216,391+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 216,391 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

216,391 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,772 reviews

4.9
Healthy Paws

11,054 reviews

4.9
Fetch

5,371 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,917 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

December 04, 2015

Life Savers

I can't recommend Healthy Paws enough for what they have done for our family. My wife and I were out of the country when our dog was hit by a car. When they got her to the hospital and told us everything they would need to do we panicked. I called Healthy Paws and they calmed us down and made sure that everything was handled immediately. They stepped up and dealt with the hospital so that we could get on a plane home to be able to deal directly. If not for their compassion and helpfulness our dog would have had no chance. She still has a long road but Healthy Paws has been by our side every step of the way. Their process is seamless and they have bent over backwards to make sure things go smoothly. They are a blessing.

Insurer: Healthy Paws

By: Kelly

Useful
December 04, 2015

Great start with Figo

Buckle up; this is a long one.Some years ago, we considered insurance coverage for our dog, but opted at the time not to purchase because it didn't make sense from a value standpoint, most particularly because the plans available then only seemed to pay what they felt like paying (a.k.a. usual and customary rates). More recently, with two dogs now, we felt it worth re-investigating the state of the offerings, and were happy to find that there are some more reasonable choices now. I'm posting here because a) I find value in what we discovered, and b) the concept of insurance works best when the risk is spread across many participants. Primary factors in our having chosen Figo -- even though they don't offer bovine coverage (that's cows, btw), which is fine because we don't have any of those: - Payment based on vet bill (vs usual and customary), reasoning is self explanatory; - Annual deductable (vs per incident), reasoning is that you don't want to start the clock over for each separate incident, and premiums should be lower with a per incident deductable, but they don’t seem to be; - Inclusion of exam fee (vs NOT), reasoning, it is part of the spend, so why don't others count this?! - Alternative treatments are covered (though I’m not expecting to use any); - No maximum lifetime payout; - Option to have no maximum annual payout (thought this option costs a little more); - Reasonable premium (competitive, relative to at-best comparable plans from other providers). Figo is new, so with that comes some newer thinking around old product. Namely, they’ve got a modernized wrapper around the claims filing process and document management -- all online via the pet cloud. I initially pooh pooh’d that, since it is just a set of online folders (is it for us or for them?), but having records all organized online is turning out to be nice, compared to paper folders in my file cabinet. And while we are relatively new customers, we’ve had positive experience so far. They’ve been accessible and responsive to suggestions; our first claim was processed (toward deductable) quickly and painlessly, and our patient got a nice get well card in the mail. We really purchased this for anything major that might come along, so we're happy with the peace of mind at a reasonable price. I'm giving Figo a rating of 10 so it gets placed where it should in the rankings, which are otherwise inflated. (There is always room for improvement, so nobody should really be gett

Insurer: Figo

By: Eric

Useful
December 04, 2015

Experience made me a believer in pet insurance

Easy to file claimGreat communication about status of claim Quick processing Fair decision I'm a convert

Insurer: Trupanion Canada

By: eva

Useful
December 04, 2015

Experience made me a believer in pet insurance

Easy to file claimGreat communication about status of claim Quick processing Fair decision I'm a convert

Insurer: Trupanion

By: eva

Useful
December 04, 2015

Healthy Paws Delivers!

Couldn't give Healthy Paws enough praise! After my Boston developed a mammary tumor that needed removed, Healthy Paws made the entire claim process and turn around time very quick and easy. Their site and document upload process is easy and user friendly and their staff followed up with me after the surgery to just to see how everything was going. Would definitely recommend them to any pet parent!

Insurer: Healthy Paws

By: Garrett

Useful
December 04, 2015

Kind and compassionate service.

I can't say enough about the service and kindness we have received through ASPCA Pet Health Insurance. The reimbursement is almost secondary to the very kind and concerned telephone calls from ASPCA when my dog is ill. They really seem to care about the animals welfare. In addition, the coverage has been more than I could have anticipated or asked for. We have had several illnesses over the past few years and I always feel sheepish turning our claims in. The adjusters have been timely in reimbursing us and gracious in my communication with them.

Insurer: ASPCA

By: Susan

Useful
December 04, 2015

Quick and easy!

Thanks for helping pay my claims! It was a highly stressful time for us over 24 hours with my pup ingesting foreign objects. Embrace was quick and easy to help pay these claims!

Insurer: Embrace

By: Elisabeth

Useful
December 04, 2015

Health Insurance is a Godsend

This was my first experience in filing a claim; as I never had insurance previously. The claim form is easy to complete; and because both the Pet E.R. and my vet were familiar with the process, my biggest responsibility was to put the claim and supporting documents in the mail. I was impressed to receive an email from Trupanion acknowledging receipt of my claims; also explaining the next steps. I received an additional email about a week later, notifying me that Additional documentation had been requested from my vetrinarian. Within 30 days of my initial claim submission, I received payment in the mail. I am so grateful to have Trupanion's help in my time of need. It is a comfort to know that my pet Jasmine can receive the best medical care without the stress of financial hardship.

Insurer: Trupanion Canada

By: Terri

Useful
December 04, 2015

Health Insurance is a Godsend

This was my first experience in filing a claim; as I never had insurance previously. The claim form is easy to complete; and because both the Pet E.R. and my vet were familiar with the process, my biggest responsibility was to put the claim and supporting documents in the mail. I was impressed to receive an email from Trupanion acknowledging receipt of my claims; also explaining the next steps. I received an additional email about a week later, notifying me that Additional documentation had been requested from my vetrinarian. Within 30 days of my initial claim submission, I received payment in the mail. I am so grateful to have Trupanion's help in my time of need. It is a comfort to know that my pet Jasmine can receive the best medical care without the stress of financial hardship.

Insurer: Trupanion

By: Terri

Useful
December 04, 2015

Amazing

Thank you so much for being so helpful. Never have I felt so confident in an insurance company. You do exactly what you say you will. You have made our experience so incredible and allow us to know that our dogs can recieve the health care they deserve

Insurer: Trupanion Canada

By: Kailey

Useful

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