207,035+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 207,035 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

207,035 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,688 reviews

4.9
Healthy Paws

10,944 reviews

4.9
Fetch

5,175 reviews

4.9
Trupanion

58,937 reviews

4.9
Pets Best

14,599 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

February 09, 2026

Over 50% Premium Increase After 1 Year and No Reimbursements

I've had 2 dogs on Pumpkin plans for just shy of 1 year. At the time I received their renewal notice for the poicies, I had only filed one claim on one dog that did not exceed the deductible, and zero claims for the 2nd dog. Both dog's policy premiums were going up 53%. I find that ridiculous for the circumstances. They tried to ask me to stay with their generic copy/paste explination from AI Google about how industry costs are rising... etc. I'm a Registered Veterinary Technician who's worked at ER's and GP clinics, as well as both privately owned and corporate owned hospitals. Nothing has changed so drastically in the past 12 months to justify this increase. Especially on customers who haven't been reimbursed for anything the entire year. That's a surefire way to lose business. And that's what happened. I canceled and went back to Nationwide. I hope they don't do that with my cats when it comes time for renewal. It's making me be cautious about getting any new policies with them as well. I have filed another claim since that time and recieved payment in a couple days. I would have kept the policies and given a 5-star review if they had not increased the premiums so drastically without valid justification. I don't have any other experience to report on.

Insurer: Pumpkin

By: Renee T

Verified February 09, 2026

This insurance was recommended to us

This insurance was recommended to us. Easy to navigate website and easy to understand policy information.

Insurer: MetLife

By: Lindsey Martin

Verified February 09, 2026

It was easy to use the application on…

It was easy to use the application on the website to purchase pet insurance for my dog Freck

Insurer: Nationwide

By: Brenda Sorenson

Verified February 09, 2026

Quick reimbursement

Quick reimbursement. Affordable pet insurance compared to other insurances. Excellent customer service!

Insurer: Spot

By: Dalila Wessels

February 09, 2026

Claims & Customer Service

I am very satisfied and happy with the customer service and claims service provided by Pets Best. I have been a member with multiple pets since 2021 and have referred them to many friends and coworkers. They are quick to reply and resolve issues, their claims process is very quick and easy, and their staff are extremely friendly and caring. In addition they have sent me flowers, cards, and memorial gifts for the fur babies I had to lay to rest over the last few years, this personal touch means a lot. Thank you!

Insurer: Pets Best

Veterinarian: Cooke's Veterinary Hospital

By: Christine

Useful
Verified February 09, 2026

new policy

fast and easy to do

Insurer: MetLife

By: Denise MacPherson

Verified February 09, 2026

Very easy!!!!

Very easy i love metlife

Insurer: MetLife

By: Michael Vinci

Verified February 09, 2026

Consistently excellent experience

Having adopted a new rescue dog, I needed but was unfamiliar with pet insurance. My vet recommended that I look at several companies. Ultimately, I chose Pumpkin because of their coverage of dentals, which for small dogs are commonly needed but which can be really expensive. True to their word, they covered the dental needed by the dog without any issues. Other smaller claims have also been handled without a hitch and in a timely fashion. So far, I am very happy with them.

Insurer: Pumpkin

By: Chris

Verified February 09, 2026

I am so happy that I got insurance for…

I am so happy that I got insurance for Molly right from the very start. MetLife is really quick with their claims and so far I am really happy

Insurer: MetLife

By: customer

Verified February 09, 2026

Timeliness

This last classmate was professed extremely quickly as opposed to other claims. Thank you.

Insurer: MetLife

By: Bartv67

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