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Excellent
No waiting ; immediate reimbursement
Insurer: Trupanion Canada
By: Beverly
Excellent
No waiting ; immediate reimbursement
Insurer: Trupanion
By: Beverly
Amazing!
In 2007, my baby girl Sophie was diagnosed with Cushing's Disease. She went through extensive (and expensive) procedures until she passed away in April of 2016. When I got Sophie I was unaware that pet insurance even existed. By the time she got sick she was uninsurable. I spent 9 years and over $10,000.00 to keep my baby healthy and happy. I spent every dime in my savings and then some. I swore that this would never happen again. I recently adopted 2 Lab mixes and immediately started searching for insurance companies and found Embrace. After reading the reviews, I said "No way can an insurance company be this good" I was wrong! They are better than that! Every claim I submit I get a timely response from a representative that I know for a fact truly cares about the well being of my babies. Thank you so much for helping me and I am happy knowing that what I dealt with before will never happen again. Still miss my Sophie very much!! :(
Insurer: Embrace
By: Terry
Great coverage for surprise condition
We did not know our adopted dog is allergic to bees! Embrace covered most of her emergency vet visit, which was not inexpensive. We are pleased with their service and value.
Insurer: Embrace
By: Jacque
(after 10 yrs) NEVER AGAIN VPI
My (previous) dog for whom I had VPI for 10 years passed on at age 11 1/2 in 2015. Now I've just adopted a new dog, and from my experience, I would never ever consider VPI again. They paid out a low percent of eligible bills, and rejected many valid and necessary vet treatments. Finally, at the end, they paid zero on the euthanasia and cremation of my dear girl. Their problem (aside from greed) is the system of numerically categorizing procedures in ways that aren't realistic according to what is done by the vets and needed by the animals. Even some VPI service people advised me to "change the number" in order to get some reimbursement when it had been rejected. With all the alternative companies now, I don't know why anyone uses VPI. I also don't understand how some people say they were able to receive high percent reimbursements.
Insurer: Nationwide
By: Barb
Thanks for being there when I needed you
Campari, who is my female. After her 1st litter, she started having false pregnancies and infections and then a mucometra and ultimately a pyometra.Thank goodness for my Repro vet, Dr. Steyn and her staff at Advanced Animal Care of Colorado and Trupanion. Because AACofC is linked up with Trupanion my claims were taken care of and I knew exactly what I owed even before I left the clinic. Trupanion has saved me well over $4,000.00. I was very happy with how all of my claims have been handled. Trupanion has been very efficient and fast.
Insurer: Trupanion Canada
By: Susie
Thanks for being there when I needed you
Campari, who is my female. After her 1st litter, she started having false pregnancies and infections and then a mucometra and ultimately a pyometra.Thank goodness for my Repro vet, Dr. Steyn and her staff at Advanced Animal Care of Colorado and Trupanion. Because AACofC is linked up with Trupanion my claims were taken care of and I knew exactly what I owed even before I left the clinic. Trupanion has saved me well over $4,000.00. I was very happy with how all of my claims have been handled. Trupanion has been very efficient and fast.
Insurer: Trupanion
By: Susie
Disappointed. Cannot recommend.
Embrace have let us down. They requested health information that they admittedly did not review in a timely manner. Thus, when our poor dog was sick, they denied our claim. Their rationale was that the sickness that our pet was suffering was "pre-existing" on that day, being the day that they finally reviewed, and deemed insufficient, the medical records we had submitted almost 2 months prior. That left us to pick up the bill.
Insurer: Embrace
By: SMB
Satisfied
Trupanion is quick with their response when a claim is filed and equally as fast to reimburse.
Insurer: Trupanion Canada
By: Patti