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Pet parents across the U.S. and Canada have left over 217,576 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Embrace saved my cat's life.
If you want to get technical, Emmy survived a devastating case of cryptococcosis thanks to a dedicated team of veterinary professionals, and an array of ultrasounds, bloodwork, biopsies, and other diagnostic tests, and a hospital stay at the emergency vet, and the two antifungal medications administered twice daily for six months and counting, and the e-tube through which we fed our cat for the first two months of her illness. But none of this treatment would have been possible without Embrace. Since fungus grows slowly, it takes a long time to fight off: anywhere from 3 months to a year, and longer if it’s a bad enough case. It cost thousands of dollars just to diagnose her, and hundreds more for her check-ups and medications. Even after the reimbursement from Embrace--about 70% of our total costs--we spent enough on vet bills to go on a vacation. A very nice one, too. (Think "first-class plane seats and drinks with little umbrellas" nice.) There have been hiccups, to be sure. Paperwork lost or not being processed correctly, claims approved only after lengthy conversations with our vet. They’re an insurance company, after all. But on the whole, Embrace has been responsive and easy to work with, with a reasonably quick claims process. Embrace has given us extra time with our beloved love-cat, time that we didn’t think we’d have. That’s worth all the money in the world. So $41/month for peace of mind? Not bad at all.
Insurer: Embrace
By: Cristina
So very kind
This year I lost my precious cat to lymphoma. It was very sad .Embrace was right on the claims and kept me informed all along the way. They were so very responsive and considerate of my loss. I felt in good hands. It was the first time I had used pet insurance or had made a claim. It was really all so very easy. When I adopted a new pet I went right ahead and enrolled her in Embrace.
Insurer: Embrace
By: Eleanor
Pet owners need pet insurance.
Pet owners need pet insurance.
Insurer: ASPCA
By: Georgeianna
Responsive
Anyone looking for pet insurance should seriously consider Embrace. It's reasonably priced and you get to customize your plan to include or not include "wellness". I've included "wellness" which more than pays for itself just getting the preventative prescriptions for heart worm and ticks. They let you know as soon as they receive a claim then communicate status very promptly. Couldn't feel better about this plan.
Insurer: Embrace
By: Alice
Don't waste your time and money
Adopted a pet from a shelter - he came with the Trupanion 30 day free trial. Upon our initial vet visit he was determined to need nasal surgery as a result of dental extractions performed by the shelter. Trupanion denied any coverage as it's a "preexisting condition". I will never do business with them.
Insurer: Trupanion Canada
By: jason
Good value, responsive, easy to work with
Dog is actually a Belgian Lachinois
Insurer: Trupanion Canada
By: Mike
Good value, responsive, easy to work with
Dog is actually a Belgian Lachinois
Insurer: Trupanion
By: Mike
Excellent company have only the best things to say. They support you 100%
When my pets are sick I do not need to worry about the cost for the vet. Their coverage is excellent
Insurer: ASPCA
By: Deborah Drab
Awesome
Great coverage, prompt claim processing and fabulous customer service. You cannot go wrong with Embrace Pet Insurance.
Insurer: Embrace
By: Dee
Very grateful for Embrace Pet Insurance
I have pet insurance for my rescue dog and I'm so glad I did. He tore his ACL and needed surgery and I wouldn't have been able to afford it without this insurance. It was a life saver! Thank you Embrace!
Insurer: Embrace
By: Jodi