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Pet parents across the U.S. and Canada have left over 217,508 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Compassion for Pets and Owners
I switched to HealthyPaws after being unhappy and frustrated with my previous pet insurance provider. There is one HUGE difference between HealthyPaws and the majority of their competitors. Most providers carry a tantalizingly low deductible but it only applies 'per condition'. This is a very important distinction. If you dog swallows a sock and has an x-ray, sedation, operation, and meds you will certainly meet your deductible. But if you dog swallows a Lego man six weeks later you are back to square one. HealthyPaws has an annual deductible. Once you meet it you are covered at 90% for any covered care until the end of the calendar year. In my opinion, it is a much more fair system and is designed to protect pet owners from huge bills (rather than fill their pockets incrementally). On top of all of that, their premiums are much more reasonable than their competitors.That's it for the brass tacks. I want to share my personal experience with HealthyPaws as well. My beloved dog Fonz suffered a badly herniated disc and was in absolute agony. We had to take him to the emergency room, his primary care vet, the emergency room again, and finally the operating room for open spine surgery. Throughout the process, HealthyPaws was efficient and caring. They covered everything without blinking an eye and even followed up to see how he was doing before I could reach out to them. Having HealthyPaws insurance not only helped save our dog, they also helped us have peace of mind during a scary and sad time.
Insurer: Healthy Paws
By: Paul
Makes me feel great knowing I can rely …
Makes me feel great knowing I can rely on Figo if Dungy gets hurt.
Insurer: Figo
By: Tyler Ward
I thought reimbursement was prompt and …
I thought reimbursement was prompt and communication was effective.
Insurer: ASPCA
By: Michelle Darnell
Very Satisfied Customer
Extremely friendly and helpful customer service. Everyone seems to be genuinely happy and to really care about their customers' pets. Also, the claims process was an absolute breeze. Very glad we chose Healthy Paws for our dog.
Insurer: Healthy Paws
By: Taylor
LOVE ~ LOVE ~ LOVE
I have been so extremely happy with Figo...I have never had such a wonderful agent look after me and my furry best friend. Brittany Feldman has gone above and beyond to ensure my Winn Dixie is well taken care of and my worries have been put to rest. Life is crazy fast and really hard...I have LOVED having a company help with the process of taking care of the ones we love. I would recommend Figo to everyone who loves and cares for our special buddies...they are a company who wants to help and most of all CARES! In the world today...we don't get as much personal touch and Figo has been able to bring that wonderful concept back to us. Thank you Brittany Feldman and Thank you Figo!
Insurer: Figo
By: Malorie Warner
So impressed with HealthyPaws!
Healthy Paws was very helpful in a scary time!My schnoodle, Eloise, had to have emergency eye surgery after another dog bit her at the park. Healthy Paws approved my claim very quick and sent my reimbursement check (80%) in 3 days. The staff at Healthy Paws has checked on Eloise multiple times during her recovery period. I would highly recommend this pet insurance plan!
Insurer: Healthy Paws
By: Morgan
Rapid Service
After having Embrace for several years, I submitted my first claim for my dog, Cuatro, who had an emergency visit. Paying the premiums over the years has given me peace of mind and now I truly appreciate how valuable this insurance is.Embrace made filing claims totally painless! I was amazed at the turn around process time.
Insurer: Embrace
By: Cynthia
Amazing!
We have 2 7 year old golden retrievers. Our male has struggled with skin issues due to allergies for many years. From multiple visits to the vet, as well as allergy testing, Embrace has been there & always backs us up. Our claims are so easy to file, we get an email acknowledging the claim was received, and reimbursement all so quickly. Embrace goes above & beyond our expectations. We will never have a pet without being covered by Embrace!
Insurer: Embrace
By: Stephanie
Hard to deal with full of false promises
I cancelled my coverage the 1st of January as going with another company who has quicker responses and payouts. At that time, I was told January's would still be charged. That was fine. February came, they billed me. The were contacted again and said cheque will be in the mail. March came and yet another charge! I was not happy and emailed them directly wanting answers and pay back. They called at the end of the work day stating a cheque would be in the mail within 10 days. Guess what.... NOTHING! It is now April 10th and Just rec'd notification of yet another withdrawal for April coverage ! What do I have to do?? This company is to say the least, the worst I have ever dealt with. I guess it's time to get some legal advise on this!
Insurer: Pets Plus Us
By: Daphne
Figo is the best pet insurance!!
Figo has been great! My dog suddenly started having major problems with being listless and not wanting to go for walks! Figo paid for all of the tests that my dog needed and it helped to know that Figo was there for my dog. Judy Pacheco reached out to check on my dog and that is such an excellent part of their customer service. It shows they truly care about their clients! Figo is the best pet insurance!
Insurer: Figo
By: Evelyn M.