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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

PetInsuranceReview recommened

Best Customer Service

Trupanion is simply the best! They are extremely helpful, and you can tell they truly care about your pet. I am beyond grateful for the service and assistance they provided when my pet needed surgery.
  • INSURER: Trupanion US
  • POSTED: 04/24/2021
  • BY:
  • BREED: Shih Tzu Mix
  • AGE OF PET: Over 8 years

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3

out of 10

They "conveniently" fail to receive the larger vet bills!

Vet sent surgical bill three times. On the fourth try they had to sit on the phone and make sure ASPCA registered the bill! Still have not been reimbursed and I bought the most expensive policy from them. Sent very few claims in the last two years
  • INSURER: ASPCA
  • POSTED: 06/28/2021
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Thank you so much!

I cannot convey my appreciation enough for the level of customer service and thoughtfulness displayed by the Healthy Paws team. The claim process is absolutely seemless, but it’s not about the money here... Healthy Paws actually genuily cares about your pet and their well-being. I can not recommend them enough!
  • INSURER: Healthy Paws
  • POSTED: 04/24/2021
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: Over 8 years

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10

out of 10

PetInsuranceReview recommened

Trupanion came thru for us in the way I wish all insurance companies would.

Our dog was diagnosed with a malignant tumor. The holistic vet recommended surgery and supplements for recovery and making the immune system stronger. It was expensive and that is a concern for us, but Trupanion made it easy to go ahead and do the procedure and follow up with the care he will need. I used their pre-approval method so I knew in advance what they would pay for. We were worried about our dog's health and luckily not about the finances. I have heard how hard it is for people who have difficult diagnosis and I wish human health insurance was as good as Trupanion is for our pet.
  • INSURER: Trupanion US
  • POSTED: 04/24/2021
  • BY:
  • BREED: Labrador Retriever (Yellow)
  • AGE OF PET: Over 8 years

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10

out of 10

PetInsuranceReview recommened

Efficient, easy process of submitting a claim!

I submitted a claim to Healthy Paws for double Cherry eye surgery that my pup, Cluny Brown had. I submitted the claim and a couple of weeks later the claim was approved. Days later, the money was direct deposited into my account. We received the full amount we were expecting. It was such an easy process.
  • INSURER: Healthy Paws
  • POSTED: 04/24/2021
  • BY:
  • BREED: Mixed Breed Small (10-20 Lbs)
  • AGE OF PET: Under a year

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10

out of 10

PetInsuranceReview recommened

One of the BEST decisions I ever made was first, getting my dog - and second, getting Healthy Paws!

If you are going back and forth on whether or not you should/should not sign up for Healthy Paws insurance, I will be the first to say I was just like you. I used to be one of those “Why spend money on pet insurance, how much can they honestly get sick?”, and then I came to realize that it was one of the best decisions I have made (aside from adopting my pup of course!). Healthy Paws has LITERALLY saved my puppy’s life. My puppy at only 8 months old (healthy as can be, might I add) – decided to pick something off the ground on a walk, and swallowed this foreign object. He was not able to pass it so he had to get emergency surgery. Few days later post-op, he became septic from the first surgery, and needed to get another surgery, including a feeding tube + tons of antibiotics. The options I was given were to A: Get the surgery, or B: euthanasia… how could I possibly do this with a healthy 8 month old pup!? Fast forward to today, and my puppy has healed up and Healthy Paws has LITERALLY saved my puppy’s life – without having the insurance, I would not be able to pay for such expensive surgeries. What we paid overall out of pocket was the cost of JUST the first surgery, meaning that Healthy Paws has saved us over $15K – and we spent under $5K. Overall, the price per month for Health Paws is SO minimal, I am sure that most spend more on Starbucks/Takeout than they would on the monthly cost of the insurance. Another thought as well – would you go without insurance for a human? I highly doubt that – and to me, this is the same for my dog. My claims were processed almost every time within 24 – 72 hours, with a check in hand almost immediately following. The customer support team as well throughout the past 3 weeks of everything they have even sent personal emails checking in on him! I only wish my doctor was as kind as them :) Again, if you are hesitating on signing up for Healthy Paws, please PLEASE take a deeper look at their minimal costs per month, extremely low deductible once you submit your first claim, and the comfort of knowing that if for some reason anything did go wrong with your pet, you are reimbursed anywhere from 70-90% of that cost, depending on the plan you choose! Healthy Paws is something I will invest in for not only this dog, but any other animal I ever adopt in the future.
  • INSURER: Healthy Paws
  • POSTED: 04/22/2021
  • BY:
  • BREED: Cavapoo
  • AGE OF PET: Under a year

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10

out of 10

PetInsuranceReview recommened

So happy I have this pet insurance

I purchased pet insurance for our 3 dogs when we adopted a full size rescue greyhound as I was sure she would break a leg because she loved to run. Fortunately, we have not needed the coverage for the greyhound but we have used it for our other two babies. have had a great experience with the service. Each time we submit a claim, we receive an immediate reply and the claim is processed within 3 days. The plan we chose was a higher reimbursement at 90% and well worth it. I always share this information with my friends that have pets as I am highly satisfied with the service at Healthy Paws.
  • INSURER: Healthy Paws
  • POSTED: 04/22/2021
  • BY:
  • BREED: Italian Greyhound
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Peace of mind

We've had pet insurance through healthy paws for about a year and a half now. Unfortunately our dane has had quite a few eye issues (scrolled cartilage, cherry eye, entropion, and several ulcers), requiring 3 different surgeries. Each time, the claims process was super quick and easy and Healthy Paws approved the claim in a timely manner. They give us peace of mind that we can do what's in Lola's best interest without having to worry about the cost. Definitely recommend!
  • INSURER: Healthy Paws
  • POSTED: 04/22/2021
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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9

out of 10

PetInsuranceReview recommened

Thorough organization. Responsive within reasonable time frames to inquiries. Listen to concerns/provide detailed explanations

As I mentioned, Embrace does respond and provide lengthy explanations on their coverages and policies. I had to appeal and ruling and was offered the opportunity to provide documentation in support. The interchanges were professional and complete. I have not been afforded all overages I sought but understand, once explained referring the policy, the whys (and why nots). It is an insurance company but seems to handle customer service better than others in this market. I also had a reimbursement request. - of a technical nature (I have two policies with them). After some discussion they came to a solution that is mutually beneficial. This is they way business should work. Find win/wins and implement them. Thank you
  • INSURER: Embrace
  • POSTED: 08/22/2021
  • BY:
  • BREED: Shepherd Mix
  • AGE OF PET: 1 - 8

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1

out of 10

Scam insurance

My claim for a veterinarian visit of nearly $900 had every line of invoice denied. First they denied for a reason thinking the procedure was for something else. When I notified them this was wrong, they denied again saying it was a pre-existing condition, although the dog had never been diagnosed or treated for the condition.
  • INSURER: Pets Best
  • POSTED: 05/05/2021
  • BY:
  • BREED: Chihuahua (Short Coat)
  • AGE OF PET: 1 - 8

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