207,034+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 207,034 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

207,034 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,688 reviews

4.9
Healthy Paws

10,944 reviews

4.9
Fetch

5,175 reviews

4.9
Trupanion

58,937 reviews

4.9
Pets Best

14,599 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

February 06, 2026

Doesn’t cover ANYTHING

My cat had emergency surgery. I submitted a claim and they said it was pre-existing. I went back to the vet and they gave their notes listing why the surgery was definitely not for a pre-existing condition. It was for a foreign body exploratory abdominal. MetLife denied the appeal! I was told my only other option was paying $85 PER HOUR for a third party review of the claim. This insurance is TERRIBLE!!! DO NOT GET THIS INSURANCE ! It is a scam, I got this insurance so I could be with a peace of mind and get my pet the surgical care he needed. I was told by the vet that night that he could die without this surgery. I have no idea what I’m paying for at this point if it doesn’t cover ANYTHING during times of emergency.

Insurer: MetLife

By: Olivia

Verified February 06, 2026

I can't say enough great things about…

I can't say enough great things about Healthy Paws we have had and still to this day with claims exceeding over 220+ probably exceeds $80.000.00 and never had a dispute over a claim. Our girl has torn both ACLS gingivitis cancer,removal of a portion of her lung plus assortment of other issues and many prescription to treat numerous issues UTIs etc,Thank You Healthy Paws

Insurer: Healthy Paws

By: Larry Peltier

Verified February 06, 2026

Excellent pet insurance

I love that I get to choose what I want my monthly payment to be and my deductible and my max per year. Spot has always paid for my pups medical bills and it has been a lifesaver.

Insurer: Spot

By: Jennifer

Verified February 06, 2026

Talking to the person

Talking to the person I talked to when I bought the plan.

Insurer: Prudent Pet

By: Russell Richman

February 06, 2026

Enhance bait and switch tactics are bad business

Prior to taking out a 70% coverage policy on my dog a spoke to customer service to ask if my Labrador would be covered for a chipped molar. I was told that dental care is covered . I also inquired about annual booster vaccination coverage and told yes it’s covered. I started the plan in October 2025. In a follow up vet visit I scheduled a tooth extraction for 6 weeks later. I submitted the claim through the app and was told it would take about 30 days to process the claim . I now find out that even though I made embrace aware of this chipped tooth;they now say since it was a pre-condition it’s not covered. Just the exact opposite of what I was told to induce me into providing my credit card for the monthly payments . Now 4 months into the plan I find it’s not covered .

Insurer: Embrace

By: Phil Traficanti

Verified February 06, 2026

This pet insurance has saved me money

This pet insurance has saved me money? And has been worth it! Also has given me peace of mind. Insurance claim are really easy to upload. Wish they had an app. Just like any insurance do your research. And beware insurance does go up. I am disappointed that my insurance will be going up by $$$20$$ per month. It may not seem a lot but I have other pets and this does add up to my monthly/ yearly expenses. So do look at other insurance they may have a cheaper rate each year.

Insurer: Pumpkin

By: Maysie Alvarez

Verified February 06, 2026

It was straightforward and easy to…

It was straightforward and easy to upload my claim. the claim was processed quickly

Insurer: MetLife

By: Doug Fields

February 06, 2026

Would Not Recommend

I did not have a great experience with Pets Best. Trying to reach them by phone was awful. Every time I contacted them, I was placed on hold for at least 15 minutes before reaching a representative. It also took over a month to receive payment on my claim. Transferring ownership of the policy to my son was another unnecessary hassle, despite being told it would be an easy process. This insurance was supposed to provide peace of mind, but instead it caused nothing but frustration. I would not recommend them. I switched to another company, and they paid my claim within three days.

Insurer: Pets Best

By: M & M

Verified February 06, 2026

Site is easy to use to submit a claim

Site is easy to use to submit a claim. Claims are also processed quickly and received in a timely manner manner

Insurer: MetLife

By: Haley

Verified February 06, 2026

Melody was very helpful & and a…

Melody was very helpful & and a wonderful personality!!!

Insurer: Nationwide

By: Sabrina

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