deal with and very knowledgeable about their services

Insurer: Pets Best

By: Sandi Biggins

March 28, 2025

If I could give them a zero I would

If I could give them a zero I would. This is so unfortunate. We have been HP customers since 2014. We just got notice that our premiums are going up $300 a month. I want to be clear that this post isn’t because the premium increases, it’s that fact that it increased without reason by 300 a month! When I inquired I got numerous different stories reasons why (we have not had any claims in 5 years and zero with two of the dogs). When I inquired further the excuses just continued. We will be leaving and it’s sad. We were very loyal Customers, minimal claims in the last 12 years, monthly payment NEVER missed. To get inconsistent stories, and no factual information was uncalled for. HP was in a huge lawsuit years ago for something similar to this. Steer clear lots of other insurance companies out there.

Insurer: Healthy Paws

By: Brooke

Verified March 28, 2025

Great response after I called and they…

Great response after I called and they reviewed my claim a second time.

Insurer: Fetch

By: Nancy

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