218,212+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 218,212 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

218,212 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,822 reviews

4.9
Healthy Paws

11,134 reviews

4.9
Fetch

5,473 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,922 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

November 04, 2015

Excellent decision

I have two dachshunds and they are notorious for back problems. I purchased the medium coverage plan for both of them and it has come through for me on several occassions. My 6 year old already has back issues and they have covered all the treatments. My 12 year had infected teeth and had to have surgery, once again they covered all of it. Best thing I ever invested in!

Insurer: Nationwide

By: Tammy

Useful
November 04, 2015

Truly a Life Saver

Embrace is truly a life saver. Our 5 year pointer mix, Zelda developed sever arthritis and degenerative disc disease in her spine at a very young age. She has been a very active and happy dog and we had to begin treating her with pain meds over a year ago. Her condition has worsen and our vet suggested stem cell therapy. I'll be honest, when I agreed to try this therapy I didn't expect Embrace to cover the cost. I submitted the claim but was emotional prepared to have them deny the claim. I was stunned speechless when I got the email that the treatment was covered. This therapy has already made an incredible difference in Zelda's mobility and pain levels. Embrace has been incredible for and I am very thankful and so is my girl, Zelda.

Insurer: Embrace

By: Nita

Useful
November 04, 2015

Awesome!

My dog Chance was hit by a car 7 months ago and had to have an surgery then to repair a fracture and luxating tarsal joint. 6 weeks post-op the plate placed to repair the damages became severely infected and needed to be removed. The problem was, the plate could not be removed until the joint was stable on its own or until he was healthy. 7 months later, Chance had his second surgery. Both surgeries were covered by Trupanion and both times they got back to me almost immediately to say I was approved. When I had called with questions I got wonderful customer service. Chance is now doing wonderful!

Insurer: Trupanion Canada

By: Lexi

Useful
November 04, 2015

Awesome!

My dog Chance was hit by a car 7 months ago and had to have an surgery then to repair a fracture and luxating tarsal joint. 6 weeks post-op the plate placed to repair the damages became severely infected and needed to be removed. The problem was, the plate could not be removed until the joint was stable on its own or until he was healthy. 7 months later, Chance had his second surgery. Both surgeries were covered by Trupanion and both times they got back to me almost immediately to say I was approved. When I had called with questions I got wonderful customer service. Chance is now doing wonderful!

Insurer: Trupanion

By: Lexi

Useful
November 04, 2015

Long Overdue Review(s)

I'm embarrassed how long it has taken for me to write this review but after submitting our 2nd large claim, I knew I had to finally do it. We've been a client since June 2013 after extensively comparing other insurance companies. In May 2014, our lab mix (7 at the time) needed a $3000 TTA knee surgery. Healthy Paws was great and was able to tell me prior to the surgery that this would be covered. Within a week of submitting my claim, we received our check and proved there were no hidden fees or excluded coverage. Funny story....about 2 months prior to our dog's knee surgery and our first claim, my husband wanted to cancel our pet insurance since he wanted to cut back on the budget. I talked him into keeping it for a little longer and we are both glad we did. He now recommends Healthy Paws to his friends. Fast forward to July 2015 and our dog had sudden neck/back pain and could barely move. I had a feeling we'd need to get X-rays and a possible MRI to diagnose the problem and was nervous about the cost but also hated seeing our dog in pain. I called Healthy Paws and they were quick to respond and confirmed that X-rays,MRI, surgery, etc would all be covered. We took our dog into the ER and then they sent him to a specialist for MRI. The bills for over $4600 were quickly reimbursed. To date, Healthy Paws has reimbursed us over $7600. Even with our $50/monthly coverage, we are net positive with our investment. My only regret is that we didn't get this earlier so our dog could qualify for the hip dysplasia coverage.

Insurer: Healthy Paws

By: Kira

Useful
November 04, 2015

OMG! I wish Embrace would cover ME!

Embrace insurance is so good that whenever I see someone on the street with a puppy or young dog I ask if they have pet insurance. We had very mediocre insurance for our first dog. It just didn't cover much and every procedure had a really low limit. We're now on our 4th dog. She's a very active 14 month old lab mix rescue sweetie. She's crazy, impulsive and very high energy. She's really well trained but we still seem to be at the vet at least 2x a month lately. The most recent visit was because she ate part of a toy while with a dog sitter. She required emergency surgery when it lodged in her stomach and Embrace came thru for us very quickly with a reimbursement check. Two days ago she had a gash on her foot from playing fetch in our yard that required stitches. Embrace has paid a 80% on every single claim we've made. We are not wealthy people and would not be able to afford this dog without Embrace. Really. Get it. Now.

Insurer: Embrace

By: Deb

Useful
November 04, 2015

Excellent Service

My cat's wellness exams were fully covered. Quick, efficient service.Pleasant phone representative answered additional questions.Highly recommend. Wish I had heard of Embrace sooner!

Insurer: Embrace

By: Leonard's

Useful
November 04, 2015

Love my Embracepet Insurance.

I have aa English Mastiff and have had to make several claims due to illness or injury. Embrace has been wonderful. My claims have been processed within days of submitting. Customer service always courteous and very helpful with any questions I may have. Couldn't be happier!

Insurer: Embrace

By: Katherine

Useful
November 04, 2015

Best decision I ever made!

Purchasing insurance through Embrace was the best decision we ever made on behalf of our wonderful Dexter (6-year-old standard poodle). He had a CCL tear and subsequent TTA surgery in September. Embrace was with us all the way - easy claim submission and prompt, complete payments. I have heard nightmares from dogpark friends who have purchased other insurance, and I have told everyone that Embrace is definitely the way to go. Excellent customer service, and the coverage is exactly what is advertised. We are extremely happy with Embrace and thank you for making this difficult time a lot easier on the bank account!!

Insurer: Embrace

By: Lynne

Useful
November 04, 2015

Fast

We submitted the claim and within a few days they contacted us. Not long after that it was approved and a check was sent.

Insurer: Embrace

By: Mary

Useful

Compare top pet insurance providers plans.