154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

February 03, 2014

good experience

The only negative thing that i can say is that I didn't realize that they don't pay exam fees, even if it's for a sick visit. That being said, I was very happy with the service and plan coverage from Trupanion. I am just thankful that I didn't have a plan with a deductible otherwise I would not have gotten back that much. Trupanion does seem to be a service minded company and any time I have called with questions they have been very helpful. They were great at staying in touch with us via email to let us know that our claim was being processed and even did direct deposit of the claim money to our checking account. Getting 90% back is a relief.

Insurer: Trupanion

By: Stacey

Useful
February 02, 2014

One bad Knee all better

My two + year old Newfee Required Surgery after she blew her knee. And the day after the procedure I filed my first Claim including Claims for all the pre op x-rays and vet visits. I didn't know what to expect... I thought there might be a number of excuses or reasons certain things wouldn't be covered. I couldn't be more wrong. Everything was paid according to my policy with no hassle. I was reimbursed within 10 days. I hope my dog doesn't need more surgeries, but I no longer stress about it. Thanks Healthy Paws

Insurer: Healthy Paws

By: Dave

Useful
February 02, 2014

Never having a pet without Embrace again!

So thankful I signed my pup up with Embrace last year. I've never had pet insurance before but just had an inkling with my new, high-energy puppy that he might cost me a little more in vet bills than I had originally planned. 1 year later and over $1,500 back in my pocket from vet expenses, I've decided I'll never have another animal without Embrace again. No doubt about it.

Insurer: Embrace

By: Megan

Useful
February 02, 2014

The only Pet Insurance to buy.

Having spent over $10k on my giant schnauzer's on things we never expected and were not breed specific I can tell you Pet Health is not unlike ours. You never know what you'll get. As soon as we rescued Belle, a Standard Schnauzer, we bought Embrace Insurance so this time we are ready should anything occur. I LOVE that this is totally customized for my preferences and my dogs needs. The service is top shelf and they really care!

Insurer: Embrace

By: Chas

Useful
February 02, 2014

Great coverage, fantastic customer service

I went seeking for pet insurance after we got our precious Dalmatian puppy. We previously had a dalmatian that I did not have insurance on because I work at a animal hospital and with my employee discount never thought it was needed. That was until he had an injury that our Dictors could not repair. $18,000 later need I say more? Our hospital had always endorsed VPI pet insurance but when I decided to look for a policy I came across Healthy Paws. I liked the coverage and the deductible options they offered. Very little restrictions and what they do restrict I feel should not be an insurance company responsibility but the pet owner. The ease of claim submitting, the fast paying on claims and the customer service, I am completely satisfied with Healthy Paws!

Insurer: Healthy Paws

By: Tracy

Useful
February 02, 2014

Incredible! Fast response!!!

I submitted my first claim with Embrace a couple weeks ago; I have to say I am so impressed! At first I wasn't sure on how fast my claim would be processed,but not only I am impressed with Embrace I am actually looking forward to my next claim. My total bill was $256.00 and my refund was $244.00, received within a week. I also have the option of direct deposit now, which will make the claim process even faster. Embrace has followed up with me before processing the claim, during the processing of the claim and after. AMAZING!!! Excellent customer service. I have just referred Embrace to a few friends and I will continue to do it. Very pleased!!!!

Insurer: Embrace

By: Daniela

Useful
February 02, 2014

Best Pet Insurance A++++++++++++

My dog Bo has had Healthy Paws for around 2 years now and had to have both of his knees operated on. Healthy Paws processed his claim quickly and I was reimbursed with in a week of his surgery. He would not of been able to have his surgery if it wasn't for Healthy Paws. Their customer service is outstanding and everyone I spoke to was friendly and helpful.

Insurer: Healthy Paws

By: julie

Useful
February 01, 2014

great insurance

We got Trupanion when we got a puppy almost 4 years ago. They have been really great with reimbursement. The premium is now about 50 dollars a month but that includes a special rider for hip dysplasia. Our dog is very playful and curious so she tends to find trouble and on top of that she is sensitive to many products. To make a long story short she was been to the vet many vet times. Each time we have submitted a claim and got 90percent reimbursement. They are fast and friendly. I highly recommend them to folks who have dogs like ours.

Insurer: Trupanion

By: amy

Useful
February 01, 2014

great insurance

We got Trupanion when we got a puppy almost 4 years ago. They have been really great with reimbursement. The premium is now about 50 dollars a month but that includes a special rider for hip dysplasia. Our dog is very playful and curious so she tends to find trouble and on top of that she is sensitive to many products. To make a long story short she was been to the vet many vet times. Each time we have submitted a claim and got 90percent reimbursement. They are fast and friendly. I highly recommend them to folks who have dogs like ours.

Insurer: Trupanion Canada

By: amy

Useful
February 01, 2014

Used to think Pet Insurance was silly

Having never been a dog owner, I used to think that Pet Insurance was silly. Then we got our first dog, a pure bred handsome Giant Schnauzer, Mack. Within 6 months of age, he had been to the vet several times for digestive issues. At that time we thought if this contines, maybe it's time to consider insurance. After doing our research, we decided to go with Trupanion. It's the best thing we every did. His digestive issues went away, but at 4 years of age, he started having siezures, and 4 years later we are up to a couple of hundred dollars a month in medication and medical tests regularly. Every claim that I have submitted for Mack has been processed within a couple of days, and never any quesitons asked. Without this insurance, I'm not sure Mack would have the quality of life that he has now. We insure 2 dogs, and it gives us great peace of mind. Thank you Trupanion !!

Insurer: Trupanion Canada

By: Lynn

Useful

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