154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,400 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,342 reviews

4.9
Healthy Paws

10,808 reviews

4.9
Fetch

27,507 reviews

4.9
Pets Best

14,177 reviews

4.9
Trupanion

63,026 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified February 28, 2025

Because of spot and great veterinary work, my cat and I are both smiling

Spot was quick at reviewing my claim then wasting no time they remburst me 100 percent after my deductible my cat kaditha had some teeth issues. Now she is happy again and so am i

Insurer: Spot

By: Joseph Camareno

Verified February 28, 2025

I submitted a claim on Saturday for a…

I submitted a claim on Saturday for a huge bill after my dog had to go to the emergency vet and they had the money in my account in less than a week. Very impressed with the quick turn around and that I didn’t have to call anyone or dispute it in any way.

Insurer: Spot

By: Claire Cole

Verified February 28, 2025

Easy to file claims

Easy to file claims, and quick reimbursement

Insurer: Spot

By: Christine Hoffman

Verified February 28, 2025

Great experience!

The kind man who answered my call was so sweet and patient, I usually tend to feel like a bother when calling customer service places but I didn’t feel this way at all! He was so helpful and patient, very informative too. I had a great experience

Insurer: Nationwide

By: allison sigala

February 28, 2025

claims more than a month…

I submitted my claims more than a month ago. Every time I sent messages or emails I didn’t get any response. I submitted all required papers from my veterinarian. I just got the response it can take up to a month. Finally I got an email saying that my claims are on “review” and I should wait. The worst insurance ever.

Insurer: Embrace

By: X

Verified February 28, 2025

Great customer service

Great customer service

Insurer: Prudent Pet

By: Cori

Verified February 28, 2025

The rep was really nice and helpful.

The rep was really nice and helpful.

Insurer: Nationwide

By: customer

February 28, 2025

Scam - pay less than 30% of claims

This company is completely untrustworthy. I paid in for 12 years and the first time I had a claim they paid less than 30% of my claim - with a policy that is supposed to pay 90%. When you take your dog in on an emergency basis they do not pay for "examination" to determine what is wrong with your dog. I was told twice that acupuncture treatment (to control inflammation from IVDD) would be paid for, only to have these claims denied. The premiums go up every year - now over $175 a month for ridiculous claim policies. They are a terrible, terrible company. Save your money and use foregone premiums to pay for treatment yourself - you will save money. When I first started with them, my premium was around $35 a month - now it is $175 a month. A 500% increase in 12 years. Supposedly this is based on inflation, not my dog's age. Inflation over 12 years has not been 500%. I am ashamed that I was taken in by this company.

Insurer: Trupanion

By: Lucy

February 28, 2025

Great Coverage and Pricing

Great company, easy to use website, easy to submit claims. Occasionally slow in payment but, getting better. Monthly costs are very competitive and you have a wide variety of coverage and amounts to choose from. Don't wait, get this coverage as soon as you get your pet. You don't want to delay and find that if something happens while you were not insured, the condition will be treated as pre-existing throughout the entire policy. Insure Now! I highly recommend Embrace for your pet insurance needs!

Insurer: Embrace

By: Pete Ginocchio

Verified February 28, 2025

First Experience with Spot Insurance

Quickly processed my claim according to my coverage

Insurer: Spot

By: Melanie Ells

Compare top pet insurance providers plans.