154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

March 16, 2012

Quick turn around

Very happy, I recieved my reimbursement with in two weeks

Insurer: Trupanion

By: Nancy

Useful
March 16, 2012

Happy thus far

I have had a couple of claims with my dogs (I have 3 samoyeds) and some have been denied for obvious reasons. I understand this is a business also and pre existing issues are not considered. I just recently had my youngest samoyed who is 4 years old diagnosed with Addison's disease which is an adrenel gland disorder. It took them about 5 days for review and processing and the reimbursement was deposited with 2-3 days after that. This is a lifetime disease but not as costly as other diseases so I know that they will pay for any issues that may arise for this claim. I was relieved to know that the insurance would be there for me when needed.

Insurer: Pets Best

By: Sharlene

Useful
March 16, 2012

fast and reliable

Trupanion has been great for us. They did a preauthorization for our Cat's operation and have taken care of all the follow up. They have saved us over $500!

Insurer: Trupanion

By: Steve

Useful
March 16, 2012

fast and reliable

Trupanion has been great for us. They did a preauthorization for our Cat's operation and have taken care of all the follow up. They have saved us over $500!

Insurer: Trupanion Canada

By: Steve

Useful
March 16, 2012

Trupanion saved my puppy

Darcy is my 8 month old Rhodesian Ridgeback who started his young career in the show ring. He was doing great, but seemed to have a slight limp when he played too hard. At first we thought he was going through growing pains; but after taking him to a vet we found out he had a problem with his right front elbow.We then took him to another vet specialist and had a CT scan done.The worst was confirmed ununited anconeal process and medial coronoid process; and he needs an operation. Thank God that we took out insurance with Trupanion. They have been supportive and quick at returning our refund. it was the first time I took out insurance and won't be the last. You never know when you will have problems with your pet and you sure don't want to put down a loved one.

Insurer: Trupanion

By: Fred

Useful
March 16, 2012

Trupanion saved my puppy

Darcy is my 8 month old Rhodesian Ridgeback who started his young career in the show ring. He was doing great, but seemed to have a slight limp when he played too hard. At first we thought he was going through growing pains; but after taking him to a vet we found out he had a problem with his right front elbow.We then took him to another vet specialist and had a CT scan done.The worst was confirmed ununited anconeal process and medial coronoid process; and he needs an operation. Thank God that we took out insurance with Trupanion. They have been supportive and quick at returning our refund. it was the first time I took out insurance and won't be the last. You never know when you will have problems with your pet and you sure don't want to put down a loved one.

Insurer: Trupanion Canada

By: Fred

Useful
March 16, 2012

They pay claims

They've paid all of my claims so far and paid close to the claimed amount. Some parts of the claims were not covered, but nothing major.

Insurer: Embrace

By: Kirsten

Useful
March 15, 2012

Pet insurance

I like ASPCA better than the last insurance company I dealt with. It does seem to take a long long time for the claims to be processed, though. That's my only negative feeling about this insurance company.

Insurer: ASPCA

By: Eileen

Useful
March 15, 2012

Worth It

Our most recent claim involved a late night trip to the emergency vet, xrays and ultrasounds -- none of which are cheap. Submitted $1400 worth of claims and received $800 back from ASPCA, which more than paid for the year's premiums. Adding to the overall value is the pleasant customer service team, who have consistently been friendly, sympathetic and helpful on the phone. My one complaint would be what I feel is ASPCA's unfair comparison of what they consider the fair/average rate for vet services as they don't seem to take geography into account; EVERYTHING is much more expensive in NYC, so not accurate to base reimbursement on what the going rate is in other states/cites. Regardless, still worth it.

Insurer: ASPCA

By: Melissa

Useful
March 15, 2012

Saved our cat's life and improved ours!

We've had the pet insurance for a few years, but finally had an incident where we REALLY needed it. My cat had a serious illness and had to be rushed to the emergency vet and kept overnight for several days--and have surgery. Two hours after we had to drop him at the ER, my husband sprained his ankle and was out of work without pay for 4 weeks. Luckily we had the ability to front my cat's medical expenses, but even more importantly we didn't hesitate to take on all of the mounting costs for my cat because we knew we'd have 80% reimbursement (at least until our maximum amount per illness at our level). Without that knowledge, it might have been a heart wrenching decision to make simply because of a lack of finances. The reimbursement literally saved my cat's life and helped us pay our mortgage the next month. Correspondence with the claims department was fast and easy.

Insurer: ASPCA

By: Jill

Useful

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