218,294+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 218,294 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

218,294 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,826 reviews

4.9
Healthy Paws

11,137 reviews

4.9
Fetch

5,485 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,929 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

November 01, 2015

the best service

Filing a claim couldn't be easier (heartworm in this case). They require a minimum of information and process the claim so quickly. There is no nitpicking like for people health insurance. The web portal to check on your claim is very nicely designed. The insurance may not be the cheapest, but it is very comprehensive and no hassle. I would definitely recommend it to pet owners who want to make sure they can take care of their beloved pet.

Insurer: Embrace

By: Jennifer

Useful
November 01, 2015

Awesome

Healthy Paws has been fantastic. All of our claims are paid in a timely manner, the ease of submitting them through their app is fantastic. And both times our dog has had major surgeries I get very caring e-mails from Healthy Paws checking up on her!

Insurer: Healthy Paws

By: Chrissy

Useful
November 01, 2015

Terrible

Please do yourself a favor and don't waste your money. No claims were ever paid back for our puppy. It cost 47$ and ending the terms have taken us 2 weeks. Still no reply and a dispute to the bank on hold for 30 min. Very unprofessional !!! Stay away unless you can afford wasting money!!

Insurer: Trupanion Canada

By: Veronica

Useful
November 01, 2015

Tess and EPI

Tess is a rescue border collie cross and had a clean bill of health when we adopted her at 3 months old. We decided to get pet insurance and our veterinarian recommended Trupanion. About a year after adoption Tess was diagnosed with Exocrine Pancreatic Insufficiency (EPI) which requires her to have enzymes added to her food. Finding the best diet, medication and dosage for an EPI dog is time consuming and an ongoing challenge as there is no magic formula that fits all cases.The disease is not curable and Tess will need medication for the rest of her life. She is now a happy, healthy, active 5 year old and Trupanion has literally been a life saver for her as my wife and I are both retired and would not be able to afford the medication she needs to stay healthy. Our claims are always settled within 2 or 3 days.

Insurer: Trupanion Canada

By: Anthony

Useful
November 01, 2015

Tess and EPI

Tess is a rescue border collie cross and had a clean bill of health when we adopted her at 3 months old. We decided to get pet insurance and our veterinarian recommended Trupanion. About a year after adoption Tess was diagnosed with Exocrine Pancreatic Insufficiency (EPI) which requires her to have enzymes added to her food. Finding the best diet, medication and dosage for an EPI dog is time consuming and an ongoing challenge as there is no magic formula that fits all cases.The disease is not curable and Tess will need medication for the rest of her life. She is now a happy, healthy, active 5 year old and Trupanion has literally been a life saver for her as my wife and I are both retired and would not be able to afford the medication she needs to stay healthy. Our claims are always settled within 2 or 3 days.

Insurer: Trupanion

By: Anthony

Useful
November 01, 2015

Thankful Parent

When I rescued my dogs, I was recommended to get them per insurance. I have to say honestly it wasn't something I was thinking of doing but I followed my friend's advice, did some research and got them policies with Healthy Paws. A few months later, I came home from work one afternoon, only to find that my boy Casper was terribly ill. We rushed him to the pet ER where we were told the next day that he would have to undergo surgery. What should have been a routine 2hr surgery become 7. They discovered he had an intussuception, which would also require several days in the hospital for recovery. Needless to say the medical bill was extensive. Not only was it easy to send the claim in to Healthy Paws, the kept me updated on the entire process, and it only took days for me to be informed that my claim was approved. The team at Healthy Paws was the nicest, caring and most understand I have ever dealt with, and their efficiency allowed me to focus on what was most important, Casper's recovery. I am happy to report that Casper is recovering well and is getting stronger every day. I can't thank Healthy Paws enough and would highly recommend them anyone.

Insurer: Healthy Paws

By: Kethonia

Useful
October 31, 2015

Truly the best.

After much research and now having dealt with them for 4 years I'll give them a 9+ out of 10. Easy to work with and most importantly I have had no issues with coverage. It's good to know my dogs are well covered. Thank you PerBest.

Insurer: Pets Best

By: Mario

Useful
October 31, 2015

Fantastic

I had just obtained Embrace insurance for my dog when he accidentally swallowed a bone. The company was wonderful the way they handled the claim. I would recommend them to all pet owners. Thank you

Insurer: Embrace

By: Donna

Useful
October 31, 2015

Very responsive company

Besides the fact that some money from this insurance company goes to ASPCA, they are a well run operation. With an old fashioned quality, it's easy to get a knowledgeable person on the line. They respond promptly and reliably to both phone and email requests. The amount they pay is less than what is charged in my location. But all in all, they are fair and you get your money's worth. Bottom line, good people and good company!

Insurer: ASPCA

By: Elliot

Useful
October 31, 2015

Healthy Paws is PAWESOME

I recently enrolled in Healthy Paws form my 2 dogs, both 6 and a half years old. I was able to set the deductible and % of reimbursement that fit my needs. Setting up the app for my dogs was so easy! Submitting a claim is so fast! Literally 30 seconds to submit a claim. One of my dogs has not yet met her deductible and honestly I hope she never does. The other, well, she has had several boo boo's. Each time, I submitted the receipt from the vet and Healthy Paws took care of the rest. Less than 2 weeks on each claim, if I was due a reimbursement, I had it in my hand. My latest claim was for my pup who ruptured her ACL. The day I brought her home from the surgery center, it took me less than a minute to submit my claim. 6 days later, I had confirmation that my claim was complete and 3 days later I had a reimbursement check for 90% of the surgery cost. I researched Healthy Paws for days as I wasn't sure about pet insurance. HP is by far the BEST out there. I will never not have Healthy paws insurance on my pets. They are so friendly, fast and they really do care. I received an email from Healthy Paws asking how my pup was doing after surgery. That impressed me so much! I hope I never ever have to use it on my pups again...but if I do I will have the peace of mind that Healthy Paws is there for us. I tell everyone I know who has pets or is thinking about getting a pet they really NEED to get healthy paws. A pet is family....and when it comes to your pets health, they should be treated like family. Now, there is not a single pet insurance company that covers pre-existing conditions. Healthy Paws also doesn't cover your basic exams and shots. To me, that makes sense. These are things that every responsible pet owner should know is part of owning a pet. BUT healthy paws doesn't have a CAP on what they pay out. They are so very friendly, fast and helpful. You set the deductible and % payout based on your budget. I read every review for the top 5 pet insurance companies out there and by far, healthy paws was the best. Take it from someone who was a skeptic for 6.5 years of my dogs lives. I had NO idea that pet insurance could be so wonderful. Thank you Healthy Paws for being there for me and my pups. You are simply the best!

Insurer: Healthy Paws

By: Michelle

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