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Real Insurance
This company has performed as stated. Great insurance for peace of mind. I highly recommend.
Insurer: Pets Best
By: Steve
So Grateful for Embrace!
All I have to say is thank goodness for Embrace Pet Insurance. Normally I would not have bought Pet Insurance, however we had our new Great Dane puppy for 3 days, and we had to take him to Univ of Penn Vet Hospital for continuous vomiting and lethargy, and shelled out over $2000 for the visit. This just happening after 3 days of owning our new puppy, we decided to start looking for some Pet Insurance. After much research, we decided to go with Embrace. We choose the plan with a $500 deductible, and a reimbursement of 90% (with the highest yearly maximum of $10,000). Our Great Dane is now over 2 years old, and he would not be here with us today if it wasn’t for us purchasing a policy with Embrace. He’s turned out to be the most precious dog in the world, however he’s had many ups and downs in the past 2 years, and many, many visits to the Vet’s office/hospital. In October he was diagnosed with Wobblers Disease (cervical vertebral instability), which he’ll be treated for the rest of his life with medical management. Our Vet bills were just over $2200, and Embrace reimbursed us about $1300 (we were responsible for the $500 deduct, 10% coinsurance & prescription meds). Then just last month in November we had to have our sweet boy admitted to a Vet Hospital for 6 days. After about 3 days in the hospital, they told us our dane was diagnosed with Addison’s disease (adrenal insufficiency - another life-long illness which he’ll be treated with medical management for the rest of his
Insurer: Embrace
By: Stacy
Rejected
My claim was rejected after sending paperwork three times. Customer care was rude.
Insurer: Pets Best
By: John
My Experience - AKC was like having NOTHING
The AKC per my experience is the worst. They denied claims, very disorganized, has rude customer service, and does a total dis-service to the name AKC. Clearly the joke was on me. I have since cancelled the the AKC and moved over to Embrace who is an exceptional provider as my experience with each has "proven". I would never in a million years recommend the AKC for insuring your beloved pets. We purchase insurance to cover our beloved pets and the AKC doesn't provide coverage because the many fine print exclusions -- that has NOT been my experience with Embrace.
Insurer: AKC
By: Annie's
Awesome
I have have Embrace insurance for my 4 pups, and Embrace is AMAZING. The provide the BEST CUSTOMER SERVICE, they provide PROMPT CLAIM PROCESSING, they provide SUPERIOR COVERAGE. I will recommend Embrace time and time again. You can't go wrong if you choose Embrace to cover your loved pets.
Insurer: Embrace
By: Luv
Very Satisfied with friendliness of Trupanion
The friendliness of Trupanion is outstanding. There is a lot of paperwork that is needed to file and complete a claim, but given the claims I have turned in, Trupanion has been 'on the ball', and I am very pleased with them. I would suggest them to any pet owner.
Insurer: Trupanion
By: Priscilla
Very Satisfied with friendliness of Trupanion
The friendliness of Trupanion is outstanding. There is a lot of paperwork that is needed to file and complete a claim, but given the claims I have turned in, Trupanion has been 'on the ball', and I am very pleased with them. I would suggest them to any pet owner.
Insurer: Trupanion Canada
By: Priscilla
Great experieces so far!
My Husband and I initially decided not to get puppy insurance but after our first scare one thursday at 10.30pm and a 300 dollar bill from the puppy ER we decided to get Embrace puppy insurance. So far we have had 2 additional claims for the same Gastroenteritis. We have been very pleased with the speed at getting our reimbursement and the ease of filling out and turning in claims. I would highly suggest Embrace.
Insurer: Embrace
By: Sandee
Very satisfied with Pets Best!
Recently I filed my first claim with Pets Best and was pleasantly surprised at how easy it was and how promptly my claim was handled. I discovered a small lump on my dog's chest and her vet thought it best to remove it and check it out. It was too small to aspirate but he didn't want to wait and let it grow in case it was malignant. So she had the surgery (is doing fine, tumor wasn't malignant) and a few days later I filed the claim. Very easy to do. About a week later I received notice that it was processed and a few days later a check arrived in the mail. They paid exactly what I expected. Especially right before the holidays wasn't a good time to incur a hefty vet bill. But I didn't want to risk my dog's health. It made a wonderful difference to know I could get some help, that is the reason to have insurance after all. By the way, before filing I spoke to a customer service rep who assured me that filing a claim would not cause the company to drop me or raise my rates beyond the usual small annual increase due to my dog's age. I recently received my renewal info -- so far so good!
Insurer: Pets Best
By: JPS
Beware of pre-existing conditions after renewal
I hope this company will prove me wrong, but every single thing that they take care of, even eye infections, are excluded in subsequent years policies. Each policy is only good for a year. It is not like human insurance where PRE-EXISTING is defined as PRIOR to any insurance with the company. This company, and most, consider pre-existing as the year prior, so any care you get will never be paid for again unless it is preventive. This includes eye infections, indigestion--in other words things that are not chronic in nature but are one time things--they exclude EVERYTHING on future policies. PLEASE comment on this. Thank you.
Insurer: ASPCA
By: Rachel