217,342+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 217,342 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

217,342 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,805 reviews

4.9
Healthy Paws

11,099 reviews

4.9
Fetch

5,434 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,866 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

December 13, 2016

EMBRACE covered me!

I've had times where insurance were "unable" to cover certain medical expenses. EMBRACE's staff were friendly and on top of everything I needed to get done. They refunded our vet bill and Bentley (my SH Chihuahua) is happy and healthy!

Insurer: Embrace

By: Rebecca

Useful
December 13, 2016

10 out of 10

I am so happy I decided to take out pet insurance for my 3 dogs. My first choice was Embrace! Recently our Boxer had surgery to repair a torn cruciate and is now doing rehab, I would never been able to give her the care she needed without Embrace And the Wellness rider is great, it covers vaccinations to flea meds. and heartworm preventative. Thanks to all the staff and vets at Embrace for all of your gray Care and customer service.

Insurer: Embrace

By: Carol

Useful
December 13, 2016

Outstanding Pet Insurance

Urie started with vomiting, diarrhea and became extremely lethargic within 2 days. She spent 2 days at our vet's (Peticote Veterinary) and then 2 more days at Northstar Emergency Hospital. Urie had multiple blood work, lab work, x-rays, ultrasounds, endoscopy, etc., and received the best possible care. KUDOS to Peticote and Northstar for their diligence in getting Urie back to excellent health. And yes, KUDOS to Embrace Pet Insurance Company! It is so comforting and gives me such great peace of mind in dealing with all veterinary decisions. I've been with Embrace for 2+ years and I'm so grateful for their excellent service and professionalism. It was the best decision I made in selecting Embrace over 5 other companies indeed!

Insurer: Embrace

By: Vivian

Useful
December 13, 2016

Very good and easy to use.

The company was very responsive and acted in a timely manner to handle the claim.

Insurer: ASPCA

By: Ron

Useful
December 13, 2016

The jury is still out

I submitted my first claim a week ago for Phoebe's surgery, and just received an email saying the payment would be put into my bank account as requested. Now, I must add that I submitted an estimate BEFORE the actual surgery, so Trupanion had plenty of time to research and evaluate. I must say I am very disappointed and amazed at the exclusions Trupanion was able to find on my claim. What they are "allowing" does not reflect what they advertise. I thought we were getting excellent coverage. We shall see...

Insurer: Trupanion

By: Judie Gee

December 13, 2016

WOW! REALLY GREAT PET COVERAGE!!!

Hi Everyone, I just submitted 3 claims of Aniella's to Healthy Paws Pet Insurance. The policy that I chose to purchase reimburses %90 on procedures they okay. I submitted this today and tonight I got notified that the claims were complete and checks were on the way. I am so pleased to tell you that out of a total of $1492 paid to Left Hand Animal Hospital, Healthy Paws is reimbursing me $1108. This is REALLY GOOD. I've had other insurance that paid pennies on the dollar and only sometimes. Please, if someone asks for a recommendation on a good pet insurance company, please feel free to share my story and pass on my definite thumbs up for Healthy Paws. hannah

Insurer: Healthy Paws

By: Aniella

Useful
December 12, 2016

Premium Increases

Never had to make a claim yet. However be warned each year rate increases exceed 10%. Ask for proof of costs rising to determine justification they refused. Imagine cost of policy in 5 years. Our wellness plan through Banfield has never increased.

Insurer: Embrace

By: Wayne

Useful
December 12, 2016

Affordable Care Act for Pets!

Toby and Eddie, blond Pomeranians, are healthy because of ASPCA Pet Insurance. I have peace of mind when I take my boys to the pet hospital for an illness or accident. ASPCA Pet Insurance actually pays for itself when I am reimbursed for Toby and Eddie's medical claims to ASPCA. ASPCA reimburses fast without any complications. ASPCA Pet Insurance really is The Affordable Care Act for pets!

Insurer: ASPCA

By: Bennett

Useful
December 12, 2016

Unfair

My cat had expensive tooth surgery done and I did my research. Was told by Sarah prior to surgery "Yes would be covered" Waited 10 days for any answers and was told by Adrianna supervisor that she would reach out to Brianne adjuster to see if she would pay as goodwill? I was shocked as I had not been notified that they were not going to pay. Apparently Brianne spent five minutes making decision! Madison Serwold Senior Partner could not explain anything about coverage and kept trying to look up information. I asked her why she was not familiar with policies she set and she would not answer! Instead of informing me about denial of claim they informed my vet. Terrible way to do business and I find this too be a waste of money. No more insurance as this was my first try and the worst experience. Rather save money for this type of problem. And no they do not direct bill as my vet tried and was told no everything must be emailed??

Insurer: Trupanion Canada

By: Terri

Useful
December 12, 2016

Saved our bacon

Let me start by saying that I never believed in pet insurance. I thought it was one of those hokey, snake oil types of deals. In 2015, I lost two dogs and ended up spending close to $12,000 for their care that year alone. When I looked into Healthy Paws, and what my cost COULD have been, I honestly felt a little sick to my stomach. I researched all of the companies out there and found that Healthy Paws has the best coverage, best price, and easiest system to use. It was a complete no brainer. I have it for my two new rescues and have already reaped the benefits. My husband is currently out of work and our poor guy had to lose an eye to glaucoma. We NEVER would have been able to afford this had we not invested in Healthy Paws. It literally saved our financial bacon. I am a firm believer in the product. Do not hesitate to get Healthy Paws for your pets. Your financial freedom and your pets well being are not mutually exclusive anymore!

Insurer: Healthy Paws

By: Kendra

Useful

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