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Unfortunately
Unfortunately, I can no longer trust Embrace. Here's why: When I first signed up, I had to choose which breed my dog was. It is a Mini Australian Bernedoodle (a mix between 4 breeds) and there was no option to select "bernedoodle', so I selected "Mixed Breed" (which is accurate). In addition, Bernedoodles are not even recognized as a breed by the American Kennel Club (AKC). My original quote was ~$52/month. Six months later, after they saw that one of my veterinarian records said my dog was a bernedoodle, they said they needed to change the breed classification, which increased my premiums by 92%. Then 1 month later, they raised the premium by 11% more as part of an annual premium rate increase. Then several months later, they increased the premium again by 33%. And just recently, they increased the premium by ~50%. I have not had any major/expensive claims that would warrant these increases. So I am cancelling my policy and going elsewhere.
Insurer: Embrace
By: ConcernedCitizen
Best insurance for your pet!
This company has went above and beyond my expectations when covering our unexpected vet visit with our puppy who recently had new onset of seizures. The claims process was quick and easy and they covered almost all of the bill without question or issue. Will keep this insurance for life and recommend to anyone else shopping for it.
Insurer: Pets Best
By: Brittany Hurd
Summited a claim for 2 dogs and it…
Summited a claim for 2 dogs and it didn’t take long to process. Fast replies
Insurer: Fetch
By: Dee Pepper
Fast claims processing
Spot Pet Insurance is great! It’s super easy to submit claims and they are fast in processing claims!
Insurer: Spot
By: Rachel Huneryager
Super easy to file a claim and…
Super easy to file a claim and reimbursement came very fast
Insurer: Embrace
By: Carrie
Embrace has been a great company
Embrace has been a great company that has been true to its word. Submitting a claim is easy and the team is available and responsive. They paid my wellness claims very quickly. Thank you!
Insurer: Embrace
By: Joyce Sebian
So far so good with spot
I’ve had spot coverage for my cat since 2022 when he was around 2 years old. He had no preexisting conditions fortunately. Recently we had to make two trips to the ER one for a concern for a urinary blockage, another a week later for an actual urinary blockage. Spot has been good so far with my plan and coverage. For a $4,200 combined vet bill I got 90% back, minus my deductible of $250. It took them about 5 business days to file my claim and send reimbursement via direct deposit. So far I would recommend Spot for coverage if you are looking for Emergency/Illness coverage for your pet.
Insurer: Spot
By: Paul
Disappointed and unsure why I pay so much
My first two vet visits were covered almost 100%. When I took my girl for a wellness check for her 2nd birthday they wouldn't even cover her rabies vaccine or distemper. $415 bill and they paid $117. Why am I paying a premium if suddenly I can "cap" on necessary vaccines and care for a healthy dog? Even in the fine print I didn't see that. Disappointed in my pet insurance choice now when I expected the vaccines and heartworm care and tests to be covered.
Insurer: Pets Best
By: Trissy Lee
Very easy and Iike the choices if…
Very easy and Iike the choices if programs.
Insurer: Trupanion
By: Stephanie Emery
I have more Italian greyhounds that I…
I have more Italian greyhounds that I rescued. spot has been great in managing their health
Insurer: Spot
By: Elliott Lowen