154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,400 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,342 reviews

4.9
Healthy Paws

10,808 reviews

4.9
Fetch

27,507 reviews

4.9
Pets Best

14,177 reviews

4.9
Trupanion

63,026 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

March 14, 2014

Should have followed my own advice sooner!

As a veterinary professional, I have told pet owners for years to get insurance for their animals. I always said that it helps take the financial aspect out of deciding treatment plans for their members of the family. Finally, I followed my own advice! I'm so glad I did. Trupanion honestly saved my dog and my family from potentially not being able to treat because of finances. Working in the field, I've adopted pets that had some issues, but none unmanageable. Luna has had allergies, and some skin issues. She is almost 6 and one morning she didn't want to eat breakfast. She always eats breakfast. I looked at her and thought she was a little pale so I took her with me to work. Turns out, she was very anemic, and her body was attacking both her red blood cells and platelets! Needless to say, this was a major life threatening medical emergency. Knowing that she had insurance made the decision to treat possible. She needed 2 blood transfusions, hospitalization, multiple meds, and constant monitoring. Everyone I talked to at Trupanion made the process easy, and let me focus on my baby. Once my claim was submitted, I was reimbursed within a week! Now I know that I can provide the best care possible without draining my finances. Luna's happy and still healing and I recommend Trupanion to everyone I know! Thank you for giving me and my family peace of mind! Wish I had done it years sooner!

Insurer: Trupanion

By: Yvonne

Useful
March 14, 2014

Should have followed my own advice sooner!

As a veterinary professional, I have told pet owners for years to get insurance for their animals. I always said that it helps take the financial aspect out of deciding treatment plans for their members of the family. Finally, I followed my own advice! I'm so glad I did. Trupanion honestly saved my dog and my family from potentially not being able to treat because of finances. Working in the field, I've adopted pets that had some issues, but none unmanageable. Luna has had allergies, and some skin issues. She is almost 6 and one morning she didn't want to eat breakfast. She always eats breakfast. I looked at her and thought she was a little pale so I took her with me to work. Turns out, she was very anemic, and her body was attacking both her red blood cells and platelets! Needless to say, this was a major life threatening medical emergency. Knowing that she had insurance made the decision to treat possible. She needed 2 blood transfusions, hospitalization, multiple meds, and constant monitoring. Everyone I talked to at Trupanion made the process easy, and let me focus on my baby. Once my claim was submitted, I was reimbursed within a week! Now I know that I can provide the best care possible without draining my finances. Luna's happy and still healing and I recommend Trupanion to everyone I know! Thank you for giving me and my family peace of mind! Wish I had done it years sooner!

Insurer: Trupanion Canada

By: Yvonne

Useful
March 13, 2014

I Wish My Own Health Care Insurance Was This Good

Trupanion has made the process of submitting claims painless. In just a matter of a few days I have received notice that my claim has been accepted, approved and processed and payment is on the way. It gives me much peace of mind to know that my pet's health care needs will be taken care of and that I do not have to consider the financial feasibility of treatment. I have called customer service to get questions answered and everyone there is very friendly. They even asked me about how my pet was doing after treatment. They seem to truly care about my pet' well being.

Insurer: Trupanion

By: Donna

Useful
March 13, 2014

I Wish My Own Health Care Insurance Was This Good

Trupanion has made the process of submitting claims painless. In just a matter of a few days I have received notice that my claim has been accepted, approved and processed and payment is on the way. It gives me much peace of mind to know that my pet's health care needs will be taken care of and that I do not have to consider the financial feasibility of treatment. I have called customer service to get questions answered and everyone there is very friendly. They even asked me about how my pet was doing after treatment. They seem to truly care about my pet' well being.

Insurer: Trupanion Canada

By: Donna

Useful
March 13, 2014

Thankful to have it

My pup has been to the vet far more than any other dog I've had. He consumes everything he can, whole, without chewing. I got Trupanion and am thankful. The last trip to the vet cost $4500 and they covered over $3600 of it. I recommend them for anyone with a young dog.

Insurer: Trupanion

By: KM

Useful
March 13, 2014

Thankful to have it

My pup has been to the vet far more than any other dog I've had. He consumes everything he can, whole, without chewing. I got Trupanion and am thankful. The last trip to the vet cost $4500 and they covered over $3600 of it. I recommend them for anyone with a young dog.

Insurer: Trupanion Canada

By: KM

Useful
March 13, 2014

Healthy Paws Pet Insurance - simply the best.

During a routine physical exam, our veterinarian discovered a tissue mass on our dog's spleen and feared the worst. After some preliminary diagnostics, he recommended that the spleen be removed immediately because of the risks associated with a life-threatening internal hemorrhage and the very grim possibility that the mass might be a malignant hemangiosarcoma, an incurable form of cancer, which can only be reliably diagnosed if the entire spleen is sent to a lab. Our dog tolerated the surgery well, and after the stitches removed two weeks later, he was his happy and rambunctious self again. Most importantly, the tissue mass was revealed to be a benign hematoma, for which we are most grateful. Since our dog was a puppy, we had subscribed to the Pet Partners policy offered through the AKC, but when he reached the age of ten, Pet Partners advised us that because of his age, only accidents would be covered going forward. After some research, we found Healthy Paws Pet Insurance, and are very glad we did. Everything but the vet exams was covered, our deductible is low, our claims were settled promptly, customer service personnel are efficient and compassionate, the Healthy Paws Foundation does important work on behalf of dogs less fortunate than ours, and the monthly payment is significantly less than Pet Partners used to charge for more limited plan benefits and a lower reimbursement rate. Many thanks Healthy Paws!

Insurer: Healthy Paws

By: Chris

Useful
March 13, 2014

EMBRAC Pet insurance is "THE BEST" in the market.

I have a 5yr old Samoyed - Dakota! He holds my heart in the his paws, and that is why I chose Embrace, I'm lucky to have been a Mom to 5 furry Samoyed's over the years, and have used and experienced several pet insurances, hands down Embrace is clearly the best. I recently had a wellness claim for preventative care - Heart Guard, Preventic flea and tick collar, etc. My claim was 100% paid in less than 5 day direct deposit, easy peasy! The customer service is untouchable by any other pet insurance provider, trust me I have been using pet insurance since it first appeared in the marketplace. I love Dakota and want only the best healthcare and pet insurance for him, that is why I chose Embrace Pet Insurance. Luv them! :)

Insurer: Embrace

By: Deborah

Useful
March 13, 2014

Excellent Service

Our puppy was in his exercise pen while I was in the other room. I heard a horrible scream at which just about stopped my heart. I ran into the sunroom and found him screaming in pain. He had tried to move his exercise pen and had gotten his bottom jaw stuck in between the wires on the exercise pen. It broke his baby canine tooth and traumatized his jaw. He required surgery and antibiotics for an infection post surgery. He is now post surgery three weeks and doing very well. Healthy Paw Pet Insurance is wonderful. This is the first time that we have had pet insurance and weren't sure if we really needed it. Healthy Paws was very pleasant and helpful during his need. They have written follow up emails with well wishes and to check on him. Thank you for being there for us Healthy Paws.

Insurer: Healthy Paws

By: Becky

Useful
March 13, 2014

Thank you

I recently sent an e-mail to Healthy Paws just to thank them for their support with pet insurance for my dog Harry over the past months. This company is totally legit. I have had their insurance policy since June 2013 and I couldn't be happier with their customer service, claims process, and the way they honor exactly what the say they honor. Their claims process is flawless with very clear easy to read claim statements showing exactly what is covered and I normally receive an e-mail either the same day or the day after I submit a claim that it is processed and completed. Within a few days the check is in the mailbox. Last year my dog Harry had a condition in his left elbow called ununited anconeal process (UAP) or elbow dysplasia which required surgery to correct. It was a long road to recovery but with the help of Healthy Paws it made the experience much easier to swallow. I don't know how we would have been able to afford this very expensive surgery, but Healthy Paws was there every step of the way and I couldn't thank them enough for giving us the ability to take care of Harry the way he deserves to be taken care of. The thought of bringing Harry back to the rescue where we adopted him because of an inability to afford the procedure was a daunting thought at the time and was the last thing I wanted to do because my family loves him so much. He is a part of our family and has recovered very well from that surgery. I thank them for their support.

Insurer: Healthy Paws

By: Joseph

Useful

Compare top pet insurance providers plans.