154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,226 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,336 reviews

4.9
Healthy Paws

10,802 reviews

4.9
Fetch

27,500 reviews

4.9
Pets Best

14,169 reviews

4.9
Trupanion

63,015 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified March 20, 2025

My German Shepherd

My German Shepherd, Coco lost a toe nail. I took her to the vet, they sedated her to remove the nail. A month later she lost another nail, back to the vet. She has a Yeast infection that affected all four paws. I submitted all of the invoices to Spot Pet Insurance and was reimbursed immediately, less than a week. When my policy renews I will most likely upgrade. Her care is #1, knowing that the financial burden won’t set me back priceless.

Insurer: Spot

By: Lisa Manchell

March 20, 2025

Do Not choose them for your Pet Insurance!!!!!

We have had nationwide pet insurance for 10+ years. My dog was just diagnosed with a thyroid tumor. It costs 8K to remove the tumor and Nationwide will only pay $715!!! Please look at their Major Medical Plan Benefit Schedule before purchasing!!!!! They are criminals!

Insurer: Nationwide

By: Dawn Johns

Verified March 20, 2025

Would highly recommend this insurance for your pet!

My 22 month old puppy required surgery. Making a claim was a simple process and reimbursement has been swift. Such a relief for a costly procedure. Thank you, SPOT.

Insurer: Spot

By: Cynthia Goodspeed

Verified March 20, 2025

I'm new to getting insurance for my…

I'm new to getting insurance for my pet. I hope I don't have a bad experience and that we can understand each other well. Thank you. Thanks Erick for you helping me.

Insurer: Nationwide

By: customer

Verified March 20, 2025

Easy Enrollment Process

The enrollment process was very easy. They thoroughly answered all my questions.

Insurer: Trupanion

By: Marianne

Verified March 20, 2025

Such a great experience with my last dog, I will always choose Nationwide.

The website was very easy to use! But I chose to use Nationwide for my new puppy strictly because of how I was taken care of when I had my last Beagle who passed away 1-1/2 years ago. My experience throughout his life was such a good one, I decided I would never use any other company should I ever get a new puppy... and that's exactly what I did.

Insurer: Nationwide

By: Christi Kaefer

March 20, 2025

Embrace was great until they were bought by JAB in 2023. Now they are the worst.

Embrace was great for over a decade, with reasonable annual rate increases and painless claims, until about two years ago. That’s when they were bought by JAB and both my dogs’ rates suddenly doubled, even when adjusting for age. Embrace then began refusing every claim, pretending there was “no diagnosis code,” requiring five back-and-forths between me and my vet and Embrace before any payout was made. We now have preexisting conditions and it’s too late for us to switch carriers, so we are stuck with a plan almost expensive to use. I thought I was planning ahead responsibly for my dogs’ health in old age, and instead JAB and Embrace has ruined our finances. Zero stars.

Insurer: Embrace

By: Francesca

March 20, 2025

Fetch staff got back to me promptly…

Fetch staff got back to me promptly with answers to my questions

Insurer: Fetch Canada

By: Cindy Tiller

Verified March 20, 2025

Pet Coverage

I have had Nationwide as my insurance company for my vehicles back in the day and never had a problem. I am happy to say that now I will have coverage for my little girl Ari.

Insurer: Nationwide

By: Margaret

Verified March 20, 2025

My experience was great

My experience was great. Had no problems enrolling my cat. It was simple.

Insurer: Nationwide

By: Karl

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