218,042+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 218,042 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

218,042 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,820 reviews

4.9
Healthy Paws

11,131 reviews

4.9
Fetch

5,465 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,911 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

October 12, 2015

It seemed to good to be true: It's not.

I can't believe how easy it was! I was expecting to fill out a tear-inducing form with pages of poorly-formatted and seemingly meaningless questions, but I didn't have to do any paperwork! There was a box to check and I gave it to the vet!! And I just got a message saying the coverage is on its way!!! I'm so happy. Sincerely love this company.

Insurer: Embrace

By: Laura

Useful
October 12, 2015

Excellent

Our dog, Dooley has been insured by Embrace for 8 years now and fortunately we have not needed to use it very often but this year he had some problems that required considerable veterinary assistance. Our vet faxed the bills to Embrace and in all cases they were handled almost immediately and we were advised every step of the way. Embrace takes the worry out of health care for our dog.

Insurer: Embrace

By: Harry

Useful
October 12, 2015

Rapid claim processing

As a policy holder for about 5 years now, fortunately we have healthy dogs and only a few claims. However, those few claims we have filed have been processed very quickly and the check received within 2 weeks. Trupanion settles claim much quicker and fairly than my human health insurance provider!

Insurer: Trupanion Canada

By:

Useful
October 12, 2015

Rapid claim processing

As a policy holder for about 5 years now, fortunately we have healthy dogs and only a few claims. However, those few claims we have filed have been processed very quickly and the check received within 2 weeks. Trupanion settles claim much quicker and fairly than my human health insurance provider!

Insurer: Trupanion

By:

Useful
October 11, 2015

Very Grateful

I have had dogs my entire life and for a long time we had our pets covered under a different provider and was never satisfied with the service and massive premium increases without any claims. When we welcomed two PWD pups into the family I signed them up with Healthy Paws and shortly their after signed up my now 10 year old Catahoula. I never planned on filing a claim but after our 7mo Portie became obstructed and had to undergo emergency surgery I started the process, which I was frankly dreading. What I experienced though was nothing but quick, friendly and prompt service and closure on the claim. Within 10 days I received the check and on top of that, a week later a personal email from Tim and Healthy Paws checking in on Levi. That level of service not something you find everyday and I look forward to having our fur kids insured with Healthy Paws for life.

Insurer: Healthy Paws

By: James

Useful
October 11, 2015

Excellent Service Both Times!

Both times I have used the Wellness benefit the customer service has been awesome. The claims were processed immediately with no problems for MacTavish's neuter last year and Ruffles' spay 2 weeks ago. And when I called to add Ruffles in the spring, the staff could not have been nicer or more helpful! I highly recommend Embrace and it gives us peace of mine just in case!

Insurer: Embrace

By: Linda

Useful
October 11, 2015

HealthyPaws could not be any better!

Going in, you know that ownership of a French bulldog will eventually result in some kind of health issue and it will be an expensive health issue. Sad but true, and you hope it is many years down the line. Unfortunately, it happened early on in my case. I got my Frenchie when he was four months old and started researching pet health companies right away, assuming I could wait awhile to enroll him somewhere. I found all kinds of information and ratings online and began obtaining quotes. HealthyPaws premiums were in line with all of the others I looked at, but they covered hereditary conditions. Some of the other companies did not but still cost the same. Even better, with HealthyPaws, you can choose your annual deductible and level of coinsurance. Knowing that Frenchies are subject to those types of conditions, I enrolled him when he was six months old. The enrollment process was quick and easy and I have access to the website 24/7. He was deemed healthy at his first vet visit other than giardia and coccidiosis which are common in kennels and passed onto the puppies. We got him squared away with some meds and puppy hygiene and all was well. The vet sent his records to HealthyPaws ensuring that he was now healthy. Over the summer, I took him in for his visit to get set up with flea meds and arrange for his neuter (not covered under HealthyPaws), and my vet said that his nostrils had closed up (they were wide open at his initial visit) and he had developed cherry eye; she recommended that he receive corrective surgery for both these conditions; she also said that with the nares surgery, there was a good chance his soft palate would have to be corrected as well. I was devastated; here was an 11-month old sweet puppy going in for a quick neutering procedure and coming out with major surgery ahead of him. He had his corrective surgery done which cost $3,000+ and was successful. During the procedure, he had a lump develop on his muzzle which the surgeons treated as an allergic reaction but which continued to grow over the next week. Back to our regular vet for another visit and a biopsy (two surgeries in two weeks on a Frenchie are risky due to their breathing issues) to find that the muzzle issue was a papilloma virus (warts!) which he could have picked up anywhere. More antibiotics and he is well again. The second surgery was $500+. Both claims were submitted and adjudicated within 10 days. Given the annual deductible, the neutering, and coinsurance, my cost for everything was less than $900! I know, that still is a lot of money, but had he not had HealthyPaws, he would not have been able to be treated and would have to live a possibly shorter life with compromised health. His quality of life is now excellent and his energy level has skyrocketed. One of my co-workers just got a Boston terrier puppy, and in discussing our new family members, I learned he had chosen HealthyPaws as well after doing his own research. I told him that he was in good hands and that he will be very happy with them should he ever need them. I would recommend anyone to choose HealthyPaws when looking for insurance for their pets.

Insurer: Healthy Paws

By: Leigh

October 11, 2015

Great customer service and timely too!

Every interaction with Trupanion has been wonderful, and because of my accident prone pup, I have had several opportunities to see Trupanion in action! The customer service is remarkable; people are informed, patient, and kind. The claims are processed within a week. And as frosting on the cake, my premium was actually decreased at one point! I highly recommend Trupanion

Insurer: Trupanion Canada

By: Tracy

Useful
October 11, 2015

Great customer service and timely too!

Every interaction with Trupanion has been wonderful, and because of my accident prone pup, I have had several opportunities to see Trupanion in action! The customer service is remarkable; people are informed, patient, and kind. The claims are processed within a week. And as frosting on the cake, my premium was actually decreased at one point! I highly recommend Trupanion

Insurer: Trupanion

By: Tracy

Useful
October 10, 2015

Making the best decisions for my dog easy!

I am hugely grateful for Healthy Paws. Fenway, my almost 2 year old dog means the world to me, and he's super active. Active enough that he broke his tooth! If I hadn't had insurance, I would have been forced to have the tooth pulled. Instead, I was able to go for the costlier, but way better procedure to have him get a root canal. Now my 2 year old dog can keep that tooth for hopefully the rest of his life, and I could afford to make the best health care decision for him. Even more, I wasn't worried about cost or money, I was able to focus on the surgery and my dog instead of financial things. Then, after his surgery, I got an email from them checking in on him! So amazing!Not to mention they had my claim processed by the morning after I had submitted it, even with a hefty bill. So thankful!

Insurer: Healthy Paws

By: Mariko

Useful

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