218,212+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 218,212 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

218,212 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,822 reviews

4.9
Healthy Paws

11,134 reviews

4.9
Fetch

5,473 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,922 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

July 08, 2015

Easy process, super quick payment!

Our dog Iris came down with a severe case of hemorrhagic colitis a few weeks ago. She spent a couple of days and one night at the vet and thankfully recovered fully. The bill at the end was large but we were so thankful that we have Trupanion insurance so that we only had to worry about our dog and not money. We received our reimbursement payment in less than a week which made covering the Visa bill simple. Thank you Trupanion!!

Insurer: Trupanion

By: Elissa

Useful
July 07, 2015

Lulu Luna claim

Excellent customer service.

Insurer: Trupanion Canada

By: Xiomara

Useful
July 07, 2015

Lulu Luna claim

Excellent customer service.

Insurer: Trupanion

By: Xiomara

Useful
July 07, 2015

Don't do business with Pets Best

Under no circumstances should you do business with Pets Best. I'm caretaker to a 9-year-old chocolate lab. I paid in excess of $700 this year for an injury-only policy with a high per-incident deductible ($250). This bought me a policy with a $2,500 "per incident cap," which should be satisfactory for most issues your dog will encounter. Virtually every interaction I've had with Pets Best has been an ordeal. Usually, it's the typical insurance-company stuff about a demand for more records that you've already sent, but this summer they've taken unprofessionalism to new heights. On its Web site, the company says most claims are addressed within 10 business days; that's false. In June, I submitted a claim for my dog's recent ligament surgery. After waiting in excess of three weeks for a response, I called and asked for a supervisor, who told me: "Oh, I think it was being handled by a trainee. We'll make sure it's expedited." OK, I understand, everyone gets busy around the holidays, so ... About 5 minutes after I was off the phone with this rep (Brynn) I received an e-mail from Pets Best saying they'd contacted my vet for more information ... after they'd been sitting on the claim for weeks doing nothing--and after I'd confirmed twice that they already had the 1 year's worth of records they'd previously asked for. Delay, delay, delay. Finally, Pets Best agreed to pay a portion of my most recent claim, but withheld a full $1,000, claiming they had paid out on a "related condition" earlier in the year. Untrue. Their claims adjustor conflated two conditions that the vet clearly stated were separate, and I am now forced into an appeals process. Even more beguiling, when I called back to speak to this rep, she acknowledged that she hadn't read my claims. Stay away from Pets Best. They're liars and cheats. A responsible state government would be investigating them by now.

Insurer: Pets Best

By: Robert

Useful
July 07, 2015

Amazing Service!!

Great company! Couldn't be happier with the service!!

Insurer: Trupanion Canada

By: Jessica

Useful
July 07, 2015

Amazing Service!!

Great company! Couldn't be happier with the service!!

Insurer: Trupanion

By: Jessica

Useful
July 07, 2015

Best decision I've made in a long time!

I have a senior dog (approx. age 12 years)and, although her overall health was very good at the time, I decided to investigate pet insurance companies. Embrace gave me the best rates and coverage, so I signed up with them and a few months later my dog, Chelsea, started acting really lethargic. After tests, it was revealed that she had hypothyroidism and needed to be on medication for the rest of her life. The tests to determine this were expensive and my co-pay of $500 was applied. I have had a total of 3 claims for her, and EVERY time, there was something that was covered and reimbursable. I am so glad I made the choice to go with Embrace!

Insurer: Embrace

By: Amy

Useful
July 07, 2015

great customer service

We had Healthy Paws for a couple of years before our first claim, which was for major abdominal surgery for our sweet female greyhound. The customer service team was great about working with us, our local small-town vet, and the university hospital to which we were referred for surgery. We had one small hiccup where an initial blood screen was not covered because the billing code at my vet ("wellness screen") made it look like a preventative screening. Healthy Paws customer service was very understanding when I called to tell them it was done in response to symptoms of the dog's illness. After a quick fax from my vet clarifying the purpose of the blood work, they re-processed my claim and it came back covered. We had no surprises as far as coverage - everything was exactly as the Healthy Paws website states and our reimbursement matched up with the plan we pay for. The customer service team reached out to me several times after my initial call to follow up and check in - they even checked in to see how our dog was doing after all the claims had processed. The whole experience made us so grateful to have pet insurance - we'll definitely maintain it for our greyhound and any future dogs we own. Based on this experience, we'll be sticking with Healthy Paws.

Insurer: Healthy Paws

By: Mindy

Useful
July 07, 2015

Best Pet Health Insurance

Healthy Paws pays promptly and without a fuss; sometimes a claim is submitted by email and approved the same day. They generally don't require an explanation of services from the vet, just a bill and a brief description of the condition from the pet owner. And most importantly, there are no defined limits as to payment. They pay 90% of the amount submitted after the deductible, less the office visit--nice and simple. About as good as you can get from pet insurance.

Insurer: Healthy Paws

By: Steve

Useful
July 07, 2015

impressed with the professionalism and quick atten

very impressed with the professionalism in taking care ofour medical claim for Paula.

Insurer: Embrace

By: paul

Useful

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