154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,145 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,308 reviews

4.9
Healthy Paws

10,743 reviews

4.9
Fetch

27,420 reviews

4.9
Trupanion

62,925 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

January 30, 2025

The claim process is easy and he…

The claim process is easy and he response time is quick

Insurer: Embrace

By: Stephen Stonehouse

January 30, 2025

30% increase in premium out of nowhere…

30% increase in premium out of nowhere super cool! I pay more! Woooo!! This insurance is very very expensive!!

Insurer: Trupanion

By: Mike Newton

Verified January 30, 2025

Knowing that I can take Nicky to the vet

Knowing that I can take Nicky to the vet, for wellness and in emergencies is a great relief for me. With the vet prices rising like everything else Spot insurance is a great worry off my mind. Have only had great service with all areas of Spot!

Insurer: Spot

By: Kemberly Ragan

Verified January 30, 2025

Very timely review of claims and no…

Very timely review of claims and no issues with getting our money for surgery.

Insurer: Spot

By: Artem Serganov

Verified January 30, 2025

Spot Pet Insurance was there for me…

Spot Pet Insurance was there for me when my little girl, Cagney, passed away on Christmas Eve, 2024.

Insurer: Spot

By: John Camacho

January 30, 2025

DOES NOT PAY A DIME! THIS IS A COMPLETE SCAM!

DOES NOT PAY A DIME!!! I hv spent months tryn to get them to approve an estimate & pay the amount do for the covered vet visits! Calling weekly jumping through all their hoops. My claim has now been sitting in the claims department desk with everything they need for three months. I don’t know how this shows that they have such a high rating. They are by far the worst company I have ever dealt with they do not care about the animal one bit. They’ll tell you they’re thankful for your continued loyalty as a customer, but they’re just thankful you’re paying the payment while jumping through all their hoops so that they don’t have to pay anything.. I have spent hours on the phone with themover the last six months! it’s become like a part-time job I have finally given up. They finally wore me down. Please do yourself a favor and do not waste your time and your money with this company. It will only bring you heartache. My next step will be the BBB.

Insurer: ASPCA

By: mary brown

Verified January 30, 2025

Great service

The service was very professional and very helpful. It was so nice to have such pleasant employees.

Insurer: Pumpkin

By: Jackie

January 30, 2025

So far, so good!

Initial visit online to gather up info was followed up by courteous emails. Trupanion was recommended by my puppy's breeder and my researxh confirmed their value. The enrollment over the phone was easy and Jackie was torough and answered all my questions. Quick process! My vet office does not take direct billing but not a major concern as the insurance does not control that aspect - the fact that Trupanion offers the option is sufficient. So far, I am satisfied.

Insurer: Trupanion Canada

By: zazi bravo

Verified January 30, 2025

Great service and peace of mind

I’ve only had good experiences with Pumpkin. The plan covers what I need it to cover, and their customer service is top notch. My premiums did go up a little this year but we use our plan somewhat frequently so to be expected.

Insurer: Pumpkin

By: Eryn

Verified January 30, 2025

Great benefits!!

I love that I receive a partial reimbursement for taking my cat to the vet. I got my check in the mail in less than 2 weeks after submitting verification of service.

Insurer: Pumpkin

By: TL

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