216,195+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 216,195 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

216,195 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,768 reviews

4.9
Healthy Paws

11,046 reviews

4.9
Fetch

5,363 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,917 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

August 04, 2015

Best insurance ever

After the first $500 for any one incident, Trupanion pays 90% and pays very quickly. I have 3 dogs covered with them ( 7, 10 and 12 years old).

Insurer: Trupanion Canada

By: Layne

Useful
August 04, 2015

Best insurance ever

After the first $500 for any one incident, Trupanion pays 90% and pays very quickly. I have 3 dogs covered with them ( 7, 10 and 12 years old).

Insurer: Trupanion

By: Layne

Useful
August 04, 2015

ALWAYS THERE

Thanks so much with the help on Rocky's claims. It takes the additional worry out of finances when you are dealing with a unexpected illness. You have been always there when I have a question or need any assistance.

Insurer: Embrace

By: Kathy

Useful
August 04, 2015

Quick and simple claim

The claim system is quick and simple to use. I made my claim and they re-imbursed us quickly.

Insurer: Trupanion Canada

By: Tracy

Useful
August 04, 2015

Quick and simple claim

The claim system is quick and simple to use. I made my claim and they re-imbursed us quickly.

Insurer: Trupanion

By: Tracy

Useful
August 04, 2015

Embrace Pet Insurance- Truly the best!!

As a new pet parent, I wanted to make sure that my pet was covered in the event of an emergency. Purchasing pet insurance was a no brainer. After shopping around, Embrace had the best flexibility as I was able to build my plan to best meet my needs and my pet’s needs. Additionally, adding the wellness plan was THE BEST THING I DID. Now, no matter what the reason for a vet visit, I am worry free, knowing that my pet is covered. Our first wellness visit was completely covered. The claims process was simple and easy (I did it online and spent no more than 10 minutes). The claims agents were very helpful. I was also ways provided with updates via my claim portal. I think my pet has better insurance than I do :) (at least from a customer service and claims process!!) HIGHLY RECOMMEND!!

Insurer: Embrace

By: Mo

Useful
August 04, 2015

Truly a life saver

2 days after our puppy was shipped to us at 8 weeks old, he was diagnosed with parvo. Our Trupanion coverage was an introductory trial provided by the breeder, with the first month free. At 2AM in the ER, I called Trupanion, which we'd only activated for a few days, and the representative waited with me on the phone for over an hour while the diagnosis was made. She submitted our case for an immediate rush to the claims specialists for preapproval, and by 8AM, the claim specialist called me on her cell phone to guarantee payment for our puppy's treatments. During the course of his 16 day stay in the ER, he also came down with giardia, roundworms, and aspiration pneumonia. We were told that he probably wouldn't make it every single day, but because we had Trupanion's financial backing, we did not give up on him, and he kept fighting. Today he is alive and thriving, having beat the odds, because of Trupanion. Trupanion paid nearly $16,500 for his treatment during that one month free trial. The remarkable thing is, we had not submitted any premiums up to that point. Payment was extremely prompt compared to PetPlan, which insures our other pets. Frequently reimbursements would be direct deposited into our checking account within less than a week of claims submission. And although we did not take advantage of this--they could have also directly paid the treating hospital instead of reimbursing us, further lessening the financial burden. Needless to say, we signed up for full coverage before the introductory trial expired. Even if our dog lives to a ripe old age and never has another illness, Trupanion will never recover from premiums the amount they've already paid in claims. Their customer service, sense of urgency, and standing by their policy has been impressive and I would not hesitate to recommend them to anyone who wants to know that they're buying the best for their family member.

Insurer: Trupanion Canada

By: MC

Useful
August 04, 2015

Truly a life saver

2 days after our puppy was shipped to us at 8 weeks old, he was diagnosed with parvo. Our Trupanion coverage was an introductory trial provided by the breeder, with the first month free. At 2AM in the ER, I called Trupanion, which we'd only activated for a few days, and the representative waited with me on the phone for over an hour while the diagnosis was made. She submitted our case for an immediate rush to the claims specialists for preapproval, and by 8AM, the claim specialist called me on her cell phone to guarantee payment for our puppy's treatments. During the course of his 16 day stay in the ER, he also came down with giardia, roundworms, and aspiration pneumonia. We were told that he probably wouldn't make it every single day, but because we had Trupanion's financial backing, we did not give up on him, and he kept fighting. Today he is alive and thriving, having beat the odds, because of Trupanion. Trupanion paid nearly $16,500 for his treatment during that one month free trial. The remarkable thing is, we had not submitted any premiums up to that point. Payment was extremely prompt compared to PetPlan, which insures our other pets. Frequently reimbursements would be direct deposited into our checking account within less than a week of claims submission. And although we did not take advantage of this--they could have also directly paid the treating hospital instead of reimbursing us, further lessening the financial burden. Needless to say, we signed up for full coverage before the introductory trial expired. Even if our dog lives to a ripe old age and never has another illness, Trupanion will never recover from premiums the amount they've already paid in claims. Their customer service, sense of urgency, and standing by their policy has been impressive and I would not hesitate to recommend them to anyone who wants to know that they're buying the best for their family member.

Insurer: Trupanion

By: MC

Useful
August 04, 2015

These people act like they love my pet

My Brittany pup has suffered with excessive thirst and urination. I am on my third vet trying to figure out the cause. I wish my personal insurance was as forgiving as the Embrace plan. I compared it to other plans. These folks are the best.

Insurer: Embrace

By: Michael

Useful
August 04, 2015

Highest Recommendation to Healthy Paws

If you have a pet health emergency, this is definitely the company you want in your corner. They care about your pet and ensure your payment allowed gets processed and in the mail to you the same day you call them with the claim. A sincere thanks to Healthy Paws.

Insurer: Healthy Paws

By: Brenda

Useful

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