218,115+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 218,115 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

218,115 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,820 reviews

4.9
Healthy Paws

11,132 reviews

4.9
Fetch

5,469 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,921 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

December 22, 2016

Thank You!

Pets Best is amazing. It feels too good to be true, but truth is they have amazing coverage. The process of filing a claim is super simple and then they direct deposit the money back into my bank account very quickly. Having this coverage is enabling me to give the best care to my young cat of 4 years. He was just diagnosed with chronic heart failure, but I am blessed to have covered him with insurance and now give him the best care without worry of money. THAnK YOU PETS BEST!!! Also, they have amazing customer service. Super nice and empathetic people. They are wonderful.

Insurer: Pets Best

By: Melanie

Useful
December 22, 2016

Buy this insurance if you love getting scammed.

VPI let me pay into its system for 6 years, from the time Oscar was a puppy, with literally no claims all 6 years. Then, they mysteriously "cancelled" me "and they weren't sure why" when I needed surgery for my 6 year old dog. Then, they would only reinstate me as a new customer with a 6 year old dog, at premiums 3x higher than they were before. Why? Because the lower premiums are reserved for the customers that start their dogs on insurance when they are puppies. ABSOLUTE SCAM. DO NOT DO BUSINESS WITH THESE PEOPLE.

Insurer: Nationwide

By: Trisha

Useful
December 22, 2016

A Comfort

My cat recently passed away after a year and a half of progressive illness and it has been a great comfort to me to have Embrace as an insurer. Embrace has quickly and reliably processed my claims with minimal effort on my part, which allowed me to keep my finances intact while taking care of a very sick kitty. When I did need to call in with questions, their customer care team was always friendly, compassionate, and quick to provide accurate information. I never felt let down by this company and I've recommended them to all my friends.

Insurer: Embrace

By: Kari

Useful
December 22, 2016

Thank you Healthy Paws

I recently rescued a kitten and purchased the insurance because of the horror stories I had heard from my friends who have had huge vet bills in the past with no insurance. I have my kitten less then 2 months and when I took her to the vet for her final round of shots they discovered a heart murmur. The tests will be over $700 dollars and then depending on the results possible further action will be needed. I contacted Healthy Paws immediately. I had only made one payment to them for Sweety although I have my other pet covered for 18 months. They got back to me immediately and told me the tests are covered as well as whatever she needs next. I cannot be happier and would highly recommend them. Do yourself a favor and purchase your insurance from this highly reputable company. I could not be happier I purchased the insurance from them.

Insurer: Healthy Paws

By: Debbie Schankweiler

December 22, 2016

Outstanding!!!!

I have two Shelties.. one has a cardiac issue.. sensitive skin.. arthritis..The other has arthritis..hip dysplasia..sensitive skin..

Insurer: Trupanion Canada

By: Elaine

Useful
December 22, 2016

Outstanding!!!!

I have two Shelties.. one has a cardiac issue.. sensitive skin.. arthritis..The other has arthritis..hip dysplasia..sensitive skin..

Insurer: Trupanion

By: Elaine

Useful
December 22, 2016

Embrace is Awesome

I did a lot of research and Embrace seemed to be the best of the many options in regards to coverage and rates. I really have enjoyed Embrace- they are really fast in general about processing my claims and it is so nice to know that I had coverage when my cat got a wound from a cat fight (he is an outdoor cat which is why insurance is a must for me). Their customer service is awesome too- very nice people who care. The only downside is that with my vet I have to pay out of pocket first and then get reimbursed by Embrace- I wish there was a way to have Embrace instantly cover what they can and leave me only responsible for the difference when I take my pet to the vet.

Insurer: Embrace

By: Stephanie

Useful
December 22, 2016

Hassle-free, comprehensive insurance policy

My puppy was unfortunately dropped when he was very young, and started experiencing some troubling symptoms. His head was bobbing, he was shaking, and he couldn't balance himself or walk. I immediately rushed him to the vet, and paid whatever expense necessary to ensure his health. After all was said and done, and my puppy was thankfully fine, I was refunded over half of the cost of the procedure! My deductible was set at $250, and that plus the 10% cost would make it out to be half. It was thankfully not horrendously expensive, but having much of the cost reimbursed was absolutely wonderful. Trupanion dealt with the matter in a manner of days, and gave me no troubles about using the insurance policy even though it was only just over a month after I had began the policy. I would recommend Trupanion to any of my family or friends!

Insurer: Trupanion Canada

By: Rachel

Useful
December 22, 2016

Hassle-free, comprehensive insurance policy

My puppy was unfortunately dropped when he was very young, and started experiencing some troubling symptoms. His head was bobbing, he was shaking, and he couldn't balance himself or walk. I immediately rushed him to the vet, and paid whatever expense necessary to ensure his health. After all was said and done, and my puppy was thankfully fine, I was refunded over half of the cost of the procedure! My deductible was set at $250, and that plus the 10% cost would make it out to be half. It was thankfully not horrendously expensive, but having much of the cost reimbursed was absolutely wonderful. Trupanion dealt with the matter in a manner of days, and gave me no troubles about using the insurance policy even though it was only just over a month after I had began the policy. I would recommend Trupanion to any of my family or friends!

Insurer: Trupanion

By: Rachel

Useful
December 22, 2016

Wellness

Excellent

Insurer: ASPCA

By: Shane

Useful

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