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Embrace is the best
My Sasha was a Fidelco puppy that was taken out of the program after 16 months and offered to me as a pet She is a beautiful black Germsn Shepard who is a gentle loving soul. I took out Embrace pet insurance as soon as I officially adopted her. Over the past few months she was diagnosed with megaesphogus and was very very sick. Embrace has covered all her illness and wellness claims and I must say I have not waited more than 10 days from mailing the claim to receiving a check. The log in and EOB information is helpful and timely. I have recommended Embrace to all my friends who have pets or planning on getting one. Thank you Embrace.
Insurer: Embrace
By: Joyce
PetsBest comes through for my cats ALL THE TIME!
As usual, PetsBest did all the work for me in responding to and paying on my claim. When there wasn't enough paperwork from my vet to support the claim they'd received, PetsBest reached out to me and told me via e-mail exactly what I needed to do to have payment initiated. I did this and within 48 hours I got another e-mail saying my now-complete claim was being processed. Two days later I received an explanation of the benefit payment I'd be receiving via direct deposit, and three days after that the money appeared in my bank account. I don't know how much more I could ask for from an insurance company! PetsBest always-responsive and honest and direct action is what enables me to feel comfortable taking my cats to the vet when they're sick -- since I know that everything except for my deductible will be back in my account within a week after the vet gets the claim work in. That's incredible to me! I recommend PetsBest to every person I know who lives with animal companions... To me, it's just a way to make sure my own cat companions get the care they need when they need it, even though I'm on a strict budget. I put aside a small amount of money every month that gets deposited directly into a pet medical savings account, and then when that deductible comes up I can pay it and when the money needs to be floated for that week I can pay that also. We do the same for human family -- plan for medical expenses -- and PetsBest allows me to do this for my cat family also. To me, the less money you have to deal with medical emergencies, the more you need an extremely reliable and up-front insurance company like PetsBest standing by you to help when you need it most -- when your animal family has a health crisis. The premium I pay monthly is a drop in the bucket compared to the security of knowing I won't have to desert my feline friends when they need me the most and are depending on me for their care. Paying that premium is THE LEAST I can do when they give their unconditional love to me every single day. So maybe I don't eat out as often or whatever else I need to make sure I can pay that? Would we do any less for our human families? My advice: Make your PetsBest premium part of your monthly budget and forget about it. Put aside a small amount for the deductible, allow that to build as you would a human Flex Spending account. Then sit back and love your pets without worrying how you'll take care of them when they get sick. What more can anyone ask for?? -- Pamela
Insurer: Pets Best
By: Pamela
Ovida'a TPLO surgery
We had never had pet insurance until this last almost year and a half. After losing our Chessy to diabetic complications(I gave her insulin 2 times daily for over 4 years) we became aware of how costly an illness/injury can be. Our sweet Ovida (Ovi) was just playing in the house with our Maine Coone. Normal daily activities but she must have twisted the wrong way and hurt her right back leg. I watched her and rested it for 4 days but saw no improvement so went to vet. X-ray and exam followed showing a lot of tearing of her ACL . Ovi was put on Rymidal for imflamation/pain and Ace to keep her calm. Visited surgeon for exam and surgery followed the next day. The insurance paid really well. We are on the 90% of usual and customary coverage. I need to to say that this is a very costly surgery, but necessary. There were only a small handful of charges on the surgeon itemized list that were not paid at 90%. The $300+ first doctor expense was covered as was surgery and follow up medications needed to recoup. I like the fact you can log in to your account, see when received, and where they are with the process. To expedite the payment I had the vet copy all of Ovi's records and sent with first billing. Important to know there are some exceptions...to coverage with timelines. ACL is a bilateral issue and there is a waiting period of a year if the pet had one before. These are the most pleasant people to work with at ASPCA. Every conversation has been helpful, kind and caring. I even received 2 follow up calls checking on Ovi. Sorry so long...but I would not hesitate to go with this company. Stellar!!! Also have our cat on program...haven't needed to use yet; ). Peace of mind if we do.
Insurer: ASPCA
By: Nancy Wolfenbarger
Amazing!
I have nothing but great things to say about ASPCA Pet Health Insurance. After my dog got sick, they got my reimbursement back to me quickly. Then they called about a week later to see how she was feeling!
Insurer: ASPCA
By: Melissa Quintero
ASPCA Health Insurance
ASPCA health insurance is always there for our dog's care. Never have had any kind of problem or refusal to pay over the past 7 years. Easy claim process can do online and scan vet bill. Also claim after processed can be automatically/electronically sent to your bank account. Fast and painless..way better than people insurance.
Insurer: ASPCA
By: Ernie Franco
Excellent and caring service
When our cat, Pepper, passed away we received calls and a sympathy card from the associates at ASPCA Pet Health. We were overwhelmed by this show of compassion. When we adopted our new cat, Mickey, the service associates were quick to tell us how happy they were for us, and again, how sorry they were about Pepper.
Insurer: ASPCA
By: Gail Preziosi
Awesome!
Great service, nice people, very fast reimbursement for first claim!! Impressive! Wish people health insurance was this simple, easy & efficient!!
Insurer: Healthy Paws
By: Daintry
Service Review
I would recommend this company to all. They are somewhat particular is what they require in the first year-but nothing more than any other Pet insurance company dictates. I had one issue in the very beginning with out a resolution I agreed with but since they have been gold. My dog is pretty healthy but I am very glad I have Embrace in case I need it. Their customer service is A++.
Insurer: Embrace
By: D
This insurance helps decision making
Insurance is not cheap but the fact that I have it has made medical decisions regarding my 14 year old dog easier knowing that I will get some money back. I have both my dogs insured and recommend pet insurance for anyone that can afford it. Puppies and older dogs have many issues and this insurance gives me piece of mind when talking with the vet cost of procedures.
Insurer: ASPCA
By: Cynthia
Great Insurance for pets
Our pup of 6 months developed a loss of balance and kept falling down. We took her to our vet who told us it was some kind of brain issue and had us go to a specialist who did MRI, spinal tap and blood work. They were unable to find the cause and put her on antibiotics for a month. She is currently doing well. The cost exceeded $3000. Embrace approved our claims, and we should be receiving a check shortly less the deductible. We are pleased with the service we have received and would highly recommend them to other pet owners.
Insurer: Embrace
By: Robert