217,732+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 217,732 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

217,732 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,818 reviews

4.9
Healthy Paws

11,110 reviews

4.9
Fetch

5,451 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,895 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

March 24, 2016

Horrible

I wish I can give them 0. Sadly, my beautiful Pomeranian was really sick at the ER. After evaluation and treatment, he got better. We have healthy paws as his insurance since 2013. We have paid every month and never needed their services. The day that we actually needed them (after ED visit), they refused to pay examination fees! even in an ER setting! First, they made my claim process very difficult to submit and later, they refused to pay the majority and most expensive part of it. If your dog has to go to the ED, of course they need a physical examination in order to receive appropriate treatment, but Healthy Paws wont cover it. I love my dog, so I cancelled this insurance. I wont ever recommended to a responsible parent.

Insurer: Healthy Paws

By: Karla

Useful
March 24, 2016

The best decision we have made- using Embrace

Our 7 year Dashound has had three "issues" over the years. But every time Embrace has handled our claims quickly and efficiently. They are great to work with. I started with them when he was a puppy. Better safe then sorry. Best decision we ever made was picking/using Embrace. Thanks Embrace!

Insurer: Embrace

By: Jenn

Useful
March 24, 2016

Highly recommend Pets Best

I am so glad I chose Pets Best for Theo's care! My claims are always handled promptly, the rates are reasonable, and I now have peace of mind when Theo needs veterinary care. Our most recent claim was for a costly dental procedure, and the turn around time for reimbursement was just ten days. I highly recommend this company!

Insurer: Pets Best

By: Wendy

Useful
March 24, 2016

Pet peeing blood

Our pet had been urinating everywhere, we didn't know that he was ill until he started having drops of blood everywhere. We took him to emergency to find out that he had an infection. After a day of antibiotics he was back to his old self and started to gain weight that he lost. His claim was fast and I have always been satisfied with our insurance.

Insurer: Embrace

By: Karin

Useful
March 23, 2016

This insurance is awesome!

Without this insurance, we would not have our almost 10 year old German Shepherd, Wolf (Wolfie to us). Neither my husband nor I had ever purchased pet insurance before, but for some reason about 5 years ago, we decided to get it. We knew nothing about the various companies, and even the vet's office didn't really have a recommendation about one versus the other. We chose Embrace. Probably 6 months later, Wolf went to get up in the family/great room, and his back legs went in different directions and he ended up having to have a very expensive knee surgery. I think total it was about $8,500, and Embrace quickly approved the surgery and paid 80%. That was impressive enough, but for teh last couple of years, Wolf has been having liver issues. He has had to have numerous blood tests, ultrasounds, etc., and was finally diagnosed recently with pituitary Cushing's Disease. The medication alone for 1 week is $70. The testing which has to be done periodically is about $400 each time. If we did not have this awesome insurance, we would have to consider putting Wolf down, when he is not suffering -- he is still the happy guy he's always been. We can't say enough good about this insurance company and would recommend it to anyone. If we have additional pets in the future, we have agreed that we will get insurance from the very beginning.

Insurer: Embrace

By: Karen

Useful
March 23, 2016

Mrs.

Such a great investment!! With an accident prone, adventurous cat that's always on the move, I can rest a bit knowing that he has this insurance. It's been awesome.

Insurer: ASPCA

By: Melanie

Useful
March 23, 2016

Great Customer Service

Embrace is amazing. I submitted several claims for my dog Stanley who suddenly contracted Canine Immune-Mediated Hemolytic Anemia (IMHA). He needed an emergency blood transfusion, which is what saved his life. We are lucky to have pet insurance to cover the large vet bills that we have accumulated in the past month. I had so many questions and an "embracer" was always there to answer my questions and guide me. I appreciate the patience and care that the embracers give to their customers. Stanley is doing much better now, but he requires weekly blood work to monitor his red blood cell levels.

Insurer: Embrace

By: Alejandra

Useful
March 23, 2016

I am glad i took out this insurance

Claim for flea medication and I am very happy with the speed it was processed.

Insurer: Embrace

By: MARIO

Useful
March 23, 2016

Fantastic Service and best choice for my pet

I purchased pet insurance with Embrace after losing a previous pet after a lot of medical treatment. I never wanted to need to use it but I did submit claims in the past month. The claims were reviewed in a timely manner and checks were mailed immediately. It's a great peace of mind to have Embrace on my side. I did some pre-authorization and then subsequent claims. They make it so easy! If you're on the fence about pet insurance, do it! I covered my dog at 6 months, he's 4 years old now and it was the best decision I could have made for me and my dog!

Insurer: Embrace

By: Michelle

Useful
March 23, 2016

Healthy Paws is there when you need it!

When we bought our Bernese Mountain Dog, Brady, the breeder strongly recommended pet insurance. As he seemed so healthy I regrettably put it off while I did research on the major providers. After much research we decided on Healthy Paws but before the insurance became active Brady tore his ACL and developed a luxating patella. $3,500 later I was convinced of the value of pet insurance! This year at the age of two Brady was diagnosed with Wobbler's Disease which has required treatment by a neurosurgeon, MRIs and physical therapy. Healthy Paws has made it possible to get Brady the best treatment. The claims are paid quickly and questions are answered by a sympathetic and knowledgable customer service staff. We even get follow up emails from the company. I would highly recommend Healthy Paws with no reservations.

Insurer: Healthy Paws

By: Teresa

Useful

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