154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,226 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,336 reviews

4.9
Healthy Paws

10,802 reviews

4.9
Fetch

27,500 reviews

4.9
Pets Best

14,169 reviews

4.9
Trupanion

63,015 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified March 13, 2025

Vet or Wellness Claims

When I sent my dog claim, the representative responded quickly.

Insurer: Embrace

By: Francisco and Ana Prada

Verified March 13, 2025

Simple enrollment process

Simple enrollment process

Insurer: Trupanion

By: Cindy

March 13, 2025

We did everything through our Allsate…

We did everything through our Allsate agency. Went smoothly.

Insurer: Embrace

By: Joel/Kim Bukal

Verified March 13, 2025

So far So great!!

So far so great! I'm in the process of switching the pet insurance from Healthy Paws to Prudent Pet. I compared about 8-10 insurance companies but I liked Prudent Pet the best due to the extensive coverages, flexible options, and the shorter waiting period for the competitive premium. It has better coverage & less copay. Also, I was able to talk to Steffie on the phone and online chat with Rebecca to ask about some details.They were both very helpful and nice. AI technology is great and I like doing things via texts but I appreciate that I can also talk to or chat with real humans. I'm hoping that I never need to use the insurance for my 9-year-old golden but it gives me peace of mind.

Insurer: Prudent Pet

By: Yuriko “Yuri” Eads

Verified March 13, 2025

Quick response time

SPOT is very quick to respond and very quick to reimburse. I'm not sure if I'm doing something wrong though when filing a claim, because every time I have to resubmit info that I'd already submitted. In the end, the claims have been approved quickly and payments received timely as well. They have multiple plan options which is good as a provider. Overall a good plan. I'm happy so far.

Insurer: Spot

By: FDELO

Verified March 13, 2025

Amazingly quick and exactly what you…

Amazingly quick and exactly what you pay for

Insurer: Spot

By: Alexandra Pawelic

March 13, 2025

Scammers

Scammers. Never covered a thing. Kept raising prices on me even though they said it would stay if we enrolled young. Claim to be the area I live in. Went from $21 to $49! They don’t even ask before they start charging you a new total either. I don’t understand how they can do that. Then I call to cancel and feel absolutely harassed. My husband was listening and was in shock. I had to literally hang up the phone because they wouldn’t pleading for me to stay and giving me sob stories of pets that died because they didn’t have insurance to cover. Insane experience. Do not trust.

Insurer: Trupanion

By: Sydney c

March 13, 2025

Pets Best

Pet Best is excellent Pet Insurance. Easy to use claims process online and on their App. Thorough explanation of claim reimbursement and excellent communication

Insurer: Pets Best

By: Frank Roberts

Verified March 13, 2025

Quick claim response time and direct…

Quick claim response time and direct deposit payout

Insurer: Spot

By: Andrew P

Verified March 13, 2025

A truly excellent partner for my family’s needs

My family is so grateful to have found Spot Pet Insurance. They are the best partner to assist us with our Pet Insurance needs. We love their easy to use website and truly enjoy the seamless processes for submitting a claim and getting quickly reimbursed.

Insurer: Spot

By: Stephen Morgan

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