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Pet parents across the U.S. and Canada have left over 217,806 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Great to Have Embrace there when you need them
Our Yorkie had a infected cyst as well as a UTI. It took a few days in the vet intensive care as well as an operation to remedy his issues. But he is home now and is hos old self.It was great to know that the bill was in large part going to covered by Embrace.
Insurer: Embrace
By: Norrell
Thank goodness we have EMBRACE
I have written previous great reviews and, once again, EMBRACE has come though! With 5 dogs now, we got a $1,000 deductible for each in order to have a "doable" monthly premium. BUT, we got $15,000 YEARLY coverage. If this seems like a lot, trust someone who has been through two cancer surgeries in one year for one dog!! Of note, it is rough for all (people and beloved canine) to go through this....BUT, knowing we were covered by EMBRACE has helped us get through. And, also, we aggressively have kept an eye on her developing any other bumps or lumps without worry of how we would pay for there removal. Early detection and surgery when these things are small has been the difference. And, hopefully, this good fortune will continue. She is feeling great! (We are lucky to have board certified surgeon and oncologist...so skilled at dealing with cancer...) Many of the negative reviews stem from EMBRACE not covering "pre-existing" conditions. To this I say 2 things. Get your dog (or cat) insured NOW before things happen. Also, having had one small portion of one claim denied (less than $100 lab work), I can speak to that. The lab determined that one of her bumps was a "hair folicle cyst" so that lab work on that one thing was not covered. This was because before we insured her 2 years ago, she had had a "bump" removed previously that proved to be one of these and, thus, any further cysts of this kind are not covered as they are likely to reoccur. But, EMBRACE has covered every other item for this particular dog over the past almost 2 years and the reimbursements (we have 90%) have been in the thousands. This year we have had over $7,000 paid out for the two surgeries and all that goes with that (diagnostics such as CT scan, ultrasound, chest x-rays, liver and spleen aspirations....) in addition to some bladder stone issues which required X-rays as well. This company can be trusted to cover things that are not "pre-existing" conditions. SO, if you have any questions as you research policies and companies, ask them to review your dog's / cat's records and find out if any exist. They can also be trusted to cover any care your vet thinks necessary. For example, in August this dog had a soft tissue sarcoma. The surgeon said it would increase his ability to precisely remove it and get "clean margins" if we had a CT scan to show exactly where its boundaries were. The scan also was helpful in determining that the cancer had not spread. We were able to have this
Insurer: Embrace
By: Gay
Great Dog insurance
I had this insurance for my dog for 5 years and I got another dog and put her on it to, I love this insurance . I know my dogs are going to be well cared and I don't have to worry about going to the vet. and costing me a lot of money the insurance takes good care of my dogs. Thanks so much ASPCA. Sharon White
Insurer: ASPCA
By: Sharon
Great company
Embrace is great insurance for my dogs. I know I can take them to the vet, that I will be covered. They are fast for the payments back.
Insurer: Embrace
By: Roberta
So Glad To Know We Are Covered
Our 3 year old was diagnosed with severe pancreatitis and was hospitalized for 3 days. We were told that he may not survive. He made a healthy recovery but needed his blood count be checked by our vet frequently. After a very stressful three months, he was released with a clean bill of health. The claim was processed and paid quickly and a very friendly and caring representative followed up to see that all was well.
Insurer: ASPCA
By: Lori
Fantastic and Caring Service
I have had pet insurance from aspcapetinsurance for my 11 year old dog since he was a puppy. Over the years he has had a few accidents but nothing as stressful as when he was recently rushed to an opthamologist and diagnosed with Glaucoma in his left eye. A procedure was performed to eleviate the pressure in the eye. I submitted the claim and was reimbursed within two weeks. A caring representative from the company called to follow up. From a highly stressful procedure to a less stressful finale.
Insurer: ASPCA
By: Lori
No Regrets!!
I adopted my Sam from the Humane Society back in May 2016. One of the best decisions I could've made. During his initial vet screening, we received information on ASPCA pet insurance. I researched it and purchased a plan. Second BEST decision made. Shortly after purchase, Sam was injured and had surgery and an overnight hospital stay. I filed the claim, got assistance with doing it, and reimbursement within a matter of weeks with no hassle. PERFECT!!! I would and have recommended this insurance to anyone.
Insurer: ASPCA
By: Missy
Excellent
Embrace has been there every step of the way. Our dog has had a lot of medical conditions over the past month & Embrace has fully covered everything. I highly recommend!
Insurer: Embrace
By: Melissa
Embrace saved my dog from going blind!
I keep a very restless American bulldog that gets into trouble often. My dog was 2 years old when I signed up for embrace plan.Reepee, sustained an eye injury which was complicated and i was confused too, However, embrace insurance took over the complicated procure that was done to restore the sight. Reepee, is jumping over everybody as usual, with its two eyes ever working!
Insurer: Embrace
By: richardson
save your money in the bank
This company is a scam. I wish i had read this reviews prior to purchase. They are refusing to pay my claims because they determine it was a pre-existing condition which is totally not true according to my vet. She even got on the phone with them to argue on my behalf . I called to cancel the policy today and was told that they cannot do it now and someone will get back to me in few days, not tomorrow and they cannot tell me exactly when.
Insurer: Trupanion Canada
By: Lena