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Pet parents across the U.S. and Canada have left over 217,670 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Can't say enough, best decision ever!
I never had pet insurance before but after I got my first dog, I decided to get it knowing as he got older he might be prone to hip dysplasia due to his breed. Little did I know that just 3 months after I took out the policy, my dog would get hit by a car on the highway. He almost didn't live through the night and he had 2 paralyzed legs. In those first days, it was such a relief to know that all I had to worry about was my dog and not how much it was going to cost to save him. Over the course of the next year and a half, I took him to a rehab facility for intensive rehab, trying to save his paralyzed leg (one healed itself, the other did not). Two years later, we accepted that the paralyzed leg was not going to heal like his other one did and we made the very difficult decision to amputate. Throughout all of this, I can't begin to express what a relief it was to know I could make decisions about what was best for my dog, and not what I could afford. In all, I estimate his medical bills have come to around $30,000 or more and Healthy Paws paid 90%. I can't say enough about how wonderful Healthy Paws was during these stressful times. At least 98% of my claims were processed within 24 hours (sometimes in as little as 2 hours!). They have even reached out to ask how my dog was doing and wished us well. What insurance company does that? My friends and family all agree that my dog has better insurance than they do! Oh, and I was afraid his premiums would go up after I started submitting claims, but it only went up like one dollar, literally! I couldn't believe it. I will be a customer for life. I am so grateful for Healthy Paws.
Insurer: Healthy Paws
By: Hillary
Genuinely helpful claim's process
Currently we have found ASPCA most professional and helpful in working through a complicated surgical situation that had to be stopped in order to determine previously unsuspected cancer. Fortunately the results were benign. The original surgery was then referred to a specialist. What appeared to be 2 surgeries for the same condition at 2 different veterinary clinics was actually 2 separate surgeries. The first for cancer and the second for TPLO. Every one has been courteous and genuinely concerned that we receive reimbursement for a most expensive journey for our Maggie. Soon she will be bounding into the future.
Insurer: ASPCA
By: Eleanor
Excellant choice for Pet Insurance
Now that our boy is getting older we like to have a check up 2 times a year-- at vaccination time. We also have his hips, legs and elbows checked. Thank goodness he is perfectly healthy -the ASPCA insurance is awesome. Pays quick, no stress, no issues and the reimbursement amount is very decent. I never want to use it -they can have our money for it, but protecting our little man is very important because tomorrow can bring anything. I highly recommend using the ASPCA for all your Pet insurance needs
Insurer: ASPCA
By: Connie
Very pleased with service
I would recommend this Insurance to other pet owners. Easy to send claim and prompt with payments.
Insurer: ASPCA
By: Peggy Heavingham
ASPCA Pet Insurance has been Amazing
My dog Wesley has been very ill over the last 2 years and ASPCA has covered a great deal of the costs which were high. They have paid very quickly and always acknowledged receipt of my claims.Furthermore they called to see how my dog was doing. I really appreciate their help.
Insurer: ASPCA
By: Barbara
ASPCA really Cares
I have had various Insurance plans for my dogs over the last 20 years and none of them even compare to ASPCA's Pet Insurance program. They genuinely care about my dogs-and me. They also pay a decent percentage - something not true with other companies I used. Their monthly charges are reasonable as well. And they have compassion when the worst thing happens. They even said they would pay final expenses. I had already removed that from my claim and they said they would pay it. I was not up to filing that so let it go since they cancelled his insurance - even back dated the premium since I (had to) waited to call.
Insurer: ASPCA
By: Kristin
Peace of Mind for my Best Friend
My dog is my best friend. I would do anything to protect her and to keep her healthy. Healthy Paws Pet Insurance is the best option to ensure I have coverage if something bad ever happens. For an active dog-- hiking, swimming, camping, and all things off-leash, I can never know what may happen. With Healthy Paws I have the peace of mind knowing she will be covered. Low deductibles, excellent customer service, no lifetime maximum, and a simple claim system by taking a photo on my phone... I can't ask for more! They even cover acupuncture when my little dog begins to show signs of arthritis. I'd rather not pay a ridiculous premium for preventative care coverage either; I'm happy this is not the case with Healthy Paws. Thank you Healthy Paws!
Insurer: Healthy Paws
By: Pamela
Excellent Service
When I had to take my 2-½ year old Great Dane to the vet for vomiting and lathargy, they referred us to a specialist for more extensive testing. Needless to say, the bills added up quickly. Embrace paid all but 20% and a small $100 deductible within two weeks. I am very happy I decided to go with them rather than another Very Popular Insurance I previously had for my other Great Danes. This other Very Popular Insurance was always finding reasons to not pay claims. Thank you Embrace for putting my mind at ease and letting me focus on the care of my beloved pet.
Insurer: Embrace
By: Debrah
Responsive and quick - I recommend
What I like about Healthy Paws is that they respond immediately to emails and claims and when the've processed a claim you get a check within the week. When I submit a claim I get an immediate notice that it is being processed and usually know within 24 hours max whether it has been approved or not. I have not had a claim not be approved, though the deductible and 10% co pay is there of course. Then have always received a check within a week or less after the approval. That makes them a terrific insurance company, especially considering what our own medical insurance is like. The only thing I don't like, but I haven't a clue if other companies do it too, is that office visits are not covered even when the visit is associated with the emergency that has occurred and is not just a standard annual check up. I wish that was at least applied to the deductible. Those visits get expensive. Other than that, they are a solid insurance company and I have had them for three years now with no intent to switch. I've probably paid more in premiums over the three years than I've been reimbursed for major medical expenses (or it is a close call) since I have two dogs, but it's helpful to have it when you need it and since so many of my friend's dogs have gotten cancer in the last few years, it is comforting to know that it's there if I needed it if my dogs got cancer.
Insurer: Healthy Paws
By: Faith.