220,866+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 220,866 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

220,866 total


Most selected providers in "May, 2026"

This chart shows the distribution of the most selected pet insurance providers in May, 2026.

Providers with highest rating

Embrace

19,897 reviews

4.9
Healthy Paws

11,240 reviews

4.9
Fetch

5,665 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,109 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified May 10, 2026

No customer loyalty

I jave maily had good experiences with healthy paws. We have been with them for 7 years and now our policy is changing. It understandable that changes to future policies may need to be made. Current customers should be grandfathered in to the policy they have. Very disappointed with the changes and no loyalty to customers.

Insurer: Healthy Paws

By: Dawn Schmidt

May 10, 2026

It was great till it wasn’t anymore…

It was great till it wasn’t anymore… They changed my pets coverage last year cos the plan I had them under no longer was offered. Now they don’t cover anything, wellness or injury it never gets covered, they play games and won’t notify you if there’s a request for information so you have to constantly be on them. They denied coverage for one of my dogs that had a UTI citing that because he had an ear infection as a pup it was a pre existing condition. My other dog had to have emergency surgery, of almost $7000 I got back $800. In my opinion they are borderline scammers

Insurer: Nationwide

By: Giacomo Grenside

Verified May 10, 2026

It's very easy to make a claim

It's very easy to make a claim! I have a dog that eats everything and having this insurance has saved me! Best decision I made!!

Insurer: Spot

By: Kim Kongpricha

Verified May 10, 2026

Easy to file claim

Easy to file claim, rapid response, and good coverage.

Insurer: Fetch

By: Philip

Verified May 10, 2026

You were prompt on handling my claim

You were prompt on handling my claim. I had the money back in my account in 2 days. Thank you, Kathy

Insurer: Trupanion

By: Kathy

Verified May 10, 2026

Very easy process to get a refund on…

Very easy process to get a refund on our healthy pet visit

Insurer: Spot

By: Erin Wallace

Verified May 10, 2026

Ease of maintaining policy and filing…

Ease of maintaining policy and filing claims

Insurer: MetLife

By: customer

Verified May 10, 2026

You all were so supportive with my last…

You all were so supportive with my last dog, Bugle - I'm grateful to your and your staff members.

Insurer: MetLife

By: susan monahan

Verified May 10, 2026

Claims Processing Nightmare

MetLife has been a nightmare in processing claims. The database they are using seems very disorganized. One claim doesn't connect to another apparently, so they will come back asking for documentation they already have. They have the wrong diagnoses that my dog never got on EOBs. I will upload documents that somehow disappear. If not for being able to email or call to try to get these things straightened out, it would be hopeless getting claims paid correctly or at all. It requires great persistence and patience just to get claims processed correctly. I typically have to go to great lengths for a significant period of time, including the initial uploading and filing process, then having to email, call, etc. The app is also a mess, as well as website (e.g., disorganized, mistakes). I give two stars only because they have eventually paid, but I can imagine many people would not be able to succeed in getting all the messes straightened out to get claims paid. Update: I replied to the MetLife response to this review and received a very disingenuous form email that sounded like AI and basically told me what I need to do to correctly file claims rather than respond to this review. I pointed out I did this review in response to a MetLife email asking me for a review in the first place. Their email, whether pure AI, which they do use in processing claims, or a person using AI badly, was just another example of how messed up their processes are in dealing with customers. I have dealt with some actual human beings that work for MetLife who were helpful in the past. That is what it takes to get the mistakes corrected.

Insurer: MetLife

By: Jill Stevens, customer

Verified May 10, 2026

The company is super friendly to work…

The company is super friendly to work with. They provide continuous updates and are easy to work with. I highly recommend them.

Insurer: MetLife

By: customer

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