208,287+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,287 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,287 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,701 reviews

4.9
Healthy Paws

10,964 reviews

4.9
Fetch

5,205 reviews

4.9
Trupanion

58,974 reviews

4.9
Pets Best

14,626 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

March 28, 2025

Embrace for the win 😃

I’ve been with Embrace Pet Insurance for three years now, and I couldn’t be happier. I have a beautiful King Charles Cavalier—my boy—and anyone who has one knows they can be high maintenance. Embrace has been consistently supportive, responsive, and easy to work with. One of the things that really gives me confidence is their affiliation with USAA, a company I trust completely. That trust extends to Embrace. I had an issue at one point where a pre-existing condition was incorrectly applied to an injury that wasn’t related. The adjuster, Alexi Z., went above and beyond—she took the time to listen, review additional documentation, and ultimately handled everything professionally and courteously. She truly cared, and it showed. I can’t say enough good things about Embrace. I trust them completely with my boy’s care and peace of mind.

Insurer: Embrace

By: Benjamin Longacre

Verified March 28, 2025

Too difficult to find where to add a…

Too difficult to find where to add a new pet

Insurer: Nationwide

By: Donnie Schmidt

March 28, 2025

Being a new customer of Fetch

Being a new customer of Fetch, l required a bit more info regarding the Wellness portion. Bonnie was very pleasant, and answered my questions clearly. In the short time l have been a client l have been pleased with Fetch’s prompt responses, as well as the quick payment of the first claim l made. One thing l would find helpful, is a “Chat “ line for general questions not categorized. Keep up the great service. Sharon

Insurer: Fetch Canada

By: Sharon Brown

Verified March 28, 2025

Excellent service and very patient

Excellent service and very patient. Todd explained everything that I needed to know.

Insurer: Nationwide

By: raenette Gabriel

March 28, 2025

Super quick reimbursement

Super quick reimbursement! I have had such great experiences with my Embrace insurance. It’s easy to submit claims on the website and the best is that I get reimbursement very quickly! Highly recommend!

Insurer: Embrace

By: Dianne

Verified March 28, 2025

Spot has been nothing but fantastic

Spot has been nothing but fantastic! Claims are easy to file and the response and payments are quick. The terms of our policy are easy to understand. I’m so glad I went with Spot for our cats. 🐈‍⬛

Insurer: Spot

By: J. Wilson

March 28, 2025

We love Pets Best insurance

We have been very happy with Pets Best insurance. I think they have good coverage and the refunds are given quickly. I also love the 24hr vet chat if I need to ask a question.

Insurer: Pets Best

By: Stacie Keefe

Verified March 28, 2025

My claim was processed fast…

My claim was processed extremely quickly with no questions asked. Great customer service.

Insurer: Spot

By: Jim Heising

Verified March 28, 2025

Very easy to use

Very easy to use, quick response and reimbursement of covered cost.

Insurer: Spot

By: Thomas Paraspolo

March 28, 2025

90% Reimbursement is a Sham !!

My total bill for Ashley’s Vet Visit was 984.47 - I paid 500.00 deductible leaving 484.47 and I was reimbursed 82.85. Now this just doesn’t sit well with me. I was under the impression 90% reimbursement means I should receive 436.02. Was shocked when was told that they only pay what they feel is the appropriate charge for services provided. So think twice about using this insurance. I know I’m looking elsewhere.

Insurer: ASPCA

By: Wendy Kirkwood

Compare top pet insurance providers plans.